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We are ready to engage with you and discuss how we can help drive your digital payments modernisation strategy. From instant payments such as SEPA inst and domestic and cross-border channels , to building use cases to maximise on the ISO 20022 opportunity, improving your connectivity via a single SaaS, and implementing best practices for fraud (VoP) and liquidity management, we are keen to continue the conversation.

Securely communicate, reconcile, and manage the data in financial transactions within, and between Banks and Non-Banking Financial Institutions, both locally and internationally.​

How Does Your Payments Modernization Strategy Stack-up?

This report, in combination with the ‘live’ benchmarking survey, details the key learnings and recommendations for financial institutions need to maximise their payments modernisation strategy and win gain a competitive advantage. 

This year we have identified a small group of financial institutions we’re calling  ‘Payment Pioneers’ – representing just under 10% survey participants – who exemplify strong adoption of payments-industry best practices. that most portray presence in areas of payment industry best practice. These organisations have the potential to provide valuable learnings for the rest of the participants and epitomises the future of competitive advantage in banking and payments. 

The benchmarking report will also include insights from EBA CLEARING, Zanders, Accenture, PwC, BNY, Payments Unpacked, The Payments Association and Open Banking Expo. 

Navigating VoP Implementation: SEPA Instant Payments – Practical Solutions PSPs for Non-euro Countries

The SEPA Instant Payments Regulation (IPR) Phase 2 introduces mandatory Verification of Payee (VoP) for PSPs across non-euro SEPA countries. While this enhances fraud prevention and customer trust, it also brings significant operational and technical challenges. This webinar with Frans C. van Beers - Chairperson EPC Verification of Payee Rule Book Task Force and Senior Policy Consultant at the Dutch Payments Association will provide actionable strategies to overcome these pain points, share best practices, and explore industry insights for a smooth transition.

G20 Cross-Border Payment Targets: Maximising on the ISO 20022 Opportunity

Meet The Experts Session

The cross-border payments market is predicted to reach $320 trillion by 2032, and ISO 20022 is foundational to the G20’s 2027/2030 goals for faster, cheaper, more transparent, and inclusive cross-border payments. Harmonised messaging standards are critical to overcoming fragmentation and enabling seamless end-to-end payments across both domestic and international rails.

Listen to the Euro Banking Association, Swift, JP Morgan, and Bottomline in this ‘Meet the Experts’ panel session. The session examined the alignment of ISO 20022 with the G20’s high-level targets of Speed and Access (2027) and Transparency and Cost (2030).

Blog

Unlocking Operational Efficiency: SaaS Core Banking for Payments, Resilience, and Compliance

SaaS-based core banking platforms are redefining operational efficiency for financial institutions by delivering scalability, resilience, and streamlined compliance. This approach helps banks modernise payment systems, reduce complexity, and stay ahead of regulatory demands while ensuring robust performance in an evolving financial landscape. 

Real-Time Connectivity Services

Securely communicate, reconcile, and manage the data in financial transactions within, and between Banks and Non-Banking Financial Institutions, both locally and internationally.

SEPA Inst

Partnering with Bottomline allows for seamless connection to the European gateways for your financial institution. Built with future-proofed SaaS architecture your organisation becomes ready-enabled to integrate to SCT Inst, as well as traditional networks such as Swift, SEPA, CHAPS, BACS, UKFPS, Ebics, SIC RTGS, Visa B2B Connect and SIC IP.

Verification of Payee

Avoid misdirected payments and meet mandates set for payment service providers by the European Payment Council’s SEPA Inst Mandate.

Sanctions Screening

Detecting and preventing financial crimes such as terrorist financing, money laundering, and organised crime is a growing challenge for financial institutions. Efficiently screen transactions to identify and mitigate sanctions risk with Bottomline’s Sanctions Screening solution.

Swift Connectivity & Value-Add Services

A high-performance financial messaging solution, providing a comprehensive connection to Swift and other networks. Additional services such as GPI, Fin, FIN+, FileAct alongside Swift Essentials.

SIC IP (Swiss Interbank Clearing—Instant Payments)

A new API-enabled SaaS platform, relying on the most modern technologies to future-proof access to SIC Instant Payments (SIC IP) and other payment schemes.

Real-Time and Cross-Border Payments

A solution that offers banks and financial institutions a single and secure access point to multiple global and domestic payment schemes.

Payments Fraud Defense

Prevent payment threats in real time with a cloud-based, scalable, and adaptive risk mitigation solution. Seamlessly integrate advanced fraud prevention technology into your banking systems for secure, frictionless payment interdiction.


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