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Norm DeLuca, Managing Director of Digital Banking, commentary featured in BAI piece discussing the factors that impact digital transformation in financial services.

The modern manufacturing environment produces a treasure trove of invaluable insight. Throughout the supply chain, order, financial and supplier information is collected 24/7. However, little value is ever extracted from that data. Paper-based systems, poor archive and storage capabilities, and data sharing limitations are to blame.

Ideas to improve B2B payments are nothing without execution. So what do organizations need to do to achieve all of these objectives and finally get the visibility and seamless cash management they need for overall business success? The answer lies, of course, with technology (but you knew that already because the answer is always technology). In this case though, there’s a little bit of a twist to the standard “technology solves everything” story.

The banking industry is in a time of tremendous digital transformation. The question today is what are the big steps banks need to undertake in order to meet the unique challenges of their customers and win business.

LONDON, UK. Bottomline Technologies, a leading provider of financial technology that helps make business payments simple, smart and secure, today announced that new financial services entrant, Vive, is set to deliver real-time payments to its future customers on day one of trading.

Bottomline Technologies' Jessica Cheney quoted in PYMNTS discussing the global expansion of peer-to-peer payments, citing Venmo and Zelle as major players in the space.

PYMNTS discusses Bottomline Technologies doubling-down on data intelligence

Chief Marketing Officer, Christine Nurnberger, named Revenue Marketer of the Year

PaymentsJournal features our announcement on Digital Banking IQ suite.

IBSIntelligence discusses our recent announcement of our Digital Banking IQ suite

Bottomline Technologies, a fintech solutions provider to facilitate business payments, has launched its Digital Banking IQ Intelligent Engagement suite.

PaymentWeek discusses our recent announcement of our Digital Banking IQ suite

PYMNTS.com features our recent announcement of our Digital Banking IQ suite

The Paypers features our announcement on Digital Banking IQ suite.

Business Insider features announcement of the Digital Banking IQ Suite.

GM of Paymode-X Business Solutions, Jessica Moran, discusses how streamlining payments can benefit healthcare organizations, and outlines the benefits of replacing paper-based checks with automated payments.

Jessica Cheney featured in PYMNTS discussing how customer experience and personalization are critical in digital banking.

Bill Wardwell of Bottomline Technologies and Uma Wilson of UMB Bank featured in PaymentsSource article about the B2B payments market and the Bottomline & UMB partnership.

Norm DeLuca featured in Bank Innovation discussing the importance and growing trend of investing in technology, and how this drives more competition in the industry.

Innovation in the consumer payments sector vastly outstrips innovation in the business payments sector but that need not be the case according to Bottomline Business Payments Roundtable participants.

VP of Strategy and Business Development, Bill Wardwell, featured discussing the results of the B2B Payments and Working Capital Management Strategies Survey...

GM of Paymode-X Business Solutions, Jessica Moran, discusses the importance of an accounts payable process in hospitals.

Bottomline Technologies VP of Strategy and Business Development, Bill Wardwell, sits down with PYMNTS to provide an in-depth explanation of payment challenges, payment integration, customer success, and the changing payments landscape.

In a recent interview with PYMNTS, Vice President, Product Management and Strategic Solutions at Bottomline Technologies, Jessica Cheney, talks about the importance of improving that cash flow situation, and the role intelligent technologies can play.

Bottomline Technologies VP of Product Management, Doug Cranston, discusses how payments are getting faster, fraudsters are getting smarter and machine learning & other technologies can help battle against the bad guys

Today’s episode was recorded at Nacha’s Smarter, Faster, Payments 2019 event. And on this episode, I have Jessica Cheney who is the Vice President of Product Management and Strategic Solutions at Bottomline Technologies.

The manufacturing industry has its roots intertwined with one of the biggest advances in the history of modern civilization – the Industrial Revolution. The manufacturing process was dramatically transformed, seemingly overnight, from a labor intensive, manual process to one that utilized machines in order to exponentially increase the production of goods.

Microsoft have provided a great starting point for the accounts payable process by adding new invoice automation capabilities to Microsoft Dynamics 365. Jon Ruston has been featured in The Record explaining how Bottomline's Invoice Automation for Microsoft Dynamics 365 enables users to incorporate machine learning to maximise the efficiency of the software throughout the invoicing process.

The bank said it is integrating Paymode-X technology from Bottomline Technologies into its corporate banking offering. Together, the companies will link TD Bank business customers to Paymode-X with Visa Payables Solutions, a tool to streamline payables that supports card, ACH and check payments in the accounts payable (AP) department. The tool offers businesses greater flexibility in how they pay vendors and matches payment type to what suppliers need.

One of the many factors holding back corporate payments is the requirement to negotiate payment terms with disparate suppliers, a process that does not match easily with a scalable automated gateway. But it gets much easier if those suppliers have a common vendor relationship of their own. By using a network of vendors with existing payment and financial terms, TD Bank hopes to expedite the paper processing for supply chain transactions and treasury management. TD on Tuesday announced a collaboration with Bottomline Technologies to offer Paymode-X with Visa Payables.

TD Bank is announcing a FinTech collaboration to enhance its corporate payment offerings. The bank said it is integrating Paymode-X technology from Bottomline Technologies into its corporate banking offering. Together, the companies will link TD Bank business customers to Paymode-X with Visa Payables Solutions, a tool to streamline payables that supports card, ACH and check payments in the accounts payable (AP) department.

TD Bank has announced today that it is collaborating with Bottomline Technologies to offer Paymode-X with Visa Payables Solutions to its U.S. business banking customers.

Today is actually a big day for TD Bank customers, especially those who were looking for a little more mobile out of the bank. It recently teamed up with Bottomline Technologies to product Paymode-X, a system now available that’s going to mean a lot more in the way of options for its business customers. TD Bank dropped word our way about this, and there’s quite a bit to like in the early word about this new system.

When it comes to business payments you may be thinking: “As long as invoices are paid, does it really matter how it all happens?” It actually matters very much– not all business payments processes are created equal.

Like most technological advances, cloud computing got its start shrouded in a fog of misunderstanding and some well-deserved skepticism. Take for example a whitepaper from 2015 by EY Advisory called “Finance in the Cloud where it explains to its reader “A new era of cloud-based technology brings an unprecedented period of disruption and innovation. However, cloud technology is still immature and has many associated risks.”

The payments ecosystem in the US has become increasingly complex. Many business to business transactions are still made in cheques, while technological advances have led organisations to embrace new ways to make payments. The result – for all businesses – is the need to provide for a variety of payment methods.

In today’s world of business payments we’re starting to see a reflection of the same digital transformation that has impacted consumer payments. The industry is beginning to envision what business payments can — and should be — in a digital world; now it’s a matter of embracing the technology and processes necessary to make digital business payments a reality.

Nearly half of all businesses still continue to pay suppliers via check. That’s baffling when you consider that the average paper check transaction costs an AP department between $3-$6 (a cost that’s several times higher than other payment types) and that 75% of organizations report attempted or actual fraud via checks. Given the evidence that checks are not an optimal payment method, why do such old school methods persist?

If you think about how people used to rent a movie, call a cab or book a place to stay, disruptive companies have changed the way consumers hear about, choose and pay for products and services. Corporate payment professionals have become accustomed to fast, easy, frictionless digital experiences. They now demand more when it comes to the business payments they manage in their work lives.

When talking about trends in payments it's natural to look at the consumer landscape to search for clues about what could be next in the world of epayables innovation. For example, P2P payment apps like Zelle and Venmo have created a reality in which payments can be made effortlessly from wherever you are, with necessary remittance details all readily available.

It’s no secret that as the problem of payment fraud continues to get worse, organizations need to take fast — yet thoughtful — action to protect themselves from financial loss and reputational damage. But how bad has payment fraud gotten exactly and what are the trends regarding the specific issues and solutions? Strategic Treasurer’s fourth annual “Treasury Fraud & Controls Survey Report” details exactly that.

The road to payment automation hasn’t been an easy one, with many organizations still battling outdated payment processes and exposing themselves to unnecessary costs, inefficiencies, and payment-fraud risks. Some organizations are still working with manual, costly, and fraud-prone paper based accounts-payable processes, while others have started down the path of automation with a fragmented approach that uses a virtual card or automated...

“The next decade will be about systems of engagement.” Truer words were never spoken — and the reality of those words is reflected all around us as banks are waking up to the need to create digital experiences that provide value and drive customer growth.

The B2B space is ripe for transformation, where outdated payment processes mark accounts payable (AP), and where technology can make all the difference as corporates choose their banking partners to satisfy their payment needs.

Bottomline Technologies Managing Director Digital Banking, Norm DeLuca, quoted in Bank Innovation discussing the importance and growing trend of investing in technology, and how this drives more competition in the industry.

Bottomline Technologies Managing Director of Digital Banking, Norm DeLuca, quoted discussing the importance and growing trend of investing in technology and how this drives more competition in the industry

PORTSMOUTH, NH – Bottomline Technologies (NASDAQ:EPAY), a leading provider of financial technology that helps make business payments simple, smart and secure, today announced the release of the 2019 B2B Payments and Working Capital Management Strategies Survey in partnership with Strategic Treasurer. Among the key insights from the comprehensive study, survey results show that across the B2B payments landscape, partnering with fintechs will be the strategy of choice for a majority of banks and a growing number of corporates.

PORTSMOUTH, NH - Bottomline Technologies (NASDAQ:EPAY), a leading provider of financial technology that helps make business payments simple, smart and secure, today announced the 2019 Bottomline Technologies Think Green Award is awarded to Taubman Centers, Inc. (NYSE: TCO). The award recognizes businesses that use technology to drive environmentally friendly and sustainable business practices.

PORTSMOUTH, NH - Bottomline Technologies (Nasdaq:EPAY), a leading provider of financial technology that helps make complex business payments simple, smart and secure, today reported financial results for the third quarter ended March 31, 2019.

Portsmouth, NH - Bottomline Technologies (NASDAQ:EPAY), a leading provider of financial technology that helps make complex business payments simple, smart and secure, today announced a new offering to its Legal Solutions platform, PartnerSelect – Law Firm Analytics. The new capabilities are designed to help law firms manage carrier relationships and gain insight into case assignments, performance and billing compliance.

PORTSMOUTH, NH – Bottomline Technologies (NASDAQ:EPAY), a leading provider of financial technology that helps make complex business payments simple, smart and secure, today announced the launch of PartnerSelect Mobile, an app that enables attorneys to monitor and engage Bottomline’s Legal Spend Management solution, PartnerSelect anywhere, anytime on their mobile device.

Bottomline Technologies (NASDAQ: EPAY), a leading provider of financial technology that helps make business payments simple, smart and secure, and U.S.-based financial services company UMB Financial Corporation (NASDAQ: UMBF), today announced a partnership that will allow UMB to offer Bottomline’s Paymode-X with Visa Payables Solutions to its U.S. commercial customers.

Bottomline Technologies (NASDAQ:EPAY), a leading provider of financial technology that helps make business payments simple, smart and secure, is now delivering its financial process automation solutions through Microsoft AppSource, making it easier and more convenient for Microsoft users globally to find and access specialized, complementary lines of business software.

PORTSMOUTH, N.H. – Bottomline Technologies (Nasdaq:EPAY), a leading provider of financial technology that helps make complex business payments simple, smart and secure, today reported financial results for the second quarter ended December 31, 2018.

PORTSMOUTH, N.H. – Bottomline Technologies (NASDAQ:EPAY), a leading provider of financial technology that helps make complex business payments simple, smart and secure, today reported financial results for the first quarter ended September 30, 2018.

PORTSMOUTH, NH – Bottomline Technologies (NASDAQ:EPAY), a leading provider of financial technology that helps make complex business payments simple, smart and secure, and Visa today announced the release of The Future of Business Payments eBook, a comprehensive set of perspectives on the rapidly evolving B2B payments landscape from leaders in all corners of the market.

PORTSMOUTH, NH – Bottomline Technologies (NASDAQ:EPAY), a leading provider of financial technology that helps make complex business payments simple, smart and secure, today announced that it has been named “Best in Class” by Aite Group in the latest AIM Evaluation: The Leading Providers of U.S. Cash Management, 2018.

PORTSMOUTH, NH – Bottomline Technologies (NASDAQ:EPAY), a leading provider of financial technology that helps make business payments simple, smart and secure, today announced it has expanded its Secure Payments solution to monitor additional payment types. The solution can now proactively monitor FileAct, SEPA, SIC4, and ISO20022 payments and provide customers with a single interface for detecting and investigating potential fraud in their payments ecosystem.

PORTSMOUTH, NH – Bottomline Technologies (NASDAQ:EPAY), a leading provider of financial technology that helps make complex business payments simple, smart and secure, today announced the ability to deliver a growing range of Open Banking payment and cash management solutions to both corporates and banks. The company made the announcement at the Eurofinance International Treasury Management Conference being held in Geneva, September 26-28

PORTSMOUTH, NH (September 20, 2018) – Bottomline Technologies (NASDAQ:EPAY), a leading provider of financial technology that helps make business payments simple, smart and secure, today announced Cara O’nions has joined the company as Director of Global Marketing.

TD Bank launched a payments solution enabling its small business customers to make and customize electronic B2B payments. The service will be provided through payments company Bottomline Technologies' Paymode-X with Visa Payables Solutions.

CHERRY HILL, N.J., and PORTSMOUTH, N.H. – Sept. 18, 2018 – TD Bank, America's Most Convenient Bank®, announced today that it is collaborating with Bottomline Technologies (NASDAQ: EPAY), a leading provider of financial technology that helps make business payments simple, smart and secure, to offer Paymode-X with Visa Payables Solutions to its U.S. business banking customers.

PORTSMOUTH, N.H. – Bottomline Technologies (NASDAQ:EPAY), a leading provider of financial technology that helps make complex business payments simple, smart and secure, today announced that Brit Ltd. (Brit) has selected and implemented the Company’s Legal-X electronic billing solution to reduce costs and streamline its legal billing process.

PORTSMOUTH, N.H. – Bottomline Technologies (NASDAQ:EPAY), a leading provider of financial technology that helps make business payments simple, smart and secure, today reported financial results for the fourth quarter and fiscal year ended June 30, 2018.

PORTSMOUTH, NH - Bottomline Technologies (NASDAQ:EPAY), a leading provider of financial technology that helps make complex business payments simple, smart and secure, today announced that Pillar Properties has chosen the company’s Paymode-X solution to automate and streamline AP payment processing across its entire portfolio.

PORTSMOUTH, NH – Bottomline Technologies (NASDAQ: EPAY), a leading provider of financial technology that helps make complex business payments simple, smart, and secure, today announced 46% year-over-year growth in new customers that have joined its Paymode-X network to take advantage of integrated payables capabilities for more efficient, secure, and environmentally-friendly payment processes.

Bottomline Technologies (NASDAQ:EPAY) today announced the release of the 2018 B2B Payments and Working Capital Management Strategies Survey. This is the second annual survey conducted by Strategic Treasurer and sponsored by Bottomline Technologies.

Bottomline Technologies (NASDAQ:EPAY), a leading provider of financial technology that helps make complex business payments simple, smart and secure, today announced a new voice-assisted Paymode-X app, which will make it easier for businesses to understand and access information on key payment transactions.

GENEVA, SWITZERLAND – Bottomline Technologies (NASDAQ:EPAY), a leading provider of financial technology that helps make complex business payments and Financial Messaging simple, smart and secure, today announced Bank am Bellevue has selected it’s Universal Aggregator® solution to ease financial messaging connectivity, provide robust reconciliation and improve compliance.

PORTSMOUTH, NH - Bottomline Technologies (NASDAQ:EPAY), a leading provider of financial technology that helps make business payments simple, smart and secure, has announced an integration into the Sopra Banking Amplitude core banking system with its innovative fraud protection solution for financial institutions.

PORTSMOUTH, NH - Bottomline Technologies (NASDAQ:EPAY), a leading provider of financial technology that helps make business payments simple, smart and secure, today announced that it has awarded Washington Prime Group the 2018 Bottomline Technologies Think Green Award. The Award recognizes organizations that use technology to drive environmentally friendly and sustainable business practices.

With a threefold increase in the number of corporates who had been hit by a ransomware attack in the last year compared to a year prior, corporate treasurers have been forced to swallow the large, uncomfortable pill of the threat of cyberattacks and fraud on their organizations in a short amount of time.

PrecisionForms and PT-X connect have been added to Microsoft AppSource to improve the access and efficiency of Microsoft Dynamics 365 users. The availability of these through Microsoft AppSource enables organisations easy access to our solutions, as well as offering the value-adding functions and specialist capabilities to existing Microsoft applications. These solutions have been accredited by Lifecycle Services (LCS) for Microsoft Dynamics, offering reassurance to companies looking to implement them.

Bottomline Technologies (NASDAQ:EPAY), a leading provider of financial technology that helps make business payments simple, smart and secure, today announced the Company was recognized with two awards at the annual Killer Content Awards hosted by the Demand Gen Report at its annual B2B Marketing Exchange.

PORTSMOUTH, NH (March 19, 2018) – Bottomline Technologies (NASDAQ:EPAY), a leading provider of financial technology that helps make business payments simple, smart and secure, today announced the release of a new set of application programming interfaces (APIs) to enable easy, secure connectivity for banks, corporate clients, and other third-parties to the company’s Paymode-X platform.

Business payments company Bottomline Technologies is enhancing its Paymode-X solution with a focus on machine learning, according to an announcement the firm made on Thursday (Jan. 11). The company is boosting its Paymode-X platform, dubbing the upgrades its Paymode-X Intelligent Engagement Model.

Bottomline Technologies (NASDAQ:EPAY), a leading provider of technology solutions that help create simple, secure and streamlined patient experiences, is pleased to announce that Henry Ford Health System has purchased Bottomline's Privacy and Data Security software solution to strengthen its cybersecurity measures.

Bottomline Technologies (NASDAQ:EPAY), a leading provider of financial technology that helps make business payments simple, smart and secure, today announced that the company has been recognized as a Market Leader in the Accounts Payable category for the Winter 2018 Customer Success Report published by FeaturedCustomers.

Bottomline Technologies (NASDAQ:EPAY), a leading provider of financial technology that helps make business payments simple, smart and secure, today announced a celebrated win at the U.K.'s largest payments industry awards event, The Card and Payments Awards. The company took home the "Best Payments Processing Award" for the Bottomline Technologies Universal Aggregator®.

Bottomline Technologies, the cloud-based business payment, invoice, and digital banking solution provider, with headquarters in Portsmouth, New Hampshire, recently announced new expanded machine learning capabilities for its Paymode-X solution. Paymode-X, which is Bottomline’s complete B2B payment solution, offers integrated virtual card, ACH and check payment processing.

Bottomline Technologies (NASDAQ:EPAY), a leading provider of financial technology that helps businesses make payments simple, smart and secure, today reported financial results for the second quarter ended December 31, 2017.

Picking the right product or service is quite the task but essentially boils down to what companies need and what is appropriate – granting, of course, that there’s no budgetary issue. Online resource bobsguide has compared risk management software offerings to make lives a little easier for chief risk officers looking to buy or switch.

Bottomline's Cyber Fraud and Risk Management solution has been named as one of the “market’s best solutions” by Bobsguide.

“Virtual Payables solution can be combined with an ACH network solution and Paymode-X Connect to automate organization’s non-payroll accounts payable check payments.”

“The Virtual Payables solution is easily bundled with an ACH network solution, Paymode-X Connect. This combined service, referred to as Comprehensive Payables, typically can automate 60 - 65 percent of an organization’s non-payroll accounts payable check payments.”

NACHA has announced Bottomline Technologies as a Preferred Partner for Business-to-Business (B2B) Payments. NACHA Preferred Partners are a group of providers and innovators that contribute to NACHA’s efforts and the payments ecosystem by supporting ACH payments.

“We are pleased to introduce Bottomline Technologies as our Preferred Partner,” said NACHA Chief Operating Officer Jane Larimer in a statement. “The world of payments is evolving. Payments are moving faster and are increasingly electronic.” “However,” continued Larimer, “B2B payments have not evolved at the same pace as other types of payments, because they can be more complex.

“Vendor adoption is the most critical success factor when it comes to converting to electronic payments,” said Bottomline Technologies General Manager, Cloud Payment Solutions, Jessica Moran in a statement. “Asking an AP team to sell vendors on the benefits of electronic payments while gathering and validating bank account information decreases efficiencies and productivity — that’s where Paymode-X’s Intelligent Engagement Model comes in.”

The Paymode-X Intelligent Engagement Model is a proprietary Vendor enablement methodology that accelerates automation and financial returns. As the only predictive Vendor enablement solution, the Paymode-X Intelligent Engagement Model uses advanced data science, predictive forecasting and a proven enablement strategy to segment, enroll, and authenticate Vendors with unrivaled speed and accuracy.

Bottomline Technologies (NASDAQ:EPAY), a leading provider of financial technology that helps make business payments simple, smart and secure, today announced its expanded capabilities with machine learning, enabling Vendors to pay and get paid smarter and faster using its Paymode-X Intelligent Engagement Model.

NACHA—The Electronic Payments Association® announced Bottomline Technologies Paymode-X as a Preferred Partner for Business-to-Business (B2B) Payments.

PORTSMOUTH, N.H. – Bottomline Technologies (NASDAQ: EPAY), a leading provider of financial technology which helps businesses pay and get paid, today reported financial results for the first quarter ended September 30, 2017.

Bottomline Technologies announced its commitment to becoming a third party provider (TPP) under the open banking initiative. This will allow customers to access information and initiate payments directly with participating banks via an API, through its cloud-based payment platform.

Bottomline Technologies (NASDAQ:EPAY), a leading provider of financial technology that helps businesses make payments simple, smart and secure, today announced that it is expanding its global footprint with a new financial messaging operation centre in Singapore.

Bottomline Technologies is introducing a set of APIs for its corporate customers in accordance with the U.K.’s new Open Banking policy and Europe’s Payment Services Directive (PSD2).

Bottomline announces its commitment to becoming a Third Party Provider (TPP) under the Open Banking initiative, allowing its customers to access information and initiate payments directly with participating banks through secure Application Programming Interfaces (APIs), via its cloud-based payment platform.

Bottomline Technologies, Inc. is at the forefront of helping organizations of all sizes take advantage of the new and evolving payment regulations in the UK, Europe, and beyond. Bottomline announces its commitment to becoming a Third Party Provider (TPP) under the Open Banking initiative, allowing its customers to access information and initiate payments directly with participating banks through secure Application Programming Interfaces (APIs), via its cloud-based payment platform.

Bottomline Technologies, Inc. (NASDAQ: EPAY), a leading provider of financial technology that helps make complex business payments simple, smart and secure, is at the forefront of helping organizations of all sizes take advantage of the new and evolving payment regulations in the UK, Europe, and beyond.

The second phase of NACHA’s same-day ACH rule is now upon us, enabling same-day processing of virtually any ACH payment. With this change, effective Sept. 15, NACHA predicts that same-day ACH transaction volume may rise to over 1.5 billion annual transaction over the coming decade. Financial institutions need to use this milestone as an opportunity to review their payment and fraud investigations processes and ensure they are up to speed and providing customers with a positive user experience while controlling their risk.

Bottomline Technologies, Inc. (NASDAQ: EPAY), a leading provider of cloud-based business payment and digital banking solutions, and Bank of Hawaii, a regional commercial bank headquartered in Honolulu, today announced the successful delivery of a new digital banking experience to thousands of Bank of Hawaii business customers.

On the back of Bank of England's announcement to widen access to settlement accounts for non-bank payment service providers, Bottomline is excited to be at the forefront of supporting this innovative and competitive initiative

Following the Bank of England’s announcement to widen access to sterling payment systems for electronic money institutions known as non-bank payment service providers, Bottomline Technologies (NASDAQ:EPAY), a leading provider of financial technology that helps make complex business payments simple, smart and secure, is at the forefront of delivering key technology for PSPs and non-banks to access and manage settlement accounts.

Bottomline Technologies (NASDAQ: EPAY), a leading provider of financial technology which helps businesses pay and get paid, today reported financial results for the fourth quarter and fiscal year ended June 30, 2017. Click the link below to view the complete results.

The banking industry is in a period of transformation as FinTechs have infiltrated the market with innovative, easy-to-access and easy-to-use financial solutions designed to meet the evolving needs of lucrative commercial customers. This change in the industry presents banks with a huge opportunity — but only for those who are willing to think differently. This paper outlines the challenges banks face, as well as the steps they need to take if they hope to emerge victorious from this battle.

Matt Richardson, a senior vice president who is the head of product solutions for the bank, said the bank has been doing business with Bottomline Technologies for three years. When it came time to choose a company to provide clients with an integrated suite of cash management and payment services that can be tailored by market or industry segment, bank officials felt Bottomline could help them with a system that's modern, easy to use and intuitive for their clients.

Mobile banking, these days, is an increasingly desirable offering, so much so that some banks are starting to wonder if there’s a percentage in actually keeping branches open any more. That’s a point not lost on Citizens’ Bank, which has started up a new partnership effort with Bottomline Technologies geared toward developing new mobile options, as well as some online banking tools, for customers.

Citizens Bank today announced that it will partner with Bottomline Technologies to deploy a market-leading online and mobile banking platform for its Commercial and Business Banking clients.

Bottomline Technologies (NASDAQ:EPAY), a leading provider of technology solutions to help businesses pay and get paid, recently held its 2017 Legal Spend Management customer conference in Chicago, IL.

It was around this time last year that SWIFT members started making major headlines regarding security breaches. The $81 million heist in Bangladesh. $12 million in fraudulent transfers from Banco del Austro (BDA). An attempted attack on Vietnam’s Tien Phong Commercial Joint Stock Bank. It’s a long and serious list that prompted SWIFT’s own chief executive of the America’s and UK, Javier Perez-Tasso, to issue a warning that the financial services industry was facing a defining moment in the fight for cyber security.

Bottomline Technologies (NASDAQ: EPAY), a leading provider of technology solutions to help businesses pay and get paid, today announced that its Paymode-X electronic payment network is experiencing strong growth driven by strategic advancements in payment processing.

Bottomline Technologies (NASDAQ: EPAY), a leading provider of financial technology which helps businesses pay and get paid, today reported financial results for the fiscal third quarter ended March 31, 2017.

Bottomline Technologies (NASDAQ:EPAY), a leading provider of technology solutions to help businesses pay and get paid, today announced the appointment of Mr. Paul H. Hough to its Board of Directors.

Bottomline Technologies (NASDAQ: EPAY), a leading provider of technology solutions to help businesses pay and get paid, today announced that it is leveraging its deep experience in cyber fraud risk management solutions to launch a new payment fraud solution for members of the SWIFT payment network.

Responding to growing threats from cyberattacks to financial institutions, New York state officially implemented new regulations mandating that banks and insurers adhere to certain cybersecurity standards. The rules take effect today.

Healthcare was the most targeted sector for cybercrime in 2015 and attacks in 2016 have been even more widespread and commonplace. That’s as effective as any ghoul or goblin at striking fear into the hearts of healthcare executives. Rightfully so. The 113 million records that were compromised in 2015 represent 25% - 35% of the U.S. population. Protecting the remaining 65% is a responsibility that rests squarely on the shoulders of healthcare organizations who have to start taking the threats to their organizations seriously.

It seems every year for the past five years or so, B2B payments analysts have pondered the future of the paper check and tried to predict its demise. Yet every year, new evidence emerges that paper checks continue to dominate the supplier payment space.

Nigel Savory, Managing Director, Bottomline Technologies, on trends he expects to see in the global business and payments space in 2017. 2017 will mark an important turning point in the rising use of cards over recent years. The launch of real-time payments in North America and Europe will see rapid adoption of these new payment instruments by consumers and businesses, due to their ease of use, 24/7/365 availability and lower cost compared to cards. This topic will be especially pertinent ahead of the upcoming real-time payment initiatives of SEPA in the EU and The Clearing House in the US, which will be launching in November 2017.

Mike Vigue, vice president, product strategy, cyberfraud and risk management at B2B payments firm Bottomline Technologies, warns that ongoing use of paper checks, fraudulent emails and general ignorance of cyberthreats will continue to place businesses and their payment activities at the center of thieves’ targets. 

It wasn’t that long ago that cash was the benchmark for immediate payments. You handed over a sum of money for an item, and other than the time it took to receive your change, the transaction was complete. The advent of checks and card-based payments added a level of convenience by eliminating the need to always have cash on hand, but they also introduced the concept that payments took several days, with time needed for reconciliation and clearance between the buyer, the bank and the seller. After a long period of simply accepting that payments take time to resolve, the industry is back to the notion of immediate payments. Not only is the concept here to stay this time, I anticipate that by 2020, almost all electronic payments will be immediate -- including business payments.

As we close out 2016 and welcome 2017 as a year fresh with promise, it’s impossible to ignore the fact that Europe’s new revised Payments Services Directive (PSD2) is a reality that still looms large and uncertain in our future. Even if passporting isn’t negotiated as part of Brexit and as a result PSD2 doesn’t come to fruition (a distinct possibility), open banking is nonetheless here to stay. Frankly, it’s about time – the industry is long overdue for a more competitive environment. Open banking will encourage exactly the type of innovation necessary to stimulate the development of new business models, as well as a wide range of new banking services

When considering risk in the healthcare environment – risk involving patient privacy and protected health information – profiling is critical and represents a key component of a layered analytics approach.

The security concerns of the healthcare industry are well-known. Attacks on patient data have risen 125% in recent years, with 90% of all organizations suffering from at least one data breach in the past two years. Add in the revenue uncertainties driven by a move from fee-based to outcome-based care and the situation gets even more dire – 7 out of 10 people are likely to choose a hospital that hasn't been plagued with security issues. The industry is in a serious quandry. Yet the patient data of most healthcare organizations still suffers from what can only be described as benign neglect due to static IT budgets and lack of a skilled workforce.

PORTSMOUTH, NH – February 9th – Bottomline Technologies (NASDAQ:EPAY), a leading provider of technology solutions to help businesses pay and get paid, today announced that it has awarded Greystone Healthcare Management the 2016 Think Green award, which recognizes organizations that use technology to drive environmentally-friendly and sustainable business practices.

Bottomline Technologies (NASDAQ: EPAY), a leading provider of financial technology which helps businesses pay and get paid, today reported financial results for the fiscal second quarter ended December 31, 2016.

With Mardi Gras just weeks away, securing the city of New Orleans will be the main focus for law enforcement. Every available officer from the city police force, as well scores of state troopers and sheriff's deputies, is likely to be on hand to keep the festivities secure and under control. And yet crime will still happen, despite having the city in virtual lock down. Healthcare organizations faces the same challenges when trying to secure patient privacy. Simply adding "more" security doesn't mean data is any safer. Why? Because security is all about strategy – and "more" doesn't equal "better

As the year draws to a close, everyone is making predictions about payments in 2017. Unfortunately, most of what’s making headlines are the same topics that have been talked about all year—fraud, blockchain, partnerships between banks and fintechs, etc. While these are all necessary and valid discussions, they’re nothing Nostradamus is going to get excited about.

Despite huge industry advancements that have produced solutions including hedging, cash pooling, sweeping, eBAM, FX forwards, etc., far too many treasury professionals are still struggling to meet the rapidly changing and growing demands of their day-to-day work, mired in manual processes or using solutions that aren’t appropriate for their situation.

Bottomline Technologies (NASDAQ:EPAY), a leading provider of financial technology which helps businesses pay and get paid, today announced its 5th consecutive win at this year’s Document Manager Awards, organised by DM Magazine.

Bottomline Technologies (NASDAQ:EPAY), a leading provider of financial technology which helps businesses pay and get paid, today reported financial results for the fiscal first quarter ended September 30, 2016.

Bottomline Technologies (NASDAQ:EPAY), a leading provider of financial technology which helps businesses pay and get paid, today announced an important win at this year’s Banking Technology Awards ceremony.

Bottomline Technologies (NASDAQ:EPAY), a leading provider of financial technology which helps businesses pay and get paid, today released the findings of its new research study, which revealed that 83 percent of Millennial banking decision-makers at American businesses believe that the right commercial banking relationship can dictate their company’s success. And yet, businesses, particularly those with Millennial decision-makers, are not getting what they need from their bank. Just over half (53 percent) are already using non-bank providers for core bank services.

Bottomline Technologies (NASDAQ:EPAY), a leading provider of financial technology which helps businesses pay and get paid, is pleased to announce that ARIZON Sourcing AG has migrated its financial messaging traffic to Bottomline’s cloud, securely hosted in...

Bottomline Technologies (NASDAQ:EPAY), a leading provider of financial technology which helps businesses pay and get paid, is pleased to announce that ARIZON Sourcing AG has migrated its financial messaging traffic to Bottomline’s cloud, securely hosted in...

Becker Health IT and CIO Review, April 2015: Bottomline Technologies unveiled a new solution for healthcare privacy and data security specifically addressing the issue of patient privacy.

KMWorld June 2013: San Joaquin General Hospital has chosen a mobile documentation solution to automatically collect discrete data associated with patient registration and admissions, including post-capture delivery of that data to the hospital’s disease registry.

Jessica Moran, general manager of cloud payment solutions at Bottomline, told PYMNTS in a phone interview that these new payment options help solve the bottlenecks in payments that exist as so many B2B transactions “are still reliant on paper checks” — in fact, 51 percent of businesses rely on checks to get transactions done. And with paper checks, she said, the potential for fraud remains strong. Virtual payments, with streamlined processing, can allow the payments process to help boost profits, rather than become a cost center, said Moran.

Patients universally agree that filling out paper registration forms can be frustrating, time consuming and repetitive. When patients are feeling ill or are simply ready to be seen, they want the quickest, most efficient way to input information necessary for their visit. Paper registration forms can be frustrating for hospital staff, too. Making sure they're filled out completely, scanning them, manually entering the data into the EMR ... dealing with these types of forms is a time and labor-intensive process that's prone to error and takes valuable time away from patients. So why are we still using paper forms, especially when there's a better way?

Now that school is back in session, thoughts turn from sunny days of vacation to a more serious, academic mindset. Take advantage of this time to evaluate your progress in the areas that are critical to the survival of your business – most notably, cyber security. Nearly 100 million health records were stolen in 2015. According to a survey by HIMSS Analytics and Symantec, more than 80% of healthcare organizations spend less than 6% of their IT budgets on security. Not a great way to ensure success. How do your security efforts stack up? Are you where you need to be? Check out these 4 key data privacy and security issues you'll want to make sure you're acing in 2017:

Banks are experiencing an epidemic of robberies, according to a recent New York Times article. However, unlike the old days when gun-slinging bank robbers barged in, the perpetrators of today are low-paid bank tellers who attack their victims while sitting behind their counter. Tellers have ample opportunities to sell customer information for thousands of dollars, drain money from accounts and order debit cards, checks and credit cards in customers’ names.

PYMNTS.com, October 2015: Last week, Bottomline Technologies struck a deal with Fifth Third Bank to bring the latter into its Paymode-X electronic payments network. Since a 2010 launch (via an acquisition from Bank of America) , the Paymode-X platform now hosts more than 300,000 members.

CFO.com, October 2015: Using paper checks to make payments is considerably more expensive for businesses than some electronic payment methods, according to a new survey.

PYMNTS.com, October 2015: Fifth Third Bank has struck a new partnership with Bottomline Technologies in the name of B2B payments.

Corporate Compliance Insights, October 2015: Data breaches and fraud perpetrated by employees is an increasingly serious threat for businesses. Insider fraud rose 18 percent last year, according to Cifas’ Employee Fraudscape report, and reduced organizations’ bottom lines by as much as 5 percent, based on the latest study of ACFE (Association of Certified Fraud Examiners).

FierceFinanceIT, October 2015: Less than a year after its acquisition of Tel Aviv-based cyber fraud detection provider Intellinx, Bottomline Technologies has integrated the solution into its digital banking platform.

Just because businesses are interested and willing to adopt payments innovations doesn’t mean it’s going to happen. Other key players in the adoption curve include government entities and financial institutions, says Bottomline Technologies Managing Director of Digital Banking Norm DeLuca. Governments and banks have a lot to do with developing an ecosystem that supports adoption of payments technologies for both consumers and corporates, and DeLuca sees some stark differences between the U.K. and U.S. markets that could be slowing down the digitization of electronic B2B payments.

PYMNTS.com, September 2015: When it comes to corporate banking, many businesses want their banks to act as a support system for their financing needs. This includes providing not only the working capital businesses need to operate but the financial services needed to stay on top of their game in managing finances.

DOTmed Daily News, April 2015. The risks of hackers creating a reign of terror among health care cloud data users was a dominant theme at HIMSS 2015.

Since payment fraud involves many different types of activity the best way to identify suspicious patterns is to integrate disparate data sources, and cross check data from multiple angles. Early detection is the key to stopping payments crime—the sooner a current payment fraud incident is identified, the lower the likelihood that the attack will be repeated.

LinkedIn, one of the largest social networks in the world boasting over 400 million users, holds huge value in allowing users to connect and discover new business opportunities. However, at the same time it can be used by hackers to steal employee personal data, to conduct email phishing campaigns and to commit various types of fraud.

Cyber attacks will continue to menace financial institutions in 2016. Hacking attempts, losses, and prevention expenses are likely to increase with the rise in mobile banking applications, vulnerabilities of financial call centers, and the increased sophistication of social engineering attacks. Planning ahead is the best way to mitigate the risks. Here are five of the biggest fraud risks we will see next year:

Within the past 18 months, two of the industry’s more innovative banks have made some seemingly odd acquisitions. McLean, Virginia-based Capital One Financial Corp., in October 2014, acquired Adaptive Path. The Spanish-based BBVA (Banco Bilbao Vizcaya Argentaria) acquired Spring Studio in April 2015. The common thread between these acquisitions? Both are San Francisco-based user experience and design firms.

Cyberattacks are topping the news, and becoming more of a threat as they become more sophisticated and costly. The cost of data breaches will increase to $2.1 trillion globally by 2019, increasing to almost four times the estimated cost of breaches in 2015, according to research conducted by Juniper. A PwC survey found that the cost of security incidents jumped 24% and the number of financial firms reporting losses of $10m to $19.9m increased by a hefty 141% from 2013 to 2014.

Banks are positioned well to be the trusted digital intermediaries, especially in the business-to-business segment, but only if they stay ahead of the innovation curve.

PYMNTS.com, November 2015: As B2B firms look to cut costs and manage cash flow, automation is key. Here’s how a new partnership between Bottomline and Visa will help take the guesswork out of AP management.

EnterpriseCIOForum.com, October 2015: Cybercrime is rising at an alarming rate. In the 2015 Cost of Cyber Crime study by Ponemon Institute, 56 U.S. companies reported an average of $15 million each in losses due to cybercrime, an increase of nearly 20% from the previous year.

BankNews.com, October 2015: At the cornerstone of this issue is the online account opening process. Below are four keys to success, whether a bank is just starting out or re-evaluating an existing online account opening experience.

Fraud is a serious and growing problem for all sectors, but healthcare is taking the biggest hit. According to a study in 2015 while other industries suffered average losses of 5.6%, in healthcare the losses were 6.1%, rising almost 30% since 2007. This upward trend is predicted to continue. In fact, an IDC Health Insights report predicts 1 in 3 health records will be breached in 2016.

Hackers can steal employee personal data, conduct email phishing campaigns and commit various types of fraud just by browsing social media sites. They use lies and manipulation to trick people into connecting with them, then gather personal information on their new friends and their connections. This presents a challenge to organizations that are already spending a fortune on firewalls, secure managed file transfer and secure email systems. It’s difficult to monitor employees’ willingness to leak sensitive company data when they are befriended by hackers.

A report published today by the Payment Systems Regulator (PSR) has revealed that work to open up access to payment systems is generating increasingly positive results.

Payment fraud is becoming more and more costly and sophisticated. According to the latest report from American Financial Professionals, sixty-two percent of finance professionals report that their organisations were targets of payment fraud in 2014. The damages were high for the victim organisations, including Ubiquiti which reported a $46.7 million loss, Xoom Corp. that lost $30.8 million and Irish airline Ryanair that claimed $5 million in losses. Payment fraud extends across all payment types including SWIFT/Wire, Faster Payments, BACS SEPA payments, ATM/debit transactions, ACH/bulk payments, bill payments, P2P/email payments, checks​ and all the different forms of domestic electronic transfers available in various markets.

IT departments are historically known for being the early adopters of technology in any organization, and my team is no exception. Tablets, smartphones, any kind of wearable technology—we all have it the minute it hits the market, as excited as little kids on Christmas morning. This fascination with the latest and greatest goes well beyond just the fun of having a new ‘toy’ to play with however. It is important for CIOs to actively encourage the adoption of the best and most innovative new technologies throughout the organization because doing so leads to several very important benefits for the company.

Financial technology "disruptors" have been particularly intelligent about targeting portions of the financial services space that are underserved by banks. One of those areas viewed as having fallen through the cracks is a portion of the small-medium business market that is perceived to be too sophisticated for retail banking services, and not large enough to merit a direct one-to-one personal relationship managers.