BT currency & payments 98

Intelligent engagement

Drive customer loyalty and increase revenue through unique and insightful interactions

BT process & representation 125

Core banking integration

Easy and flexible integration to core systems

BT legal 109

Customer experience

Personalized workspace with a mobile responsive design

BT security fraud & risk 171

Trust and security

Integrated fraud monitoring, behavior analytics and case management

  • One stop shop for your business customers to support all the services you deliver, including remote deposit capture, business billpay, seamless sign-on and more
  • Faster payments ecosystem with real-time payment enablement, Same-Day ACH and embedded fraud protection
  • Improve your competitiveness with corporate users. Scalable to handle account and transaction growth, sophisticated entitlements and multiple workflows along with specialized reports
  • Payments automation so corporates with large payment volumes can securely send all payment types to the bank at once, regardless of payment method or business purpose

  • Lockout payment fraud through deep layers of security integrated with the customer cash management experience
  • Standards-based API gateway for banks and partners so you can build and bundle new products and services
  • Customer experience that leverages simple workflow navigation, drag and drop features, native mobile capabilities, coupled with mobile responsive design
  • Streamline payment operations and monetize accounts payable through a built-in B2B integrated payables network designed for corporate payers

Over $1 trillion in commercial payments were successfully supported on Bottomline platforms.

Small/medium business and corporate payments centers

  • Make commercial banking easy for your business customers so they don’t have to be banking experts
  • Domestic and international wires
  • Loan payments
  • Transfers including one-to-many and many-to-one
  • Tax payments
  • Vendor address book for bill payment
SMB Corporate Payments Center Screenshot
DBIQ Faster Payments Ecosystem Screenshot

Faster payments ecosystem

The Clearing House RTP® Network

  • Position for a faster payments ecosystem with real-time payment enablement, wires and Same Day ACH, with embedded fraud protection
  • Send and receive real-time credit transfers on the RTP network
  • Immediate access to funds
  • Immediate and automated payment status updates
  • Integrated remittance and payment information
  • Instant request for payment functionality
  • Enhanced communication between parties through conversational capabilities


Cash management and reporting

  • One-stop shop for your business customers to support all the services you deliver, and improve your competitiveness with corporate users
  • Real-time access to balance and transactions
  • Data visualization and insights
  • Cash concentration
  • Account transfers
  • Loan management and reporting
  • Online statements
  • Ad-hoc reporting capabilities
  • Extended data retention
  • Check and deposit imaging
DBIQ Cash Management and Reporting Screenshot

Explore the Digital Banking IQ platform

From actionable insights to faster onboarding, the Digital Banking IQ platform is the leading intelligent engagement solution for banking and payments.

Insights and Analytics

Digital Banking IQ for Insights and Analytics


Unify data sources across your organization and deliver actionable insights that are based on a deep understanding of your customers’ needs.

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Fraud and Financial Crime Management

Digital Banking IQ for Fraud and Financial Crime Management


Gain security and peace of mind with risk and fraud solutions, offering unparalleled protection from fraud and financial crime, while helping banks comply with regulations. 

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Customer Engagement

Digital Banking IQ for Customer Engagement


Drive new accounts and deposits via a comprehensive group of digital customer engagement solutions purpose-built within a secure, intelligent customer growth and acquisition platform.

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Why Bottomline?

Find out why we rank Best in Class, Best Partner, #1 for product features, #1 for client service, #1 for client strength and top ranking for vendor stability.

AIM Evaluation: The Leading Providers of U.S. Cash Management

VIEW THE Research report


Want to learn more about Bottomline's digital banking solutions?

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