Seems like almost every day we hear about a new entrant into the “payments race.” Last fall Starbucks struck a deal with Square, in May Google linked its wallet to Gmail, and just a few weeks ago the stealth Stanford startup Clinkle closed a $25 million dollar round for its payments applicaiton that works with sound […]

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I have a confession to make. Though I study Economics at an Ivy League University and work for Andera, I have no idea how to manage my personal finances. That’s right–no clue. I’ve taken advanced Investments courses and can build an efficient portfolio or calculate net present value in my sleep, but I can’t wrap […]

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Consumers CU By Laws. Image Sourcre: Consumers Credit Union History Report Like many of Andera’s clients, Consumers Credit Union (CCU) of Waukegan, IL has a great story. It began as a housewives’ milk-buying club, survived 12 recessions and the loss of its sponsor, and with its new sponsor grew to accept members nationwide. The latest chapter […]

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   \ (Note: this this post focuses exclusively on credit unions-stay tuned for Part 2 on banks) I’m certain we’ve all heard the logic, “everyone else is doing it, so shouldn’t you?” I’m equally certain that credit unions not involved in social media marketing have recently thought this. According to a 2013 poll by CUNA […]

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In a recent study commissioned by Nokia, it is estimated that Mobile users can’t leave their phone alone for six minutes and check it up to 150 times a day. What does that have to do with our upcoming product release? A lot actually! With mobile phones continuously taking center stage on usage in today’s […]

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As a member of Gen-Y, I’m keenly aware that women are a growing force in the workplace, and that they’ve become a majority on college campuses in America. This is fairly common knowledge, but what I didn’t know was that ninety-five percent of women are financial decision makers in their household, or that women control […]

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