Bottomline embraces new technologies, API’s and machine learning capabilities to help financial institutions deliver new services and experiences to customers, quickly and cost effectively
 

  • Innovative aggregation technology to connect to global payment networks, schemes and counterparties
  • End-to-end transaction lifecycle management: data transformation, tracking storage and analytics
  • Access to a range of pioneering overlay services to grow your business
  • State-of-the-art fraud protection, compliance and risk management tools
  • Strategic partnerships delivering new services that strengthen your competitive positions
Technology Innovatiob Partners Illustration

Universal Aggregator IQ (UA IQ) – A modern global SaaS platform to meet customer & market demands


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Universal Aggregator IQ

Universal Aggregator IQ

Single SaaS API enabled platform for payments, securities and messaging

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Payments and Cash Aggregator

Payments and Cash Aggregator

Cash Positioning, Liquidity Management

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Securities Aggregator

Securities Aggregator

Securities Management & Settlement (SRD II & CSDR)

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Messaging and Connectivity Aggregator

Messaging and Connectivity Aggregator

Part of a messaging ecosystem that offers aggregated services for message processing, monitoring and interconnection of global networks & schemes and direct bank connectivity

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Data and Analytics

Data and Analytics

Operational efficiency and business insight

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Fraud & Financial Crime Management

Fraud & Financial Crime Management

Risk Management (CoP, Watchlist Screening, SWIFT CSP, Internal Fraud)

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  • Payments & Cash Aggregator – Part of a digital payments ecosystem that offers aggregated payment services for connectivity, processing, monitoring & screening, both in near and real time e.g. Payments & Cash Management Solution for payment processing over multiple rails & hybrid integration models
  • Messaging & Connectivity Aggregator – Part of a messaging ecosystem that offers aggregated services for message processing, monitoring and interconnection of global networks & schemes and direct bank connectivity e.g. UKFP, SEPA Inst, Sic 5 & SIC Instant Payments, SWIFT gpi, VISA B2B Connect, Bacs (Connectivity) & ISO 20022 (Messaging)
  • Securities Aggregator - A digital securities ecosystem that offers a consolidated control of the settlement lifecycle (incl. CSDR), an improved visibility and management on corporate actions notifications (incl. SRD II), and flexible golden copies creation from market data.  
  • Fraud & Financial Crime – An integrated solution that provide end-to-end financial crime, protection & compliance maintenance to reduce risk e.g Watchlist Screening, SWIFT CSP, Confirmation of Payee
  • Data & Analytics – Leverage transactions data to track key indicators, to improve transparency  and data visualisation, and to build predictions, insights & analysis from real time data e.g. Operational efficiency & business insight 

Download Fact Sheet  Visit UA IQ Solution

Customer Success

Don’t just take our word for how we can transform your strategy

Explore various customer use cases for how Bottomline Financial Messaging Universal Aggregator IQ has impacted their institution:

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