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Online Account Opening

Applicants can open retail checking, savings, money market, and CD accounts in real-time using any type of device.

Online Loan Application

Automate the online loan application process for credit cards, personal loans and lines of credit, and direct auto loans.

Mobile Branch

Grow market share by going where potential applicants are - on campuses, at employer groups, and out in the wider community.

Compliance Overview

Compliance can be a headache. oFlows can help make it less painful, giving you confidence to move your business forward.

oFlows and Security

Andera follows a seven-point security program to ensure the safety of applicant data at all times.

Trusted by 500+ Banks & Credit Unions

"Online account openers are particularly desirable members because they tend to carry higher deposit balances and to borrow more readily than branch-oriented members."

Katy McCabe
Contact Center Manager, Consumers Credit Union

"Members who join online are 49 percent more profitable than those who enroll through traditional means. They maintain a higher loan-to-share ratio of 467 percent versus the 120 percent of traditional enrollees."

Mary O'Rourke
Chief Information Officer, Randolph Brooks Federal Credit Union

"The best way to differentiate ourselves is through superior customer service. Our choice of Andera enables us to do that, and by eliminating paper from the account opening process, it saves both time for our staff and customers and money for the bank."

Preston L. Kennedy
President and CEO, Bank of Zachary

"We chose Andera because of its adaptability and underlying authentication capabilities. It is just what we were looking for to enable online account opening. The capabilities of oFlows transform a website into a branch location."

Phil Travaglini
CEO, Boeing Helicopters Credit Union

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Let's Talk

Call us or use the form on the right to send us a note.  We'll tell you more about our oFlows platform and how banks and credit unions across the country are using it to simplify the account opening and loan application process.

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