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Paymode-X
Make and receive secure and convenient electronic payments using a solution trusted by 475,000+ member businesses.
Accounts Payable Automation
Streamline invoice receipt, automate workflows, accelerate approvals and make electronic payments using a single solution.
Digital Banking
Market-leading digital banking and payments platform to engage intelligently with customers, and acquire, deepen and grow profitable relationships.
Fraud and Financial Crime Management
Gain unparalleled protection from internal fraud and external financial crime. Meet compliance and regulations without complexity.
Financial Messaging and Bank Connectivity
Securely communicate, reconcile and manage financial transactions across your global financial supply chain.
Global Payments and Cash Management
Consolidate banking and payments departmentally or around the globe with a streamlined, comprehensive solution.
Legal Spend Management
Gain insight into your data, improve bill review process, increase efficiency, enable better decision making, enhance vendor relationships and deliver improved program results.
TreasuryXpress
TreasuryXpress offers the most economic, easy-to-implement and easy-to-use cloud-based enterprise treasury management software in the industry.

Business Payments Transformation at NACHA 2022.

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Businesses
Digitally transform invoice and payment processes across your business to reduce costs, improve security and optimize working capital.
Financial Institutions
A comprehensive digital banking and payments platform to acquire, strengthen and grow profitable relationships.
Legal
Gain insight into your data, improve bill review process, increase efficiency, enable better decision making, enhance vendor relationships and deliver improved program results.

2021 ePayables Technology Advisor Report

Help your organization make smarter buying decisions.

Ardent Partners evaluated and ranked the solution providers in this report based on solution strength and provider strength.

Read now
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As the year kicks off, Bottomline executives from across banking, B2B payments, fraud and financial crime, customer experience, and treasury identify the business dynamics that will matter most to financial institutions and companies.
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      Business Payments Transformation at NACHA 2022.

      Are you ready?

      Learn more by exploring Bottomline at Nacha

      Save Your Spot
    • Bottomline Solutions Browse all products
    • Bottomline Solutions | Browse all products
      • Paymode-X
        Make and receive secure and convenient electronic payments using a solution trusted by 475,000+ member businesses.
      • Accounts Payable Automation
        Streamline invoice receipt, automate workflows, accelerate approvals and make electronic payments using a single solution.
      • Digital Banking
        Market-leading digital banking and payments platform to engage intelligently with customers, and acquire, deepen and grow profitable relationships.
      • Fraud and Financial Crime Management
        Gain unparalleled protection from internal fraud and external financial crime. Meet compliance and regulations without complexity.
      • Financial Messaging and Bank Connectivity
        Securely communicate, reconcile and manage financial transactions across your global financial supply chain.
      • Global Payments and Cash Management
        Consolidate banking and payments departmentally or around the globe with a streamlined, comprehensive solution.
      • Legal Spend Management
        Gain insight into your data, improve bill review process, increase efficiency, enable better decision making, enhance vendor relationships and deliver improved program results.
      • TreasuryXpress
        TreasuryXpress offers the most economic, easy-to-implement and easy-to-use cloud-based enterprise treasury management software in the industry.
  • Company Type
    • 2021 ePayables Technology Advisor Report

    • Company Type
      • Businesses
        Digitally transform invoice and payment processes across your business to reduce costs, improve security and optimize working capital.
      • Financial Institutions
        A comprehensive digital banking and payments platform to acquire, strengthen and grow profitable relationships.
      • Legal
        Gain insight into your data, improve bill review process, increase efficiency, enable better decision making, enhance vendor relationships and deliver improved program results.
  • Resource Hub
    • Resource Hub
    • Resources
      Transform your organization with our knowledge base of white papers, research reports, on-demand webinars and more.
      Smart Payments
      Discover the latest industry trends with expert advice on today's most relevant business topics, including payment automation, digital banking, and fraud prevention.
      Events
      View upcoming industry and Bottomline events and webinars, from large global conferences to expert-led webinars.
      Bottomline on 2022
      As the year kicks off, Bottomline executives from across banking, B2B payments, fraud and financial crime, customer experience, and treasury identify the business dynamics that will matter most to financial institutions and companies.
Or browse all products
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Paymode homepage 375x492 mobile

Paymode-X customers can double their cash rebates, reduce processing time by 75% and cut fraud risk in half.

Join a network of 500,000+ businesses and make fast, secure digital payments today

Automate my AP

What Paymode-X does for your business.

We feel your pain. 

The world is digital now, and yet you still find yourself buried in paper, plodding through manual tasks and exposed to risk.

We know it seems hard to get from here to there. 

This is where Bottomline comes in. We'll guide you along the way to AP automation so you can benefit from the good stuff: Faster, safer, and simpler accounts payable.

Streamline Accounts Payable

Minimize dependencies on manual processes by automating and creating efficiencies in every step of your AP process

LEARN MORE

Minimize Fraud Risks

Make every payment via a secure network with multi-layer security that protects both you and your vendors.

LEARN MORE

Save and Earn

Improve cash flow through automation, rebates, discounts and fewer late fees

LEARN MORE

Calculate your annual savings

$
Your total AP spend for the past calendar year
Your total number of AP transactions for the past calendar year
The total number of invoices you've received in the last calendar year
* Indicates a required field

Eliminate or automate every AP process you use today and you could realize these benefits: 

Annual rebates
The cash back on AP spend you can expect to receive by enrolling Vendors in Premium ACH and card payments.

$0

Annual Cost savings
The money you will be able to save by digitizing more of your payments mix, removing paper checks and invoices from the process.

$0000

Annual net benefit
Annual Net Benefit = Annual Rebates + Cost Savings - Recurring Fees

$0000


Adjust the calculator settings to see how much you could save by switching to Paymode-X.

Want to know your cost savings & net benefits?

Fill out a quick form to receive an all you need to know PDF.

Disclaimer: The results based on this calculator are indicative only and any actual savings may be greater or less than those shown.

Thank you

Your Paymode-X Results Report is ready! Find out how your organization can become more efficient and save big by eliminating or automating every AP process.

paymodex calc pdf

Eliminate or automate every AP process you use today and you could realize these benefits: 

Annual rebates

$ 0

Annual Cost savings

$ 0


Annual net benefit

$ 0

Your PDF should download automatically
Customer

Paymode-X will make your AP team more efficient. Period.

Fill out the quick form below to receive an all you need to know PDF.

How to win and keep customers with Paymode-X

500,000+

businesses in our network

$275B

in secure B2B payments annually

0

instances of fraud on the Paymode-X network


STREAMLINE AP

Improve AP efficiency

Our customers come to us looking for a better way to handle their complex invoice and payment requirements. Here's what Paymode-X AP Automation delivers for those customers.

paymode data representation 21

Replace the knot of drawn-out, manual processes with a smooth, automated AP automation solution. We cut potentially dozens of steps down to a handful, creating simplicity across all payment types.

paymode action 88

Insights instead of guesswork, clean data trails instead of convoluted ones. That's what we all want, and that's Paymode-X delivers with critical data you need when you need it.

paymode data representation 20

Increasing payment volume should not mean increasing headaches. We accelerate business and payment growth while ensuring better efficiency.

92% of our customers rated Paymode-X authentication of vendor identity and bank information as better than the competition

Minimize the risk of payment fraud

We process more than $275 billion per year without fraud. We’ve fine-tuned and fortified an approach that allows for multi-layered authentication and security for every payment in the network.

  • Protect against business email compromise fraud
  • Digital authentication of bank accounts and critical vendor data

SAVE MONEY

Improve Cash Flow

Realize your full rebate potential and save money on your day-to-day accounts payable processes. We help you make money on the money you spend in four key ways.

AP Automation Cashback rebates across ACH or card Early Payment Discounts Reducing late fees
AP Automation

Digitize payments and processes

Go digital to decrease the time and resources you’re used to spending. The $4-5 cost per check adds up, so replace it with cash in your pocket via a fully integrated payables solution that ties all your ACH, card, B2C, check and international payments into one place and one process. 

Learn More
ap automation illustration

Cashback rebates across ACH or card

Make money on the money you spend

Regardless of the digital option you choose, you can earn 1-2% back of your total AP spend. This can turn AP transformation from a potentially costly IT project to a cashflow positive business initiative. 80% of our customers have more than doubled their annual rebates since joining the network.

Learn More
cashback rebates illustration

Early Payment Discounts

Pay more quickly to reap the benefits

Regardless of the discounts offered by your vendors, you can capture savings by streamlining your payment processes and getting payments out the door more quickly. Greater efficiency translates to greater opportunities to save, and there isn't a busines in the world that isn't looking to save right now. 

Learn More
early payments illustration

Reducing late fees

Reduce or eliminate late fees

Late fees are a consistent challenge in AP. With the simplified workflows and automated approvals you can join the 5 out of 10 Paymode-X customers who dramatically reduced their late payment fees by at least 50%, all while streamlining the day-to-day headaches your team is used to dealing with. 

Learn More
reducing late fees illustration


We’re talking about opportunity rather than cost.

This is why Ardent Partners recently ranked Bottomline and Paymode-X as a “Market Leader” in the 2021 ePayables Technology Advisor based on the depth and breadth of our B2B payment and invoice automation capabilities.

bottomline AP Market Leader V2bottomline AP Market Leader 2

Learn how we help our customers

Customer Success Stories


Customer Success Story
resource image taubman 800x450

Taubman Transforms Manual Accounts Payable Process and Earns Rebates

Customer Success Story
resource image washington prime 800x450

Washington Prime Group Consolidates AP with ePayment Network

Customer Success Story
resource image citizens 800x450

How Citizens Bank Achieved End-to-End AP Automation with Paymode-X

Customer Success Story
resource image greystone 800x450

Greystone Health Cures Payment Process with E-Payment Network

Taubman Customer Success Story

“We partner with Bottomline to stay on top of emerging AP and payment options – faster payments, mobile, and integration. Mobile capabilities are critical for our AP strategy, especially for executives who travel often and require the ability to easily access, review and approve invoices right from their phones.”

-Kim Hughes, VP and Controller

Read Full Story  View Highlights


Paymode-X drives efficiencies and revenue for businesses

AP Automation Mitigate fraud risk Monetize payments
AP Automation

AP Automation and Efficiencies

Before: You typically have 15-20 manual steps. After: You will have 3 simple steps. Scan, Click, Pay.

Accelerate Invoice Processing:  Stop entering data manually multiple times with no insight into approval queues and automate invoice processing from receipt through capture, matching, coding, and approvals.

Automate & Streamline Payments:  Avoid printing and mailing checks and send digital payments. You can stop waiting time and earn rebates on AP spend by converting to virtual card and ACH payments in a single platform

Eliminate the need to log into separate systems: No longer will you have to juggle portals for different tasks, such as invoices or varying payment types: Integrate seamlessly with your exiting ERP, accounting systems, and bank accounts. Quickly convert to 100% payment automation for all payment types, including card, ACH, check, B2C and more. These can be made domestically or internationally.

Interactive dashboards and reports: We provide clear visibility across the entire invoice-to-pay process. Our portal for tracking, query and reporting paired with visual analytics and extensible reporting provide clear visibility. We offer real-time status tracking of each transaction throughout the invoice to payment lifecycle, and monitor the volume and value of invoices, related docs, and payments.

Explore the success story
customer survey graphic healthcare lower costs PMX 800x1000

Mitigate fraud risk

Mitigate the risk of fraud

Stringent vendor authentication blocks fraud, account takeover, and bad actors, and our built-in fraud protection provides superior risk mitigation at no additional costs.

Vendor onboarding is unique to Bottomline. We recruit vendors on your behalf, it starts with the enrollment process and vendor authentication.

Once we’ve kicked offer, we offer ongoing vendor enrollment and onboarding services done for the client, with an audit trail of all activities, status changes, and user communications.

It’s not just payments we also had a layer of security into the invoicing process. Using advanced artificial intelligence and modeling techniques we can detect if the invoice was created using the same or different program as the previous invoice and offer alerts for suspected fraudulent invoices.

Explore the success story
customer survey graphic healthcare verifies PMX 800x600

Monetize payments

Monetize payments

Let’s be honest: spending your days stuck in excel files tapping data into your ERP systems is a drain on time, money and morale. With Paymode-X, you reduce time and money spent wasted on manual processes, allowing you to redeploy your people and capital toward more valuable work. It’s good for your staff and your bottom line.  In addition, reduce late payment fees and the cost of your accounts payable department by scheduling payments for improved payment terms and better rebate potential.

Finally, streamline AP processes to make paying on time easier, making early payment discounts a reality.

Explore the success story
customer survey graphic cash back 800x600

Paymode-X Frequently Asked Questions

PMX FAQs

We’ve seen and heard every Paymode-X question you can imagine, from “what is Paymode-X?” to “how do I reset my password?” To answer your most pressing questions about Paymode-X, accounts payable automation, and much more, we’ve created this ever-growing library of frequently asked questions.

Explore FAQs

Learn More about Paymode-X

paymode process representation 129

Automate AP

Digitize the invoice-to-pay process to realize cost-savings, efficiency gains, enhanced security and new rebate opportunities.

LEARN HOW
paymode currency & payments 101

Get Paid

Streamline your AR processes with electronic payments, detailed remittance information and valuable accounts receivable tools.

get started
paymode personnel 142

Partner with us

Provide your clients with an innovative business payments solution to deepen customer loyalty and satisfaction. 

be a partner

How Paymode-X Supports Growth of Your Business

paymode legal 108

Vendor advocates

Our advocates drive enrollments through digital outreach and campaigning on your behalf

paymode currency & payments 92

Critical Vendors

Build long-term relationships with critical vendors to benefit your business

paymode legal 107

Retention

Build long-term relationships with critical vendors to benefit your business

paymode process representation 123

Automation support

We keep the focus on driving automation, managing inbound inquiries for you and providing onboarding support

paymode transaction 70

Activations

We do comprehensive authentication for you, including bank and OFAC details

Who we do it for

Industries Paymode-X is helping today

Higher Education AP Automation

For Higher education organizations, Paymode-X can make managing the shift to digital payments and invoices simple with an AP solution built to reduce complexity and improve every process.

Learn More

Paymode-X AP Automation for Healthcare

Healthcare organizations are under pressure to cut costs and become more efficient, a challenge that grows by the day. Tackling the security and efficiency challenges in academia starts with the right solution.

Learn More

Accounts Payable Automation for Commercial Real Estate and Property Management

Paymode-X can make managing payments and invoices simple with a solution built to make life easier for real estate AP departments overwhelmed with the volume of invoices, checks and vendors.

Learn More

Manufacturing AP Automation

Manufacturing organizations in need of accelerated invoice processing, automated and streamlined payments, and enhanced security can find a better way to address key challenges with full AP automation.

Learn More

GET IN TOUCH

Want to learn more about Paymode-X?

Call us.

Our solution experts are here to help.

+1 (844) 729-6633

Chat with us.

Chat with one of our solution experts. We'll recommend the right product to fit your needs.

Let us help you automate your AP processes.

Tell us a bit about you and your business and we’ll get back to you with all the information you need.

GET STARTED

Call us.

Our solution experts are here to help.

+1 (800) 472 1321

Chat with us.

Chat with one of our solution experts. We'll recommend the right product to fit your needs.

See how we can drive your organization forward.

Tell us a bit about you and your business and we’ll get back to you with all the information you need.

Thank you. We'll be in touch soon.

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