What We Do
Since 1989, Bottomline has been modernizing global business payments with connected solutions for more than 1M financial institutions and businesses in 92 countries.
Automate every step of your invoice-to-payment process
For Businesses
Digitize and automate AP processes with the most trusted solution for real estate
Centralize and automate all your payment creation, controls, and submissions
Make and receive secure digital payments conveniently through Paymode, the market leading B2B payments network trusted by over 600,000 member businesses.
Pay vendors through the largest B2B payments network to enhance working capital, prevent fraud, and reduce costs and processing time
Protect your business against fraud, get paid faster, and save time with enhanced remittance details
Boost revenue for your business and your customers with access to Paymode, our secure business payment network
Comprehensive connectivity to Swift and other domestic and global financial messaging networks
For Banks & Financial Institutions
Convert legacy financial message formats to modern message standards
Easily view analytics of financial messages with central repository
View, optimize, and forecast your cash position with all accounts connected in one solution
Own the primary customer relationship and grow business value across all business segments
Robust ecosystem of solutions, partners, APIs, and analytics designed to drive innovation, efficiency, scalability, and new business opportunities
Combat payment fraud and evolving threats in real-time with a SaaS solution that helps you stop fraud before it happens.
Identify unusual behavior from insiders or intruders before their high-risk activities disrupt your business.
Explore the enterprise-wide alert and case management system for creating and managing alerts and cases of suspicious activity and filing suspicious activity reports (SARs).
Who We Serve
Join the many financial institutions and businesses that use Bottomline to pay and get paid. With solutions designed to modernize the payments landscape, we make complex business payments simple, smart, and secure.
Our Company
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Your cash is scattered across spreadsheets, banks, and systems. Bottomline brings it all together in one solution so you can act faster, reconcile instantly, forecast better, and stay audit-ready.​
By connecting data from treasury, accounting, compliance, and ERP systems into one secure platform, you’ll say goodbye to wasted time, outdated reports, and guesswork.
You’ll take control of your company’s cash, compliance, and future. No matter the economic climate.
Global Cash Management Hub uses AI to predict cash balances and incoming invoice payment dates, boosting your cash forecasting accuracy and letting you make more informed decisions.
If you’re issuing payments through the Payments Hub module, AI-enabled alerts can tell you about unusual payment amounts or initiation times to help guard against fraud.
You can also ask Bea, the built-in AI agent, to show specific data to you – such as which bank accounts have negative balances – and help guide you to the right place in the solution to perform a task.
Restructure strategically and make decisions with all the data.
Manage cash positions, forecast cash flow, and optimize liquidity like never before.
Gain more financial oversight, automate reconciliation, and accurately perform accounting.
Ensure regulatory compliance, monitor sanctions, and enforce financial controls.
When markets shift, regulations tighten, or your global footprint expands, Bottomline’s Global Cash Management and Payments Hub solutions give treasurers the tools to stay ahead. With out-of-the-box APIs, smart integrations, and a wide range of automation features, you can adapt quickly.
Issue payments in all the formats you need. Accept customer payment instructions in varying formats, normalize the data, and re-format into industry standard formats – so your payments make it to payees without hiccups.
See your cash inflows and outflows in the near and long term, so you can make adjustments in real-time and avoid surprises.
Check payees against sanctions lists leveraging advanced fuzzy matching algorithms.
As well as being straightforward to implement, the Bottomline Cash Management and Payments model makes it easy to customise the solution for your company’s specific needs—without the additional costs that traditional vendors often tag on.
Learn More
Cash management is the process of monitoring, forecasting, and optimizing an organization's cash and liquidity to ensure funds are available when needed and working capital is managed effectively.
Cash management software provides a centralized platform for monitoring cash balances, forecasting cash flows, managing liquidity, analyzing banking activity, and automating treasury processes. Organizations use cash management software to improve cash visibility, automate treasury processes, reduce manual work, and gain greater control over liquidity.
Cash visibility is the ability to view and monitor cash balances, transactions, and liquidity positions across all bank accounts, business entities, currencies, and geographies in a single place. It provides treasury and finance teams with an accurate, up-to-date understanding of available cash, helping them make informed decisions about liquidity, forecasting, funding, investments, and risk management.
Real-time cash visibility is important because it allows treasury teams to see current balances, transactions, and liquidity positions across all accounts and banking partners. Without real-time visibility, organizations often rely on static spreadsheets, manual reporting, and disconnected banking portals, making it more difficult to manage liquidity, forecast accurately, and respond to changing business conditions.
A cash management solution connects banks, ERP systems, and financial data sources in a centralized platform to consolidate cash balances, transactions, cash flow forecasts, and liquidity data. Bottomline’s Global Cash Management Hub helps treasury teams improve cash visibility, automate reconciliation, strengthen forecasting, and make faster financial decisions.
Treasury teams can improve cash forecasting by consolidating banking, accounts payable, accounts receivable, payroll, and operational data into a centralized platform. Modern cash management solutions, such as Bottomline’s Global Cash Management Hub, provide forecasting tools, historical analysis, and real-time cash visibility that help organizations better predict cash inflows, outflows, and liquidity requirements.
Leading global cash management solutions typically include the following features:
These capabilities help treasury teams manage global cash efficiently while improving financial control and visibility.
Cash management solutions connect to banks through APIs, SWIFT, host-to-host connections, and secure file transfer protocols such as SFTP. They also integrate with ERP systems to consolidate accounts payable, accounts receivable, payroll, and banking data, creating a unified view of liquidity and cash activity across the organization.
A cash management solution focuses on cash visibility, cash positioning, liquidity management, bank connectivity, and cash flow forecasting. A TMS typically includes additional capabilities such as debt management, investments, foreign exchange risk management, hedge accounting, and broader treasury operations. Many organizations use a cash management solution alongside a TMS to improve visibility and connectivity across banks and financial systems. Bottomline's Global Cash Management & Payments Hub helps organizations improve cash visibility, bank connectivity, and payment execution while achieving faster time-to-value than many traditional TMS implementations.
Centralized cash visibility provides a single view of cash balances, transactions, and liquidity across all banks, accounts, and business entities. Benefits include:
Global Cash Management Hub is designed with enterprise-grade security controls to help protect financial data, reduce payment fraud risk, and support regulatory compliance. Our Global Cash Management Hub includes:
These security controls help protect sensitive financial information while reducing fraud, operational risk, and compliance exposure.
Implementation timelines vary by complexity. Large Treasury Management System (TMS) projects often take 6-18 months or longer due to extensive configuration, integrations, and process changes. By contrast, Bottomline's Global Cash Management Hub is designed to deliver centralized cash visibility and bank connectivity in weeks rather than months, helping organizations realize value faster with less implementation complexity.
Organizations can manage cash across multiple banks globally through a centralized cash management platform that aggregates balances, transactions, and liquidity data into a single view. This approach enables treasury teams to:
Ready to replace spreadsheets with automation and get more timely cash visibility? Let's talk.
