Give customers the intelligent engagement experience they expect from all digital channels

One stop shop for your business customers to support all the services you deliver, including remote deposit capture, business billpay, seamless sign-on and more

Lockout payment fraud through deep layers of security integrated with the customer cash management experience

Customer experience that leverages simple workflow navigation, drag and drop features, native mobile capabilities, coupled with mobile responsive design
The Leading Providers of U.S. Cash Management Technology, 2020
The report evaluated providers in four areas (Vendor Stability, Client Strength, Client Service and Product Features). Read the report to discover how Bottomline’s Digital Banking IQ led all providers in three of those areas, sharing leadership in a fourth with one other provider.

Explore Digital Banking IQ Payments and Cash Lifecycle
The intelligent engagement platform for banking and payments that reduces cost, prevents manual errors and payment delays and generates savings that can be reinvested in growth.
Small/medium business and corporate payment centers
Domestic and international payments
Loan payments
One-time and recurring transfers
Tax payments
Vendor address book for accounts payable
Automates payments so corporates with large payment volumes can securely send all payment types to the bank at once
Learn more
Faster payments ecosystem
The Clearing House RTP® Network
Send and receive real-time credit transfers on the RTP network
Immediate access to funds
Immediate and automated payment status updates
Integrated remittance and payment information
Instant request-for-payment functionality
Enhanced communication between parties through conversational capabilities
Same Day ACH and wires also available
Learn more
Management and reporting
Real-time access to balance and transactions
Data visualization and insights
Cash concentration
Account transfers
Learn more
Trusted cloud hosting facilities
Top-rated 3rd party colocation facilities
SAE16/ISO27001 and PCI DSS accreditations
Full redundancy
State of the art controls for data center access
Near real-time replication of data
Test and sandbox servers
Custom designed connectivity
Learn more
-
Ranked #1
for product features, client service and client strength by Aite Group
-
$1 trillion +
in commercial payments are successfully supported on Bottomline platforms annually
Learn more with these helpful resources
IDC Worldwide Enterprise Fraud Management for Banking 2020 Marketscape
Help your financial institution make more informed decisions on fraud prevention and download the IDC EFM research report.

Real-time Payments Primer
There are many “faster payment” or real-time approaches available around the globe aimed at expediting the availability of funds. Yet a single approach for the industry has not yet evolved. With multiple options available in the marketplace, here are a few things to consider as you strategize your approach.

BAI Banking Strategies Executive Report
Download the report to learn why banks should put what they’ve learned to work on their digital transformation to stay competitive and so they’re more prepared for any future shocks.


“Digital Banking IQ offered a feature set and user experience that was clearly superior to the competition. We are now poised to win the treasury management fee income and core deposits of larger commercial clients while continuing to service our current base.” | CIO | Regional U.S. Bank
GET IN TOUCH
Want to learn more about Bottomline's digital banking solutions?
Call us.
Our solution experts are here to help.
+1 (800) 472 1321Chat with us.
Chat with one of our solution experts. We'll recommend the right
product
to fit your needs.
Accelerate
your digital transformation.
Tell us a bit about you and your business and we’ll get back to you with all the information you need.