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Instant payments will take time in Europe
The EU’s Instant Payments Regulation may have fired the starting gun on real-time payments in Europe, but many banks remain stuck in the blocks.
Europe’s journey towards real-time payments has some way to go. The Council of the EU adopted its Instant Payments Regulation in February, but a new survey by payments modernization provider RedCompass Labs suggests that the EU Sepa instant deadline of January 9, 2025, is unrealistic.
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