Cards and alternative payment methods (APM) are the most popular way to pay online right now. To stay ahead of the curve, you’ll need a flexible payment platform designed to give your payees the power of choice. That’s where we step in - our PTX Payment Gateway is everything you need to accept payments from your suppliers and customers.


Ideal for companies that are looking to:

Increase conversion rates with customers payment method of choice

Increase the number of payment methods open to customers

Looking to take same-day settlement for card payments

Build in the flexibility to take recurring and one-off payments

Replace an existing card payment gateway • Collect failed Direct Debit payments

Take payments 24/7/365


Fraud prevention

Fraud is the UK’s greatest threat to payment security, often being used to finance further crime. It can also have a damaging effect on your business. Bottomline’s fraud prevention solutions help in preventing card transaction fraud from ever taking place.

Our in-house Velocity Checking and various country and card blocking technologies allow you to have complete control over the traffic through the gateway. You can focus on growing your business: we take care of payment security. Bottomline also integrate with specialist third party fraud management solutions to enhance your fraud prevention tools further.


Secure virtual terminal

The Virtual Terminal has been designed for merchants to use with ease when taking mail order or secure telephone payments via phone, payment link, QR Code or Pay Button. The secure environment allows a user to process credit and debit card payments, as well as refund transactions, all in real time.

MMS to PTX Merchant Management System users are able to operate the system under different permissions. This is an ideal solution for call centres, sales clerks and larger organisations who wish to restrict the ability to view transaction information or process refunds. The Virtual Terminal is a web based portal and can be easily accessed through a desktop, tablet or mobile device.


Recurring card payments

Implement billing or subscription type payments for your customers with Recurring Transaction Agreements. Designed to automatically repeat transactions at predetermined intervals for either a fixed number of intervals or indefinitely, the system handles both Card On File Recurring Transactions (COF RT) and Continuous Authority Recurring Transactions (CA RT).

This feature will give you full flexibility to run subscription, membership or any kind of recurring payments business.


Why choose Bottomline’s PTX Cards?

Security checks & 3D Secure Version 2

Improve conversion rates with over 150+ Alternative Payment Methods & Apple and Google Pay

Control who and where you accept payments from

Peace of mind that no matter the security issue your payment flow is unaffected, including DDoS attack mitigation.

Send your customers automated and branded Email Receipts

Access to Merchant Management System to manage transactions, control preferences, access the Virtual Terminal and pull ah-hoc reports.

Choose to accept the currencies your business requires

Allow customers to pay by card via your checkout, Pay Button, Link or QR code.

Choose what information you integrate with your ERP or CRM using our REST API

Secure Wallet Surcharging

Intelligent Fraud Prevention Software, ideal for high value or high risk card payments

Take secure payments in your call centre with agent assisted or fully automated Integrated Voice Response

Realtime Reporting

Choose the integration which best fits your business and customer needs

Decrease transaction abandonment with transaction routing

Keep your payments secure with 2FA

Initiate full or partial refunds

Same day settlement (dependent on merchant risk)



Want to learn more about PTX?

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