Skip to content
Alert Banner Text Goes Here Alert Banner Text Goes Here Alert Banner Text Goes Here Alert Banner Text Goes Here
Start Now

Close the Digital Banking Gap for Your Small to Mid-Sized Business Customers

Image

ACH Wires

Business payment options that offer better control and visibility over retail bill payment capabilities.

Image

Reverse Positive Pay

A check fraud prevention tool with easy-to-understand workflows which enhances user adoption.

Image

Small Business Admin Workflow

A workflow designed specifically for small businesses for less complicated ways to manage entitlements with greater user control.

Meet Autobooks

Our partnership with Autobooks adds accounting and payment solutions to your commercial digital banking platform. This helps your small and micro business customers with tools like invoicing, receivables, accounting, and Tap to Pay.
FEATURES

Empower Your Small Business Customers to:

Image

Send Digital Invoices

Customize and email digital invoices to be paid online.

Image

Make Payments Easy

Share a unique payment link with customers online or Tap to Pay on an iPhone to accept contactless in-person payments as an alternative to invoicing.

Image

Manage Cash Flow

Keep up to date on incoming, coming due, and past due customer payments.

Image

Automate Accounting

Eliminate third-party applications that are difficult to use and manage.

Tap to Pay

Enable your customers to accept in-person, contactless payments via Tap to Pay on iPhone, seamlessly integrated into your mobile banking app. No additional terminals or hardware are required.

Frequently Asked Questions

Answering FAQs your business customers may have.
How do I get started with Tap to Pay on iPhone?

Download your financial institution’s mobile banking app or just access your financial institution’s online banking via a secure browser like Safari. Click Tap to Pay on iPhone, then follow the onscreen directions. No extra terminals or hardware is needed.

Is Tap to Pay on iPhone secure?

Tap to Pay on iPhone leverages iPhone's built-in features to ensure the privacy and security of your business and customer data. Apple does not store card numbers on the device or its servers, guaranteeing that your business remains secure and private.

What payment methods are accepted with Tap to Pay on iPhone?

Customers can pay with contactless debit and credit cards (Visa, Mastercard, American Express, Discover), as well as with Apple Pay and other digital wallets. Cards must display a contactless symbol to make contactless payments.

How soon can I expect to receive funds after a customer pays?

Funds are usually deposited within two business days of the payment submission, and go directly into your checking account held at your financial institution.

How much do you charge to accept online payments?

When you accept a payment using Tap to Pay on iPhone, you will incur a 2.75% transaction fee. This fee applies to all payment methods, including contactless cards and digital wallets such as Apple Pay, Google Pay, and Samsung Pay.

What specific iPhone model do I need?

Tap to Pay on iPhone requires iPhone Xs or later with iOS 15.5 or later. Tap to Pay on iPhone is only available in the U.S.

Drive Deeper Engagement with Scalable Digital Banking Solutions

Support your business customers digital banking experience, from SMBs to enterprises, with scalable, integrated fraud, financial messaging, and payment solutions.

Secure Payments

Protect your business customers’ payments with real-time fraud detection, intelligent alerts, and analytics to reduce risk, and ensure compliance.

Connectivity Services

Connect to global payment networks with secure, scalable financial messaging tools that streamline operations, ensure compliance, and reduce costs.

Digital Banking

Deliver the industry-leading Digital Banking platform to open the door to scalable solutions—deepening relationships and driving business growth.

Paymode for Digital Banking

Capitalize on low-value ACH payments with Paymode—Bottomline’s embedded business payments network—helping your customers earn rebates while generating non-interest income for your bank.

Get In Touch

Want to learn more about Bottomline's digital banking solutions? Let’s talk.