Explore Digital Banking IQ for Customer Engagement
Intelligent engagement platform for banking and payments
Online account opening
Self-service functionality that empowers administrators to configure product offerings, disclosures and workflow
Omni-product customer journey, supporting a multitude of banking offers, including deposit and lending products
Mobile-first design, optimizing digital sales and
conversion rates
Innovative workflows allowing bank customers to start, continue and finish applications in any channel in minutes
A personalized banking experience for small business customers including comprehensive digital disclosure and multi-signer support
Learn More
Retail and Commercial Customer Onboarding
Funding risk management solutions allowing customers and members to quickly and securely fund their newly opened accounts
Digitally sign agreements and disclosures
Seamlessly integrate into your core and online
banking platforms
Commercial onboarding automation for financial institutions
Learn More
Banking relationship management
- Increase user adoption by delivering a relationship management solution built purpose-built for banking
- Identify hidden relationships and proactive insights by unifying your data in a single customer view
- Boost the performance of your relationship managers by streamlining lead, referral and service case management
- Create and orchestrate personalized campaigns and onboarding sequences to ensure a superior, omnichannel customer experience.

Identity verification
Complete identity data, including government and credit bureau data, email history, geo location, device identity, social media and more
Built in machine learning, applied intelligence and dynamic rule setting
Anomaly detection with real-time monitoring and pattern recognition across hundreds of financial institutions
Multi-layered solution integrating a variety of best-in-class third party authentication providers
Learn More
How our solution helps our customers

"We are very happy with Bottomline's solution. It provides a streamlined account opening approach for our customers. And because it happens in real-time, they no longer have to deal with the uncertainty of the paperwork black hole….a great step in providing an omni-channel approach for our customers." Sherry Sitton | EVP of Operations | First Command Bank
The Bottomline difference
Bottomline accelerates your digital transformation via a comprehensive collection of digital account opening, onboarding and customer engagement solutions.
Combining the benefits of several market-leading technologies under one platform, our omni-channel solution is configurable to fit your financial institution’s unique needs.
- Trusted technology partner with 500+ online account opening implementations
- Built-in intelligence within the platform to deliver actionable insights throughout the customer journey
- 22+ out-of-the-box core integrations and flexible funding options
- Extensible platform with open API’s to meet evolving needs and integrations
- Multi-layered risk management solution, combining 10+ best of breed third party fraud detection and ID verification technologies
Latest Trends
Learn more with these helpful resources

10 Steps to Growing Digital Account Opening Sales
One of the biggest myths in digital account opening is that online sales will automatically result once the technology is in place. However, according to reports from Javelin Research and Mercator Advisory Group, although 70% of consumers prefer opening an account online to visiting a branch, more than 60% of new accounts are still opened in person. That is a big difference between customer preference and actual experience.
Visit our partners at SmartPayments to read the full article.
GET IN TOUCH
Want to learn more about Bottomline's digital banking solutions?
Call us.
Our solution experts are here to help.
+1 (800) 472 1321Chat with us.
Chat with one of our solution experts. We'll recommend the right
product
to fit your needs.
Accelerate
your digital transformation.
Tell us a bit about you and your business and we’ll get back to you with all the information you need.