Bottomline Online Credit Card Application

Bottomline’s Online Credit Card Application product provides a best-of-breed online application user experience and integrates with a financial institutions existing decision engine. It leverages an easy to use browser UI, mobile capabilities, and data integrations to make it easy for financial institutions to qualify applicants, collect supporting documents and signatures, to achieve increased credit card application volume, and better conversion without needing to change decisioning providers.

Anchor: Overview


Bottomline Online Credit Card Application delivers the simplest online and mobile application experience on the market. With Bottomline Online Credit Card Application, applicants can open credit card accounts in real-time using any type of device - smartphones, tablets, and Macs/PCs. The product provides the flexibility financial institutions need to integrate with their own decision engine but still take advantage of a proven mobile/desktop friendly UI to provide the best end applicant experience.

Anchor: Benefits

Benefits & Features

  • Mobile-friendly application experience for credit card applicants
  • Lower application abandonment rates
  • Consistently updated and improved application experience
  • Integration with the financial institution’s decision engine of choice
  • Highly customisable workflow to meet a financial institution’s goals
  • Ability to verify the identity of an applicant online, for a more real-time user experience
  • E-signature capabilities if needed, to speed the application process
  • Disclosure presentment and capture of disclosure agreement