Straight-through processing (STP) refers to payments received without any manual intervention. It speeds up financial transactions.

Give up checks and get a cost-effective, secure payment method.
Tired of processing checks? Worried about fraud? Want faster payment?
NexusDirect straight-through processing is a proven, quick way to get paid (it’s far faster than check). It’s cost-effective, too, because there’s no lost time tracking down AP teams or running to the bank.
Powered by JP Morgan Chase, NexusDirect pays you with virtual cards – but all the processing is done for you. It’s ideal for small-to-medium sized businesses who want to save time on AR.
Get direct deposit to your bank account
After your customers have approved payments in Nexus, you’ll get funds deposited directly into your bank account in just days. Should you have a Chase bank account, you’ll see the money on the same day. No more waiting by the mailbox for checks to arrive.

Receive payment for any invoice, large or small
Since NexusDirect launched in 2021, suppliers have received payment for invoices from $10 to $50K, deposited directly into their bank account.

Gain security and piece of mind
NexusDirect payments are issued on Nexus Virtual Card.
Virtual cards are among the most secure payment methods because each card number is unique and is issued to cover a specific invoice or set of invoices.

Forget the point-of-sale
You don’t need any extra equipment or a POS system to accept NexusDirect straight through processing, because there’s no keying of card data on your end.
It’s all done on your behalf. So, it’s true straight through processing.
Plus, since there’s no Point-of-Sale to worry about, there are no transaction limits.
View all transactions online
View all NexusDirect transactions online. Just log in to NexusConnect and you’ll see all your payment transactions – and their status (Processed, Processing, Unprocessed).
You can even see the associated invoice number and date, line item description, and location.

Count on consistent fees
You'll pay a low, fixed fee for each NexusDirect transaction.
These are often far more competitive than standard credit card rates. And there's no Point-of-Sale fees to pay.

Become a preferred supplier
Because they’re so easy to issue, many Nexus customers prefer NexusDirect payments.
By accepting this payment method, you can become a go-to supplier, increase repeat business, and even scale your customer base.
NexusDirect straight-through processing FAQ
What is straight-through processing?
What are the benefits of straight-through processing?
STP lets you receive payments faster and eliminates manual payment processing. It also increases payment security since STP sends payments via secure virtual cards. Straight-through processing also provides greater visibility since it allows you to track all payments online.
Who's a good candidate for straight-through processing?
NexusDirect straight-through processing is a good fit for those who don't have a point-of-sale system (and/or don't want to invest in one). All payment processing is done on your behalf.
How do I sign up for NexusDirect straight-through processing?
It's easy. Visit the Fast Secure Payments page and click the "Complete form" button. Input your details and, from there, Nexus will contact you and help you enroll.