Explore the solution

Why Digital Banking IQ?

BT documentation & messaging 63 Simple and intuitive software

BT transaction 69 Cloud-native tech stack with a unified view of data

BT personnel 147 Access anywhere, anytime

BT personnel 144 Personalized user experience

BT legal 110 Open, API-enabled microservices architecture

BT data representation 19 Data-driven intelligence and insights

Cloud platform

A cloud-native platform with embedded intelligence, Digital Banking IQ is built on a microservices modular architecture specifically designed for banking. Features an open API and data model that provides a robust user experience through any channel.

Built on and deployed on Bottomline IQ, a world-class SaaS platform and infrastructure hosted in multiple data centers across the globe

Platform deployment and configuration through technologies such as Docker, Kubernetes, Terraform and Puppet

Deployment support in multiple public cloud providers as AWS and Azure

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Unified digital experience

Consistent experience across mobile and desktop

ReactJS responsive design user interface

Widget and workspace-based design for user personalization

Native and hybrid mobile applications built on IOS/Swift, Android/Java and Flutter

Microservices architecture

Java application powered by the Spring framework

Spring Boot modules and services

Services integrated through Apache Camel

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AI and machine learning

Machine learning platform with native Apache Spark support

Extensible framework allowing banks to upload and manage their own models and algorithms

Simple and easy to use interface for non-data scientists

Cloud support for Azure ML and Elastic search


Open data model

Fully integrated across multiple technologies as Oracle, Postgres and SQL Server

Cloud storage support as AWS S3, Azure and Elastic search

Discover why Bottomline was selected as a leading vendor after a rigorous and thorough evaluation.

Aite evaluated nine leading vendors using the Aite Matrix, a highly governed and quantitative vendor evaluation methodology.

The Leading Providers of U.S. Cash Management Technology, 2020

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