What We Do
Since 1989, Bottomline has been modernizing global business payments with connected solutions for more than 800,000 financial institutions and businesses in 92 countries.
Automate every step of your invoice-to-payment process
For Businesses
Digitize and automate AP processes with the most trusted solution for real estate
Centralize and automate all your payment creation, controls, and submissions
For Banks & Financial Institutions For Businesses
Make and receive secure digital payments conveniently through Paymode, the market leading B2B payments network trusted by over 550,000 member businesses.
Pay vendors through the largest B2B payments network to enhance working capital, prevent fraud, and reduce costs and processing time
Protect your business against fraud, get paid faster, and save time with enhanced remittance details
Boost revenue for your business and your customers with access to Paymode, our secure business payment network
Comprehensive connectivity to Swift and other domestic and global financial messaging networks
For Banks & Financial Institutions
Convert legacy financial message formats to modern message standards
Easily view analytics of financial messages with central repository
Stop payment fraud before it happens. Detect, investigate, and protect against internal and external threats
View, optimize, and forecast your cash position with all accounts connected in one solution
Own the primary customer relationship and grow business value across all business segments
Robust ecosystem of solutions, partners, APIs, and analytics designed to drive innovation, efficiency, scalability, and new business opportunities
Who We Serve
Join the many financial institutions and businesses that use Bottomline to pay and get paid. With solutions designed to modernize the payments landscape, we make complex business payments simple, smart, and secure.
Our Company
Pay vendors through Paymode, the leading business payments network, to enhance working capital, prevent fraud, and reduce costs and processing time.
Because the Paymode network is 550,000+ businesses strong, and growing every day, it’s likely that many of your vendors are already accepting ACH and virtual card payments through our network.
The Bottomline team will tackle enrollment and authentication for the rest of your vendor population, eliminating the need for your own AP function to handle those tasks.
Best of all, we can get you up and running in as little as 12 weeks.
In a recent survey conducted by Bottomline, 75% of chief financial officers said they want to transform their payment processes. Seize this opportunity within your organization to solve common AP pain points.
Outdated processes are slow, costly, and error-prone, diminishing visibility and impacting the bottom line.
Late fees, missed discounts, deadlines, and a lack of rebates hurt cash flow.
Checks have never been easier to steal and without authentication of suppliers, impersonation can lead to major losses.
Slow checks are bad, but aggressive onboarding could jeopardize relationships with valued suppliers even more.
Boost working capital by earning cash-back rebates on eligible ACH and virtual card payments.
Rely on us to authenticate your vendors while protecting critical account information and payments.
Eliminate costly paper checks and steps from your payment process, slashing costs with digital payment methods.
Reduce the number of steps when making and approving payments, saving time and accelerating processing.
Monitor every step of the payment process with straightforward, clean dashboards providing better data access.
Offload vendor enrollment and support tasks to us, reducing the time and energy devoted to relationship management.
Paymode thoroughly validates and authenticates every vendor on its network using over 300 data points. Additionally, we employ sophisticated fraud detection strategies to identify imposters claiming to be vendors. We know these mitigation efforts work because they have successfully blocked business email compromise (BEC) and other fraud attempts every day. That's why the Paymode network processes $450 billion in payments annually with zero fraud.
Simply send your payments file to Paymode, and we'll handle the rest. Utilize Premium ACH and virtual card, two highly secure payment methods that provide cash back. Track everything online in the Paymode portal, including your generated rebates.
Premium ACH
Unlike traditional ACH payments, these secure, bank-to-bank transactions generate rebates.
Virtual Card
These one-time-use cards have significant fraud prevention and rebate potential.
Bottomline ensures seamless data flow in both directions, regardless of your general ledger or system of record. This eliminates errors in your payment process, enables you to work within your familiar system, and keeps critical information secure.
Benefit from fraud-resistant and rebate-friendly ACH and virtual card payments, including remittance detail that suppliers will appreciate.
You will likely have to send some checks when you get started with Bottomline. We can print and send them securely.
Streamline the payment process for industries needing to pay consumers and contractors by paying within your existing file.
Easily and quickly make secure payments in 53 countries and 26 currencies without requiring significant IT resources.
Log in to gain full visibility into every payment you make and every supplier you pay, all in an easy-to-use interface.
You can also streamline payment approvals and access at-a-glance reporting on the go with the Paymode mobile app.
Explore the payments and benefits that make us the provider of choice for thousands of businesses.
Earn rebates with fast, secure ACH payments made through the Paymode network.
Make your card payments simple and secure for better speed, rebate potential, and visibility.
We validate and authenticate every business on the network using over 300 data points and ensure the same high-level security for payers and vendors, safeguarding against any account or bank information changes.
Paymode can complement your existing solution. Boost revenue for your business and your customers with access to our secure vendor payment network.
Automate and secure more of your core finance processes, from invoice processing to receiving payments securely.
Learn More
Bottomline has made processing payments so much faster.
Paymode lowers our cost and time involved with paying vendors, eliminates our maintaining supplier bank account info, and removes the cost of lost checks. AP also earns rebates by paying digitally.
Paymode is the largest B2B payments network, so it's likely that at least 50% of your vendors are already being paid here. Simply review your payment file to find suppliers you're already paying. We also handle enrollment and authentication for suppliers that are not yet a part of the network.
Yes, Paymode can integrate with any general ledger, which will remain your system of record. We use secure integration protocols, such as APIs, or automatic file transfers for that process. Once set up, Paymode transfers all necessary data for managing invoices and payments in the portal. Additionally, we offer integrations that enable work within your existing ERP.
Implementing Paymode is typically quick. Depending on whether invoice automation, payments automation, or both are being implemented, the process can take as little as twelve weeks.
Chiefly by cutting out manual steps. Compared to a check payment, Bottomline virtual card and Premium ACH payments can slash processing time by 50% or more, per a customer survey. Even compared to in-house and bank ACH and card programs, Bottomline can shave steps from your process by automating key steps and streamlining approvals. Removing the need to contact vendors and manage vendor data saves even more time and shortens the processing lifecycle for a payment.
For some ERPs, there is a choice to use a custom connector that greatly simplifies the process. For all others—and we do integrate with every ERP in the market—you’re able to choose whether to connect to view data and payments within our portal, or have reports sent directly to your inbox.
To learn more, visit our Integrations page.
In a few simple steps:
Your business shares a recent vendor spend file, helping us come up with an initial match list
Bottomline finds vendors to reach out to for enrollment in Paymode; typically, over 50% of your suppliers are already on the network
Our team reaches out via letters of intent, email, and calls to encourage enrollment
We authenticate each vendor to ensure they are who they say they are
You begin making payments
Start improving the speed, security, and revenue potential of your vendor payments now. Reach out today.
