Risk and fraud management

Reduce, monitor, and manage risk from regulatory compliance to fraud detection and prevention across your enterprise around the globe.

Anchor: Overview

The Challenge

Fraud and security are top priorities for organizations of all sizes globally. Non-compliance to constantly evolving regulatory standards and increased frequency of data leaks irreparably damage hard-won reputations and shareholder value. With 70% of companies reported to have suffered at least one type of fraud int the year, today's organizations need all the protection they can get. The impact of new regulations such as Sarbanes Oxley and Dodd-Frank, as well as increased responsibility to ensure that financial transactions are not with parties proscribed by OFAC, AML, or other sanctions, are of critical risk concern to enterprises of all sizes. In addition, bank failures and the fragility of the macro-economic environment all represent risk.

Our Solution

Bottomline's fraud and risk management solutions are a set of comprehensive capabilities incorporated into our financial messaging and cash management offerings, as well as set of tools that act as a central audit system of record across your most critical applications, providing a corporate solution and a unified, enterprise-wide view of data across platforms, channels, and geographies.

We help you manage risk across your enterprise with multi-level entitlement capabilities that allow segregation of duties, both preventative and detective controls, and detailed audit logs that cover the key elements of access to, and protection of, corporate assets. Using a combination of user behavior analysis and data analysis, we can quickly detect and prevent fraud and security breaches. We then help you streamline the processes of creating, managing, investigating, and resolving cases of enterprise fraud, to assist in preventing future events.

Anchor: Resources


Bottomline WebSeries


WebSeries® A Global Payments & Cash Management Hub

Customer Success Story

Global Real Estate Firm Achieves Streamlined, End-to-End Payables Automation

Anchor: Benefits


  • Standardizes entitlement and audit functions to ensure control.
  • Performs real-time sanctions screening for all inbound and outbound transactions.
  • Easily manages connectivity to your global financial supply chain.
  • Establishes and maintains consolidated operations affecting cash from locations all over the world.
  • Centralizes visibility across all financial-data sources.
  • Optimizes working capital and mitigates risk by transforming data to actionable intelligence.
  • Increase organizational security with centralized visibility into user behavior across sensitive applications.
  • Act on suspicious behavior as it occurs, rather than reacting after crimes and fraud have been perpetrated.
  • Deploy fraud prevention capabilities quickly across all your corporate systems and data, and, with minimal need for system integration.
Payment Fraud
Anchor: Functionality
Complex organization


  • Support for complex organizational information ownership and access entitlements.
  • Compliance solutions combining the most respected consolidation of global watch-list data.
  • Check against sanctions databases such as OFAC, FinCen, and SDN lists, and gather actionable intelligence via global visibility to corporate funds across the globe.
  • Real-time sanctions filtering of inbound and outbound messages
  • AML service covering all four main global jurisdictions and over 25 specific lists.
  • Payment release compliance (Good Payee).
  • Stop identity theft, account takeover, man in the browser, and DDOS attacks.
  • Detect unusual activity in real-time to prevent fraudulent activity before fraud occurs.
  • Capture and monitor data from a multitude of systems with flexible integration and data load tools and standardized and extendable banking data model.
  • Complete visibility into end-user activity with visual replay of every screen, keystroke, and flow of screens in thin-client applications across all major platforms.
  • Connectivity, visibility, and liquidity management via support for global standards.

Bottomline's risk and fraud management solutions incorporate Intellinx technology and use a common platform to capture, normalize, analyze, and act. With this platform all data is captured, normalized, encrypted, and signed—making it easy to analyze suspicious behavior over time and across applications, analyze and prevent new types of fraud, ensure compliance, and provide legally admissible forensic evidence. A common user interface for all types of fraud and compliance analysis maximizes productivity of network operators and fraud investigators.

Other Bottomline Solutions Within Payments and Cash Management