New NACHA rules introduce the first‑ever fraud‑prevention mandates for commercial ACH, requiring both Originating Depository Financial Institutions (ODFIs) and Receiving Depository Financial Institutions (RDFIs) to enhance monitoring or risk penalties of up to $500,000 per occurrence. As commercial fraud accelerates and as high‑value, high‑velocity transactions become more common, manual reviews and traditional tools can no longer keep up.
Bottomline’s Payments Fraud Defense combines automated origination monitoring, payee verification, analytics, and risk detection to help banks meet compliance obligations and reduce operational strain. Built specifically for commercial banks, it enhances accuracy, minimizes false positives, and speeds regulatory adherence.
Now is the time to assess gaps, determine monitoring coverage, and prepare for compliance. Download the graphic to learn more.
