What We Do
Since 1989, Bottomline has been modernizing global business payments with connected solutions for more than 800,000 financial institutions and businesses in 92 countries.
Automate every step of your invoice-to-payment process
For Businesses
Digitize and automate AP processes with the most trusted solution for real estate
Centralize and automate all your payment creation, controls, and submissions
For Banks & Financial Institutions For Businesses
Make and receive secure digital payments conveniently through Paymode, the market leading B2B payments network trusted by over 550,000 member businesses.
Pay vendors through the largest B2B payments network to enhance working capital, prevent fraud, and reduce costs and processing time
Protect your business against fraud, get paid faster, and save time with enhanced remittance details
Boost revenue for your business and your customers with access to Paymode, our secure business payment network
Comprehensive connectivity to Swift and other domestic and global financial messaging networks
For Banks & Financial Institutions
Convert legacy financial message formats to modern message standards
Easily view analytics of financial messages with central repository
Stop payment fraud before it happens. Detect, investigate, and protect against internal and external threats
View, optimize, and forecast your cash position with all accounts connected in one solution
Own the primary customer relationship and grow business value across all business segments
Robust ecosystem of solutions, partners, APIs, and analytics designed to drive innovation, efficiency, scalability, and new business opportunities
Who We Serve
Join the many financial institutions and businesses that use Bottomline to pay and get paid. With solutions designed to modernize the payments landscape, we make complex business payments simple, smart, and secure.
Our Company
Learn how Bottomline protects $450 billion in B2B payments annually from fraud.
Every supplier and payer in the Paymode network is authenticated and verified—all 550,000+ businesses. That means payments are only sent to the intended company, thwarting impersonation attempts and other common kinds of fraud.
In addition to initial and ongoing authentication, Paymode protects banking and account information behind multiple layers of multi-factor authentication. This keeps bad actors from getting through lines of defense to intercept payments or take over accounts.
With advantaged technology and in-house expertise, Paymode scrutinizes over 300 data points to ensure someone attempting to use our network is exactly who they say they are.
Fraud incidents can be devastating, costing companies far more than the value of the payment. Yes, it's money you can't afford to lose, but you're also losing trust, credibility, and your long-held reputation. Paymode offers industry-best fraud prevention and security designed to ensure payments go where they're supposed to go. Businesses on our network exchange $450 billion in payments annually with zero fraud. You get your payment and keep your reputation intact.
The Paymode payments network counts over 550,000+ payers and suppliers, all fully verified and protected. That means it's extraordinarily difficult to impersonate businesses on the network and intercept their payments.
How difficult? The network processes over $450 billion in B2B payments yearly with zero successful fraud attempts. Every year, we add to the technology and expertise that makes that possible.
Paymode uses more than 300 data points to ensure suppliers are who they claim to be, rather than bad actors or blacklisted businesses. These validations occur before you make a single virtual card or premium ACH payment over our network, ensuring you're safe from the moment you start using Paymode.
Plus, whenever a request is made to change bank account information, these validations—including IP location and type, the device being used, and other digital identity variables—are repeated in full. The net effect is that your payments and your suppliers remain safe.
A bad actor can't just compromise an employee's phone or email and access your account, and the same is true of your suppliers. Multi-factor authentication and device validation help keep you safe.
We keep an eye on every login and account change attempt, ensuring there are no red flags in the form of unfamiliar devices, locations, or behavior.
Every Premium ACH and card payment you make is secured through our network, giving you and your suppliers much-needed peace of mind.
Our team lives and breathes fraud prevention, which means working to stay ahead of emerging threats and offering helpful advice for your own day-to-day practices.
Because Paymode is protected by both automated technology and the manual interventions of experts, you'll be notified about fraud attempts and potentially compromised vendors as they happen.
Instead of exposing your company to the risk and liability of holding supplier bank account details, let us validate and protect those for you. You no longer have to trust that those details will be safe in Excel.
By using Paymode to pay suppliers with Premium ACH and virtual card, you can generate significant rebates. Enhanced fraud prevention is included with your Paymode membership, and coupled with the revenue you realize from digital payments means using the solution is cost-neutral and often revenue-enhancing.
Learn More About Premium ACH Payments
Learn More About Virtual Card Payments
Ready to tackle all your payment challenges with Bottomline?
Learn More
We chose Bottomline because Paymode verifies the banking information of our vendors. We no longer are responsible for maintaining vendor banking details.
Paymode lowers our cost and time involved with paying vendors, eliminates our maintaining supplier bank account info, and removes the cost of lost checks. AP also earns rebates by paying digitally.
We use over 300 data points to ensure that your payer and business are authenticated and validated before any payments are sent. Plus, we have layers of security that make it incredibly difficult for bad actors to impersonate your business or suppliers. That's why we process over $450 billion in payments annually with zero fraud.
Paymode is the industry’s most secure business payments network, enabling more than 550,000+ businesses to pay and be paid securely via digital payment methods. We process more than $400 billion in AP spend every year without a single incident of fraud. Paymode is a Bottomline solution.
Yes. To maintain network security, Bottomline proactively notifies suppliers and payers of attempted fraud. Additionally, we flag any supplier whose credentials have been compromised while attempting to access the network.
Access the advantages that come with paying suppliers securely with Paymode. Let's talk about how we can improve your overall payments mix.
