Universal Aggregator IQ

Bottomline’s Universal Aggregator IQ addresses challenges for corporates, banks, financial institutions, and governmental organizations by providing a seamless, single access point to multiple payment networks, systems, and infrastructures.

The Universal Aggregator IQ is a first-of-its-kind, configurable solution offering unrivaled global reach, flexible and secure integration with back-office environments and compliance with all technical and regulatory requirements.

With Bottomline's Universal Aggregator IQ service, processes are simplified, compliance is assured and risk-mitigation improved.

Achieve Global Connectivity

Universal Aggregator IQ provides connectivity to a comprehensive range of global networks with full interoperability between standards to future proof against format changes, new payment schemes, and technological developments.

Increase efficiency

Straight-through processing increases with sophisticated back-end integration, file translation, and message management. With improved transparency, payments management is dramatically simplified.

Reduce operating costs

The Bottomline SaaS solution enables organizations to integrate and access their global financial supply chain with significantly lower TCO when compared to managing multiple in-house connections. Greater reach, more control, lower cost – a perfect combination.

Stay compliant and reduce fraud risk

Integrated transaction monitoring and real-time reconciliation ensures anomalies are identified and investigated immediately. Powerful exception and case management controls enable payment flows to be analyzed and scanned in real-time. Full payment lifecycle visibility further mitigates against risk and fraud, with user behavior and transaction flow monitoring available for the highest possible protection levels.