The Payments Resilience Model Is Breaking Down

Across global banks and financial institutions:

  • Cyber incidents now target availability; not just data
  • Fraud increasingly forces payment pauses despite system uptime
  • Liquidity risk is compressed into minutes, not recovery windows
  • Payment rail outages expose hidden dependencies
  • Geopolitical disruption can impact multiple regions simultaneously

At the same time:

  • Regulators demand demonstrable resilience
  • Customers expect uninterrupted payments
  • ​​Boards expect confidence under extreme scenarios

The Critical Question: Can your financial institution continue processing payments safely when multiple controls fail at once?

Rethinking Resilience for a Fragmented World

This page brings together industry experts, practitioners, and real-world insight to help financial institutions:

<p>Move beyond traditional disaster recovery models</p>

Move beyond traditional disaster recovery models
<p>Build resilience for extreme but plausible scenarios</p>

Build resilience for extreme but plausible scenarios
<p>Ensure safe, continuous payment execution under uncertainty</p>

Ensure safe, continuous payment execution under uncertainty
<p>Strengthen confidence across operations, risk, and leadership teams</p>

Strengthen confidence across operations, risk, and leadership teams

Explore the Operational Resilience Programme

 

Webinar: Operational Resilience in an Era of Instability: How Payments Leaders Are Redefining Continuity in a Fragmented World 

The resilience challenge facing payments leaders has fundamentally changed. Cyber-attacks can isolate core systems. Economic shocks compress liquidity timelines. Rail outages expose hidden dependencies. Geopolitical events can make entire regions inaccessible at once. 

Regulators expect institutions to demonstrate resilience beyond documented plans. Customers expect payments to clear regardless of circumstances. And boards expect confidence that the most severe scenarios have been considered and prepared for. 

This webinar with Accenture, Payments:Unpacked and Bottomline addresses the uncomfortable but necessary question: What happens to payment operations when the assumptions behind traditional Disaster Recovery are no longer applicable?

Key topics:

  • Cyber Risk as an Availability Threat - Continuity is now a core element of cyber defence.​
  • Liquidity Under Pressure - Time‑critical payments demand time‑certain resilience.​
  • Connectivity and Concentration Risk - Resilient payments require more than resilient rails.​
  • Geopolitical and Physical Disruption - Resilience must extend beyond your own estate.

Watch Now

Insight Series: Perspectives on Resilience

A deep dive into the structural shifts reshaping payments resilience:

 

Operational Resilience in an Age of Instability: Why Banks Must Rethink Disaster Recovery

Disaster recovery is no longer enough. Resilience must be built into payment operations by design, ensuring critical payment flows continue even as cyber, infrastructure, and geopolitical disruptions occur.

Read Now

 

From Cyber Recovery to Fraud-Resilient Payment Continuity

Operational resilience is no longer about restoring systems - it’s about ensuring payments can continue safely, even when fraud threats are active and evolving.

Read Now

Sibos 2026: Meet the Experts

Beyond Disaster Recovery: Can AI Keep Payments Moving Under Extreme Stress?  

Operational resilience is no longer just about recovery. As financial institutions face growing threats from cyber-attacks, outages and disruption, resilience strategies must evolve. 

Join us at Sibos in Miami as we explore where AI can genuinely strengthen resilience, where human oversight remains essential, and what it takes to keep payments moving when it matters most. 

Meet us at Booth I067, next to the Swift stand, and book an exclusive 1:1 strategy discussion. 

Explore the Event

Four Forces Redefining Payments Resilience

Fraud as an Availability Risk

Payments are increasingly halted due to lack of confidence. Not system failure.
Resilience requires real-time trust and control.

Liquidity Under Pressure

Even short disruptions create immediate funding and reputational impact.
Resilience must support time-critical execution.

Connectivity & Concentration Risk

Resilience depends on more than rails; it requires independence and flexibility.

Geopolitical & Physical Disruption

Traditional geographic resilience models are no longer sufficient.
Institutions must prepare for multi-location disruption scenarios.

Who Will Benefit from These Insights?

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Designed for payment leaders across:

  • Payments & Transaction Banking
  • CIO / CTO & Architecture
  • Operational Resilience & Business Continuity

  • Risk, Compliance & Regulatory Teams
  • Treasury & Liquidity Management
  • SWIFT & Payments Operations

Solutions

Global Pay Connect

Global Pay Connect helps banks and NBFIs build operationally resilient payment infrastructures by combining modern connectivity, intelligent orchestration, AI-powered automation, and built-in controls on a single SaaS platform.

One Platform.
Total Control of Your Connected Payments Future

Payment Fraud Defense

Bottomline Financial Messaging & Fraud Prevention helps banks and NBFIs strengthen operational resilience by securing payment services, preventing fraud in real time, and protecting transactions from initiation through to settlement.