Stay competitive in an ever-changing payments landscape

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Develop new products

Quick and cost-effective integration into the UK Faster Payments ecosystem

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Meet customer demand

Simple interface via the API enables new financial products to be developed quickly and efficiently

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Access the latest technology

Access to a range of future overlay services designed to keep you at the cutting edge of the industry

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Maximise confidence
and stability

99.99% record of availability for its gateway services

Why Change?

90% of financial decision makers say they will be using real-time payments by 2020.

DOWNLOAD THE REPORT Source: Payments Barometer 2019

The Bottomline difference

Bottomline has worked with more new entrants to Faster Payments than any other provider and is the only company to build a solution suite to support all connection methods to FPSL.

Indirect access to FPSL bypasses need for scheme approval 

User interface provides real-time visibility of each and every transaction

Simple integration with minimal on-boarding managed via a cloud-based
API solution

Added value overlay services that can be simply integrated into transaction services and UI

Track and control your payments, gaining insights to analyse and present
real-time data on the status of your business

Latest Trends

Learn more with these helpful resources

Real-time payments: the need for speed

Introduced in response to the global financial crisis in 2008, the New Access Model was designed to remove barriers and create a level playing field for smaller/challenger financial institutions and PSP’s to connect to Faster Payments.

In this episode of the Payments Podcast, we’re talking to Julian Sawyer, former Chief Operating Officer at Starling Bank and Ed Adshead-Grant, General Manager for Payments at Bottomline about how and why the market and access model for real-time payments has evolved over the last 10 years.


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Learn more about the alternative, quicker and easier way to access Faster Payments

The need for speed and the provision of real-time payments to customers has become a ‘must-have’ capability for regulated financial businesses. Money transferred through the Faster Payments Scheme (FPS) was in excess of £1.7 trillion in 2018 from over 2 billion transactions. However, compliance and regulatory timescales and restrictions on FPS testing has limited the number of new entrants to the real-time payments ecosystem. Our 'Express' service offers real-time payments capability without the long regulatory and compliance timescales.

Bottomline Real-Time Payments Express

View Datasheet

Want to learn more about Bottomline's payment aggregation solutions?

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