What We Do
Since 1989, Bottomline has been modernizing global business payments with connected solutions for more than 800,000 financial institutions and businesses in 92 countries.
Automate every step of your invoice-to-payment process
For Businesses
Digitize and automate AP processes with the most trusted solution for real estate
Centralize and automate all your payment creation, controls, and submissions
For Banks & Financial Institutions For Businesses
Make and receive secure digital payments conveniently through Paymode, the market leading B2B payments network trusted by over 550,000 member businesses.
Pay vendors through the largest B2B payments network to enhance working capital, prevent fraud, and reduce costs and processing time
Protect your business against fraud, get paid faster, and save time with enhanced remittance details
Boost revenue for your business and your customers with access to Paymode, our secure business payment network
Comprehensive connectivity to Swift and other domestic and global financial messaging networks
For Banks & Financial Institutions
Convert legacy financial message formats to modern message standards
Easily view analytics of financial messages with central repository
Stop payment fraud before it happens. Detect, investigate, and protect against internal and external threats
View, optimize, and forecast your cash position with all accounts connected in one solution
Own the primary customer relationship and grow business value across all business segments
Robust ecosystem of solutions, partners, APIs, and analytics designed to drive innovation, efficiency, scalability, and new business opportunities
Who We Serve
Join the many financial institutions and businesses that use Bottomline to pay and get paid. With solutions designed to modernize the payments landscape, we make complex business payments simple, smart, and secure.
Our Company
Pay suppliers securely and quickly with virtual card payments and earn rebates.
With our dedicated supplier enrollment team, you'll achieve better adoption and increased rebate potential for your virtual card program.
Checks are paper dinosaurs and should be extinct from your payment mix. Benefit from faster processing, easier reconciliation for suppliers, and more from virtual card payments instead.
Take advantage of the inherent security of virtual cards, where suppliers receive the payments directly and must use a one-time code, alongside Bottomline's high-end supplier authentication for a fraud-free payments experience.
Virtual card works just like the card payments you're used to using in your day-to-day life, just with additional controls. The money is debited from your account, sent securely to a supplier to be processed, and details are readily available in the portal for your review.
Make your card payments simple and secure for better speed, rebate potential, and visibility.
Bottomline's electronic payment types like virtual cards are accepted by more than 550,000 vendors already on the Paymode network, because they are faster than check payments and provide greater value. Suppliers enjoy:
Bottomline can pay your suppliers with a Visa or Mastercard virtual card that’s easy to process and fully trackable online. Just send us your payment file directly from your ERP, and we’ll issue cards automatically with zero delay. Once the supplier receives the card by email, they can process the payment easily in their existing point-of-sale system.
With suppliers embracing virtual card because of its speed and banks and technology partners having a long history with the payment type, adoption and setup are simplified and streamlined.
Faster processing on both ends of the payment leads to better working capital outcomes for both payers and suppliers.
Virtual card payments can be approved, sent, and tracked from the phone in your pocket with an easy-to-use mobile app.
Make payments to verified suppliers, protect details with a one-time access code, and benefit from using one of the most secure payment methods around.
Suppliers appreciate quicker payments, and virtual cards are processed and available swiftly.
More than 550,000 vendors accept Paymode electronic payments, like virtual cards. Plus, we automatically offer electronic payments to vendors who accept checks with a clear explanation of benefits for switching.
There’s no cost to you for using virtual cards. There is a small transaction fee for your vendor, a portion of which is rebated back to you.
There’s no cap on the virtual card rebates you can earn through Paymode, and they can really add up. Many customers use these funds to offset their software licensing costs or other significant expenses.
It's easy to get up and running with virtual card payments and usually takes under six weeks.
Integrating your ERP with Paymode for seamless data syncing is easy, and you can pick the best method for you.
Sync all payment and invoice data automatically with your ERP.
Connect your ERP with Paymode directly using published APIs.
We also offer standard file transmission for automated secure delivery after a one-time setup.
Remittance data is automatically transferred to your ERP for easy reconciliation. Data includes:
Ready to tackle all your payment challenges with Bottomline?
Learn More
Bottomline has made processing payments so much faster.
Our efficiency has greatly improved using Paymode with zero mistakes made processing payments to client accounts on our end.
Because Paymode is the largest B2B payments network, it's likely that at least 50% of your vendors are already in network and being paid by other payers using the network. So, it's just a matter of reviewing your payment file to find suppliers you're already paying. We also handle enrollment and authentication for suppliers not already part of the network.
Bottomline utilizes a one-time use, secure card sent via email directly to the vendor. The supplier processes it exactly like a credit card. However, it's issued for the exact invoice amount being paid, making fraud more difficult. These cards are prefunded for that amount instead of utilizing a traditional line of credit. Virtual cards generate rebates for the payer.
All you need to do is add or select a dedicated bank account within Paymode, and rebates will be deposited automatically. These rebates will be paid out monthly in the month following their accrual.
Access the advantages that come with paying suppliers securely and quickly with Virtual Card, and let's talk about how we can improve your overall payments mix.
