What We Do
Since 1989, Bottomline has been modernizing global business payments with connected solutions for more than 800,000 financial institutions and businesses in 92 countries.
Automate every step of your invoice-to-payment process
For Businesses
Digitize and automate AP processes with the most trusted solution for real estate
Centralize and automate all your payment creation, controls, and submissions
Make and receive secure digital payments conveniently through Paymode, the market leading B2B payments network trusted by over 600,000 member businesses.
Pay vendors through the largest B2B payments network to enhance working capital, prevent fraud, and reduce costs and processing time
Protect your business against fraud, get paid faster, and save time with enhanced remittance details
Boost revenue for your business and your customers with access to Paymode, our secure business payment network
Comprehensive connectivity to Swift and other domestic and global financial messaging networks
For Banks & Financial Institutions
Convert legacy financial message formats to modern message standards
Easily view analytics of financial messages with central repository
View, optimize, and forecast your cash position with all accounts connected in one solution
Own the primary customer relationship and grow business value across all business segments
Robust ecosystem of solutions, partners, APIs, and analytics designed to drive innovation, efficiency, scalability, and new business opportunities
Combat payment fraud and evolving threats in real-time with a SaaS solution that helps you stop fraud before it happens.
Identify unusual behavior from insiders or intruders before their high-risk activities disrupt your business.
Explore the enterprise-wide alert and case management system for creating and managing alerts and cases of suspicious activity and filing suspicious activity reports (SARs).
Who We Serve
Join the many financial institutions and businesses that use Bottomline to pay and get paid. With solutions designed to modernize the payments landscape, we make complex business payments simple, smart, and secure.
Our Company
All Resources
Expand your knowledge and stay up-to-date on the latest industry news with helpful white papers, datasheets, industry reports, learning articles, and more.
Effortlessly meet ISO 20022 deadlines with our intelligent data transformation and workflow engine.
ISO 20022 is a globally accepted, standardized format, impacting all cross-border payments and real-time transactions worldwide. Migration to this financial messaging format reduces fraud, enhances compliance and improves the quality of data in all financial messages. As a result, you’ll see improved operational efficiency and better end-customer experience.
Achieve significant cost reductions through improved business process automation with our highly scalable solution.
Access our standalone microservice via APIs or integrate it seamlessly into your hosted messaging solution.
Ensure the flexibility to adapt to changing messaging requirements at your own pace. Utilize core mappings or create custom mappings stored within the service.
Assure cost-effective management of messages sent via files rather than individual messages. This feature aligns perfectly with Swift FileAct requirements and ensures full compliance with file-based exchanges like SEPA.
Configure routing and workflow with ease, including exit points for defining multi-level validation and optimal cost routing to integrate third-party software into message flows.
The intuitive drag-and-drop graphical user interface allows total control and customization of process flows to ensure the highest possible rates of automation and efficiency.
Utilize more than 1,500 standard financial message formats and easily create and maintain custom mappings from a user-friendly graphical interface without the need to upgrade your back-end applications, now or in the future.
Current message formats include, but are not limited to:
Securely communicate, transform, reconcile, and manage financial transaction data for payments and securities within and between Banks, Financial Institutions, and Corporates. The functionality supports local and international use cases across disparate networks and geographies, ensuring mission-critical operations.
Trusted by over 600 clients spanning 92 nations across six continents, we meet stringent market guidelines for knowledge and expertise. With 24/7 reliability, data backup, and Swift certification, our SaaS-enabled solutions specialize in seamless payments, secure securities, reliable connectivity, and efficient messaging.
We can implement tailored solutions to meet individual customer needs, either independently or as a complement to existing vendor solutions, using a Service Layer.
Unify your digital banking platform with payments, fraud, and financial messaging to deliver a smarter, more seamless experience for your business customers.
Learn More
Proactively combat payment fraud, reduce risk, meet regulatory requirements, and mitigate evolving threats through a highly extensible and flexible platform.
The service enables a smooth transition to ISO 20022 requirements through ready‑to‑use mappings, advanced truncation and enrichment functions, and support for major market infrastructures including CBPR+ for SWIFT payments, LYNX, and MEPS.
You can deploy Message Transformation & Enrichment either as a standalone microservice via APIs or optionally integrate it directly into your existing hosted messaging solutions, providing maximum flexibility as your needs evolve
Yes. The solution supports core and custom mappings, allowing your institution to adapt to new message requirements at your own pace without major system overhauls.
Absolutely. With rules‑based bulking and un‑bulking capabilities, the platform supports file‑based message exchanges and aligns with Swift FileAct requirements.
Yes. The solution provides full configurability, including multi‑level validation, routing rules, and integration with third‑party systems through workflow exit points.
The platform supports over 1,500 standard financial message formats, including Swift MT, ISO 20022, XML, FIX, domestic clearing formats, ERP formats, and more—ensuring long‑term interoperability.
Yes. It is a Swift‑certified solution capable of securely transforming, reconciling, and managing transaction data across payments and securities for banks, financial institutions, and corporates.
Because it supports thousands of message formats and offers flexible, user‑configurable mappings, the solution ensures your institution can adapt to new standards, new schemes, and ongoing ISO 20022 updates without needing to upgrade back‑end systems.
Want to learn more about Bottomline's financial messaging and bank connectivity solutions? Let's talk.
