Seamless implementation
The project to bring all the elements together ran for several months. It involved allpay staff, experienced consultants from Bottomline, a new hosted platform from Carta Worldwide to manage consumer banking transactions and a sponsoring bank, Raphaels Bank, for compliance with banking regulations.
“We had some project management expertise from Bottomline. The implementation of their tried and tested solution was quite seamless.”
Bottomline Agency Services included compliant Faster Payment processing, compliant Faster Payments processing, an API for bank account validation and verification, Bacs direct credits and Direct Debits, and Direct Debit collection managements.
This is integrated with the new integrated with the new consumer banking and sponsor bank platforms, and provides an approved gateway into the central clearing system for payment processing.
As soon as the new Banking Lite service for prepaid users went live, it allowed benefit payments to be made directly into the cardholder’s account by local authorities. The apparently simple step relies on complex interfacing.
From a benefit claimant’s point of view, the card account operates like a conventional bank account by supporting Faster Payments and Direct Debits. Access is via a prepaid card portal which allows for statement viewing and payment administration. Robust back-end automation and the right interfaces in Bottomline Agency Services ensure every transaction works smoothly.
