The Challenge

Many treasury teams still juggle spreadsheets, bank portals, and reports just to see their cash position. Manual, disconnected workflows create limited cash visibility, greater risk exposure, and insufficient data for informed decisions—resulting in errors, delays, and bottlenecks.

 

The Solution

Bottomline's Global Cash Management and Payments Hubs bring treasury into one connected system where cash and payments run through automated, standardized, repeatable processes. Workflows are digitized and run in the background, surfacing what needs attention. Embedded AI monitors activity, identifies changes, and enables faster action without added complexity.

 

Core Automated Workflows

Cash Management
  • Checking Daily Liquidity – Consolidate balances into a current cash position, surface projected low points, filter by currency/entity/region.
  • Reviewing Actuals vs. Budget – Compare balances and forecasts against budget and spot high-impact variances.
  • Reviewing Historical Trends – Identify recurring patterns to improve forecasting and planning.
Payments
  • Managing Payment Approvals – Route payments by amount/type/risk, auto-escalate high-value transactions, track status in real time.
  • Monitoring Payment Activity – Flag out-of-policy, duplicate, or unusual transactions before release to reduce fraud and operational risk.
  • Reviewing Payment Trends – Analyze volumes, values, and timing to optimize liquidity and risk controls.

Workflows are easy to configure and edit through an intuitive interface—no external consultants or technical teams required.

 

Compliance & Security

Controls are built into every workflow: embedded approval rules, exception handling, and compliance checks, plus clear audit trails for every action, approval, and exception—so teams stay compliant as they grow.

 

AI-Enabled Insights

Embedded AI keeps forecasts accurate, helps teams respond faster to risks and opportunities in near real-time, and turns data into clear next steps. Bottomline's agentic platform, BEA, lets users ask direct questions (e.g., "What's my current cash position?") and get immediate answers within a governed framework. Notably, 7% of U.S. enterprise CFOs have already deployed agentic AI in live finance workflows, with another 5% piloting it (Source: PYMNTS.com).

 

Conclusion

Bottomline unifies cash, payments, and forecasts into a single reliable view, helping treasury teams standardize workflows, strengthen controls, improve visibility, turn data into insight, and scale without complexity—running treasury with greater clarity, control, and confidence.

View the full brochure to learn how Bottomline helps finance and treasury leaders automate execution, strengthen controls, and apply AI where it delivers measurable business value.