The report evaluated providers in four areas (Vendor Stability, Client Strength, Client Service and Product Features). Bottomline’s Digital Banking IQ led all providers in three of those areas, sharing leadership in a fourth with one other provider.

“Bottomline is able to offer both bank clients and their business end users a powerful engine for next-best actions and insights into their business at a level currently unmatched by most other cash management providers.”

“Its Digital Banking IQ platform is both feature-rich and UX strong, with embedded analytics and a forward-looking vision that enables it to stand out from its peers."

Participating vendors were required to complete a detailed product request for information (RFI) comprising both qualitative and quantitative questions, conduct a product demo and briefing, and provide active client references.

Why Bottomline?

“The vendor is now viewed by many as the leading cash management technology provider that U.S.-based banks and vendor competitors are most often chasing.”
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Digital Banking IQ™ Payments and Cash Management

The Digital Banking IQ payments and cash management solution empowers financial institutions to compete in commercial banking and win the battle for primary ownership of the customer relationship. Now you can engage intelligently with customers, deliver a unified experience, and acquire, deepen and grow profitable relationships with businesses of all sizes, from SMBs to large corporates.

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Real-time Payments Primer

Mobile technology and digital commerce are driving the need for a faster and safer payments system in the U.S. There are many “faster payment” or real-time approaches available around the globe aimed at expediting the availability of funds. Yet a single approach for the industry has not yet evolved.

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