What We Do
Since 1989, Bottomline has been modernizing global business payments with connected solutions for more than 1M financial institutions and businesses in 92 countries.
Automate every step of your invoice-to-payment process
For Businesses
Digitize and automate AP processes with the most trusted solution for real estate
Centralize and automate all your payment creation, controls, and submissions
Make and receive secure digital payments conveniently through Paymode, the market leading B2B payments network trusted by over 600,000 member businesses.
Pay vendors through the largest B2B payments network to enhance working capital, prevent fraud, and reduce costs and processing time
Protect your business against fraud, get paid faster, and save time with enhanced remittance details
Boost revenue for your business and your customers with access to Paymode, our secure business payment network
Comprehensive connectivity to Swift and other domestic and global financial messaging networks
For Banks & Financial Institutions
Convert legacy financial message formats to modern message standards
Easily view analytics of financial messages with central repository
View, optimize, and forecast your cash position with all accounts connected in one solution
Own the primary customer relationship and grow business value across all business segments
Robust ecosystem of solutions, partners, APIs, and analytics designed to drive innovation, efficiency, scalability, and new business opportunities
Combat payment fraud and evolving threats in real-time with a SaaS solution that helps you stop fraud before it happens.
Identify unusual behavior from insiders or intruders before their high-risk activities disrupt your business.
Explore the enterprise-wide alert and case management system for creating and managing alerts and cases of suspicious activity and filing suspicious activity reports (SARs).
Who We Serve
Join the many financial institutions and businesses that use Bottomline to pay and get paid. With solutions designed to modernize the payments landscape, we make complex business payments simple, smart, and secure.
Our Company
All Resources
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Automated, secure vendors payments and smarter workflows for industries plagued by complexity and manual work.
Businesses in transportation and logistics have a sprawling web of vendors to enroll and pay. They need to reduce payment delays, eliminate manual vendor management, and improve cash flow visibility to thousands of carriers, freight providers, fuel suppliers, warehouse partners, and service partners every month.
This creates significant complexity and risk, with Gartner estimating that 5-15% of all freight invoices contain errors and that manual processes lead to mistakes, payment delays, and vendor frustration. For industries built on timing, AP falling behind the times directly translates to lost revenue and business opportunities.
70% of transportation companies issue at least 1,000 payments per month
Paymode is a secure network processing over $570 billion in B2B payments annually for over 635,000 businesses, all with zero fraud losses. The network is built to help transportation and logistics organizations automate payments, reduce fraud risk, improve vendor onboarding, and gain greater visibility into cash flow.
Simplifying Complex Payments With one portal, fully authenticated vendors, and tight integration with your ERP or system of record, making payments to a wide range of vendors is faster and easier.
Vendor Enrollment Made Easy Paymode authenticates and onboards your vendor community for you while securely holding their critical financial data, eliminating the time, errors, and headaches associated with that process.
Securing AP Spend Every account change and payment is protected by step-up authentication including biometrics and passkeys, as well as comprehensive monitoring and validation of every vendor you pay.
Key Benefits Accelerate payment processes with AI-aided workflows, intelligent routing, and a mobile app for on-the-go approvals Secure more of your AP spend with a network that authenticates vendors and processes over $570 billion annually with zero fraud losses Improve cash application with better remittance data, including automated cash application through CTX Optimize payment mix across Premium ACH, ACH, and virtual card payments Generate rebate revenue on qualified payments to help offset operational costs Strengthen vendor relationships through faster, more secure, and more predictable payments and communications
Transportation and logistics organizations operate in high-volume, margin-sensitive environments where payment efficiency directly impacts cash flow, vendor relationships, and day-to-day performance for the business. Paymode helps streamline payments, reduce fraud risk, and gain savings and efficiencies across complex vendor populations.
Reduce Margin Pressure Replace costly manual processes and fragmented freight and vendor payment workflows with a single digital payments network. Settle payments faster and more cost effectively for better working capital and reduced expenses.
Increase AP Productivity Enable AP teams to manage growing payment volumes without adding expenses or additional employees. Automating workflows, vendor onboarding, payment execution, and remittance delivery reduces administrative burden and frees teams to focus on higher-value work.
Reduce Payments Fraud Risk Protect every payment with a fully authenticated vendor network, continuous monitoring of businesses and payments, step-up authentication methods like biometrics and passkeys, and AI-assisted detection for suspicious behavior. Eliminate the vulnerabilities associated with email-based payment changes, holding vendor data internally, and manual verification processes.
Improve Visibility and Control Gain insight into payment activity, vendor behavior, transaction trends, and other KPIs through centralized reporting and analytics. Maintain compliance while creating a stronger audit trail across the payment lifecycle.
Automate your invoice process with Bottomline. Save 75% on processing time, improve visibility, and integrate seamlessly with your ERP.
Learn More about Invoice Automation
Automate accounts payable while simplifying and securing end-to-end AP processes by eliminating manual steps and insecure paper methods.
Learn More About AP Automation
Paymode protects over $500 billion in B2B payments yearly with multi-layered security and fraud prevention. Join 600,000+ businesses protecting their payments.
Learn More About Payment Security
View, optimize, and forecast your cash position with all accounts connected in one solution and without the cost of a full Treasury Management System (TMS).
Learn More About Global Cash Management Hub
Centralize and automate global payments with Payments Hub. Ensure compliance, security, and seamless integration with any bank.
Learn More about Payments Hub
Protect your business against fraud and get paid faster with Paymode, the largest B2B payments network.
Learn More About Receiving Payments
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Want to know your cost savings & net benefits?
Fill out a quick form to receive an all you need to know PDF.
Eliminate or automate every AP process you use today and you could realize these benefits:
Annual Net Benefit = Annual Rebates + Cost Savings - Recurring Fees
Adjust the calculator settings to see how much you could save by switching to Paymode.
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Paymode allows payers and their vendors to exchange secure, fast digital payments. Once a payer joins the Paymode network, Paymode works on behalf of the payer to enroll their vendors in the network. Once payers and vendors have been authenticated using a thorough process, payments can be exchanged securely through the network.
Paymode can integrate with any ERP and general ledger system. Paymode also works closely with banks and financial technology companies to offer the network’s many benefits to their end customers as well.
Payers can pay vendors using ACH, virtual card, and check. Paymode is also unique in that it offers a Premium ACH payment type, which allows vendors to stop the detective work around payments and apply cash faster. Payers also earn cash back rebates on Premium ACH payments. Paymode virtual card payments can be made via Visa, MasterCard, or American Express, depending on what card provider payers use. Payers can also opt to outsource their check payments to Paymode, using either the managed check option through their bank which allows them to receive a positive pay file for every check or the directed check option which is processed through Paymode’s bank and receive rich remittance files.
The Paymode network has zero fraud losses annually because of layered, comprehensive security measures. This includes validating vendors using over 300 data points, step up authentication including passkeys and biometrics during key account actions, and 24/7 monitoring of the network for suspicious behavior and fraudulent login attempts.
A robust 83% of business leaders say they’re using predictive risk scoring today, but scoring is only one of the predictive AI tools Paymode uses to protect the network.
Reach out to start automating your core AP processes.
