
Our solution helps you

Gain customer loyalty
Delight corporate and SMB users through persona-based workflows and intuitive user interface

Experience proactive payment security
Real-time fraud monitoring with no performance lags

Make faster payments
Use Same Day ACH or real-time payments to send or receive funds rapidly

Lead payment innovation
Effortless adoption of emerging payment methods, automation and intelligence
Hear from our customers

“We were able to quickly and seamlessly convert existing clients and onboard new clients onto the platform."
"We have seen measurable growth in our deposit accounts since implementation.”
President and CEO, Regional U.S. Bank
Explore Digital Banking IQ for Payments and Cash Lifecycle
Intelligent engagement platform for banking and payments
Small/medium business and corporate payment centers
Domestic and international payments
Loan payments
One-time and recurring transfers
Tax payments
Vendor address book for accounts payable
Automates payments so corporates with large payment volumes can securely send all payment types to the bank at once
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Faster payments ecosystem
The Clearing House RTP® Network and the FedNowSM Service
Send and receive real-time credit transfers on the RTP network; Deliver instant payments with the FedNow Service.
Immediate access to funds
Immediate and automated payment status updates
Integrated remittance and payment information
Instant request-for-payment functionality
Enhanced communication between parties through conversational capabilities
Same Day ACH and wires also available
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Management and reporting
Real-time access to balance and transactions
Data visualization and insights
Cash concentration
Account transfers
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Trusted cloud hosting facilities
Top-rated 3rd party colocation facilities
SAE16/ISO27001 and PCI DSS accreditations
Full redundancy
State of the art controls for data center access
Near real-time replication of data
Test and sandbox servers
Custom designed connectivity
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The Bottomline difference
The Bottomline payments and cash management solution monetizes relationships with businesses of any size and delivers more assets through a personalized, intuitive and rewarding customer experience that keeps customers loyal.
Accelerate your digital transformation and make commercial banking easy for your business customers so they don’t have to be banking experts. With complete payments and cash management capabilities, you can give business users the experience they expect from all digital channels.
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Solidify platform success by working with a strategic advisor
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Deep domain expertise and implementation experience
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Ranked Best in Class, Best Partner, #1 for product features, #1 for client service, #1 for client strength and more
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Robust business and corporate banking capabilities via persona-based workflows
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Streamline payment operations and monetize accounts payable through a built-in B2B integrated payables network designed for corporate payers

Bottomline’s expertise and trusted provider status keeps M&T Bank ahead of the market and helps keep them focused on commercial and business banking success.
Latest Trends
Learn more with these helpful resources
Evolve from "inform" to "inspire"
Bank customers no longer judge their financial institution by the proximity of its branches or the friendliness of its banking staff. Instead, many are evaluating banks by the digital services they offer.

Digital Banking Disruption
VIEW THE White paperHow a leading bank uses data-driven insights
You will come away from this webinar with an understanding of how a leading bank is using data-driven insights to improve their service offerings, as well as gain a deeper understanding of new technology trends that will transform the way you do business. You will also learn where intelligent engagement starts, what it looks like and how to align with customer expectations.

Aite Group and First Citizens Bank: How to Win the Fight for Primary Customer Ownership
VIEW THE On-demand webinarGET IN TOUCH
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