

Pay easily on Paymode-X's fraud-free network
Do you like the idea of a bank-to-bank transfer but are concerned about the security? Paymode-X processes hundreds of billions of dollars in ACH payments with zero fraud. We secure the transaction on both sides, from the payer to the supplier, using multi-factor authentication.
Plus, we use:
- A highly encrypted and secure network to store critical bank data
- Advanced authentication processes for every participating vendor
- Device fingerprinting to avoid unauthorized account access
With Paymode-X, you and your vendors can breathe easier knowing payments are safe.
Don’t lift a finger. Onboarding suppliers is on us.
More than 550,000 vendors accept Paymode-X electronic payments, like Premium ACH. Plus, we automatically offer electronic payments to vendors who accept check, and explain all the remittance and other benefits they will receive.
Cost:
There’s no cost to you for using Premium ACH. There is a small transaction fee for your vendor, a portion of which is rebated back to you.

Get rebates now and grow them every day
Generate at least 50% more rebates than with competing solutions.
Because Paymode-X has so many vendors accepting Premium ACH payments, we can generally offer more rebates than you'd receive from elsewhere.
"Thanks to the high levels of payment automation, cashback payments, and early payment discounts we capture, AP is no longer viewed as a cost center, and I can focus on strategic financial initiatives." --Jerry Johnson, Daikin Applied America
Pay suppliers fast and track transactions online from issuance to rebates

Pay in days
When you approve, Paymode-X issues Premium ACH payments to vendors automatically.
That means no checks to cut and no mail float. Funds reach appreciative suppliers fast.

Track easily
Both you and your suppliers can view every Premium ACH payment in the Paymode-X portal.
Vendors can find all reconciliation details online, too, allowing for easier processing.

See rebates online
Track all your cash back rebates in the portal and see how much revenue the AP team is generating.
Use these funds when you need them, as they're deposited into any bank account you choose.
Monitor payments and Premium ACH-accepting vendors over time
View participating Premium ACH vendors in the easy-to-use Paymode-X portal. You can also:
- Invite vendors to receive Premium ACH payments
- View historic Premium ACH payments and rebates
- Pull reports about percentage of vendors accepting Premium ACH

Enhance supplier relationships and help them with AR
By accepting Premium ACH, you ensure suppliers no longer spend their time tracking down checks, cashing them and struggling with reconciliation.
With Paymode-X, vendors:
- Reduce DSO and better manage working capital
- Mitigate fraud and risks associated with human error
- Access tools that allow them to automate their AR functions
Get started fast
It's easy to get up and running with Premium ACH payments, and usually takes just over 30 days.
One of the first steps is integrating your ERP with Paymode-X, and there are a few ways to do so. Pick the method that works best for you.

ERP connectors
Sync all payment and invoice data automatically with your ERP

APIs
Connect your ERP with Paymode-X directly using published APIs
Should you need it, we also offer standard file transmission for automated secure delivery after a one-time setup.