What We Do
Since 1989, Bottomline has been modernizing global business payments with connected solutions for more than 800,000 financial institutions and businesses in 92 countries.
Automate every step of your invoice-to-payment process
For Businesses
Digitize and automate AP processes with the most trusted solution for real estate
Centralize and automate all your payment creation, controls, and submissions
Make and receive secure digital payments conveniently through Paymode, the market leading B2B payments network trusted by over 600,000 member businesses.
Pay vendors through the largest B2B payments network to enhance working capital, prevent fraud, and reduce costs and processing time
Protect your business against fraud, get paid faster, and save time with enhanced remittance details
Boost revenue for your business and your customers with access to Paymode, our secure business payment network
Comprehensive connectivity to Swift and other domestic and global financial messaging networks
For Banks & Financial Institutions
Convert legacy financial message formats to modern message standards
Easily view analytics of financial messages with central repository
View, optimize, and forecast your cash position with all accounts connected in one solution
Own the primary customer relationship and grow business value across all business segments
Robust ecosystem of solutions, partners, APIs, and analytics designed to drive innovation, efficiency, scalability, and new business opportunities
Combat payment fraud and evolving threats in real-time with a SaaS solution that helps you stop fraud before it happens.
Identify unusual behavior from insiders or intruders before their high-risk activities disrupt your business.
Explore the enterprise-wide alert and case management system for creating and managing alerts and cases of suspicious activity and filing suspicious activity reports (SARs).
Who We Serve
Join the many financial institutions and businesses that use Bottomline to pay and get paid. With solutions designed to modernize the payments landscape, we make complex business payments simple, smart, and secure.
Our Company
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A high-performance, comprehensive connection hub providing connectivity from multiple back-office systems and payment networks to both domestic and international financial messaging networks.
Reduce software and in-house infrastructure costs while increasing the efficiency, productivity, and accessibility of your business operations.
Improve fraud detection and prevention with extensive compliance assurance and fraud-prevention tools.
Advance growth and improve payment management, in line with the latest industry initiatives such as NPA, PSD2, and Open Banking.
Enhance end-to-end management and global payments connectivity to networks including Swift, SEPA, Bacs, CHAPS, SIC, and Faster Payments.
Quickly detect financial crimes such as terrorist financing, money laundering, and organized crime
Easily prevent the processing of transactions with any individual or entity on a sanction list
Simply comply with legal and regulatory obligations to avoid financial penalties and reputational damage
Unify your digital banking platform with payments, fraud, and financial messaging to deliver a smarter, more seamless experience for your business customers.
Learn More
Proactively combat payment fraud, reduce risk, meet regulatory requirements, and mitigate evolving threats through a highly extensible and flexible platform.
Connectivity Services provide secure, standards‑based connectivity for financial messaging across global networks such as SWIFT, enabling banks and financial institutions to process, reconcile, and manage financial transaction data reliably across international and domestic channels.
Bottomline provides secure, certified SWIFT connectivity, including support for evolving formats and regulatory requirements such as ISO 20022, ensuring institutions stay aligned with global messaging standards and operational continuity.
Bottomline’s Connectivity Services meet stringent security and compliance requirements, offering encryption, monitoring, audit trails, and bank‑level controls, and are relied upon globally due to certified 24/7 reliability and backup capabilities.
Bottomline’s Connectivity Services are built for high‑volume, mission‑critical financial messaging at global scale. We process over 10 million payments and transactions every day, ensuring reliable throughput for even the largest financial institutions. This volume represents 15% of all international SWIFT cross‑border traffic, demonstrating the trust placed in Bottomline by leading global banks.
Yes. With pre‑built, multi‑bank integrations, the platform streamlines payment execution, real‑time monitoring, reconciliation, and data transformation, reducing complexity and accelerating operational workflows for treasury teams
Connectivity Services automatically translate between major financial message standards including ISO 20022, SWIFT MT, BAI, and proprietary bank formats, eliminating manual mapping and formatting errors.
The solution is trusted by the world’s largest banks, and non-bank financial institutions seeking scalable, compliant, and secure global connectivity—serving many companies that rely on SWIFT and multi‑bank communication
Connectivity Services include the Message Vault, a globally accessible repository that provides full visibility into all financial messages, making it easy to search, retrieve, and analyze transactions across payment schemes.
Learn more about connecting to Swift and other networks easily.
