
Just click to pay
Paymode-X can pay your suppliers with a Visa virtual card that’s easy to process and fully trackable online. Just send Paymode-X your payment file directly from your ERP, and we’ll issue cards automatically. There are no delays or float.
Once the supplier receives the card via email, they can process in their Point-of-Sale.


Sample of the hard costs saved and rebates earned.
Eliminate check costs and earn cash-back rebates
There’s no cap on the virtual card rebates you can earn through Paymode-X, and they can really add up. Many customers use these funds to offset their software licensing costs.
Tap into widespread virtual card acceptance
Paymode-X electronic payment types like virtual cards are accepted by more than 550,000 vendors because they are faster than check payments and provide greater value. Vendors enjoy:
- Easy processing; they key in numbers to their POS and cash is sent to their bank account
- Access to multiple customers and their payments history, all in one portal
- Enhanced remittance information for fast reconciliation
Suppliers pay a minimal transaction charge in exchange for receiving payments more quickly and safely.


Enjoy unparalleled security
Paymode-X adds layers of security to virtual cards, which are already among the safest payment methods around.
Here are a few things Paymode-X does to keep you and your vendors secure:
- Authenticates vendors with innovative digital identity verification methods
- Prevents unauthorized account changes with layered multi-factor authentication
- Uses device fingerprinting technology to determine if a user is who they claim to be

Issue easily and immediately
Payments are sent immediately to vendors, with no holding or pooling of your funds.

Full visibility into transactions
Both you and your vendors can track all current and historical virtual card payments online 24-7.

Track your rebates online in Paymode-X
Get a real-time view of all of your virtual card rebates and how those rebates are trending.

Use a mobile app to pay on-the-go
Manage, track and approve virtual card payments using the Paymode-X mobile app, found in the Apple and Google app stores. From the mobile app, you can:
- Approve and view virtual card payments
- Track processed and unprocessed virtual card payments
- Review expiring card payments
- View all your vendors who receive virtual card payments
Get started fast
It's easy to get up and running with virtual card payments, and usually takes just over 30 days.
One of the first steps is integrating your ERP with Paymode-X, and there are a few ways to do so. Pick the method that works best for you.

ERP connectors
Sync all payment and invoice data automatically with your ERP

APIs
Connect your ERP with Paymode-X directly using published APIs
Should you need it, we also offer standard file transmission for automated secure delivery after a one-time setup.
Automate delivery of remittance data to your ERP
After cards are issued, remittance data is automatically transferred to your ERP for easy reconciliation.
Data includes:
- Date funded
- Amount funded
- Card issued date
- Card processed date
- Payment type