What We Do
Since 1989, Bottomline has been modernizing global business payments with connected solutions for more than 1M financial institutions and businesses in 92 countries.
Securely and efficiently manage funds disbursements
For Businesses
Streamline the collection and management of single and recurring payments
Direct submission and processing of your UK bank payments for payables and receivables
Centralize and automate all your payment creation, controls, and submissions
Comprehensive connectivity to Swift and other domestic and global financial messaging networks
For Banks & Financial Institutions For Businesses
Convert legacy financial message formats to modern message standards
For Banks & Financial Institutions
Easily view analytics of financial messages with central repository
View, optimize, and forecast your cash position with all accounts connected in one solution
Combat payment fraud and evolving threats in real-time with a SaaS solution that helps you stop fraud before it happens.
Identify unusual behaviour from insiders or intruders before their high-risk activities disrupt your business.
Reduce fraud and errors through digital account verification
Efficiently screen transactions to identify and manage sanctions risk
Explore the enterprise-wide alert and case management system for creating and managing alerts and cases of suspicious activity and filing suspicious activity reports (SARs).
Who We Serve
Our Company
All Resources
Gain direct access to Bacs and Faster Payments with a scalable, SaaS platform. Bottomline PTX is the ideal choice for organisations of any size and any industry looking to streamline financial processes and enhance operational efficiency.
Securely submit, manage, and process your bank payments—whether Faster Payments, Bacs, Debit, or Credit—with a scalable, resilient, and efficient platform directly connected to the UK Clearing network.
Combine UK and international bank accounts together, pinpoint transactions with a single search, and control who can access your data.
Bottomline is one of only 14 organisations in the UK accredited to provide Bacs solutions. We understand the market better than anyone else as we estimate three out of four payments in the UK will flow through our systems at any one time.
Automate and centralise payments processing. Trusted by treasury and financial professionals worldwide. No Treasury Management System needed.
Securely print and send cheque payments. Reduce the time and cost of processing cheques payments with secure cheque printing services and alternative payment strategies.
Answer a few quick questions and get tailored advice to make your payments faster, cheaper, and more customer-friendly.
Our market leading API enabled SaaS platform relies on the most modern technology, so you can submit payment files in whichever format or size suits you best.
Assign users according to functionality or role; handle multiple date file formats, create dedicated and segregated workflows. Supports multiple methods of data import, including file uploads, API integrations and SFTP connectivity.
Switch between banks or have multiple concurrent banking relationships without the cost and overhead of managing multiple payment applications. Submit payment files in bulk for quicker, more efficient payment processing and reduced bank charges.
Identify and resolve failed transactions quickly, automatically collect Bacs reports, including payment status and rejection reports and integrate them directly into your existing systems.
Pay your staff and suppliers with our cloud-based, Bacs-approved software.
Choose from a range of options to streamline your collection process.
Get better control of your cash flow and reduce admin time.
One platform that grows with your success. Add extras when you need them.
Relax, knowing your payments are being screened automatically.
I would also thank you and your team for the smooth transition to the Bottomline Direct Debit collection service. Bottomline has enabled an improved process for setting up new instructions and amending existing direct debit payment programmes.
I am happy with the overall service I received, from the onboarding process to the continuous customer care from the Client Service team. Our collection process is fully automated, we are pleased with the end-to-end managed service. I would recommend the service—it is excellent.
NSL has been working with Bottomline for the last year. The transition to them was smooth, the upload of payments to be collected is straightforward, and collections and payments have been on time, every time. We would have no hesitation in recommending Bottomline to manage DD collections.
Bottomline honoured every promise and timescale that they made, and this was instrumental in our successfully completing the acquisition on time. Furthermore, their attention to detail and the ease with which they could be contacted during the process both reassured us and ensured that there were no mistakes. We would recommend Bottomline to any business looking for a Direct Debit collection solution.
Bottomline’s payments processing solution lets you automate your business payments through a flexible and secure cloud-based platform. Manage all your payments in one place, issuing payments via direct access to Bacs and/or Faster Payments.
A Bacs (Bankers Automated Clearing Services) payment is a UK bank transfer system used for low-cost payments that typically take three working days to clear. Issue all your Bacs payments through the Payments Processing solution.
Faster Payments is a UK payment system that enables near-instant bank transfers, allowing money to be sent and received between accounts within seconds, 24/7. You can issue Faster Payments through Bottomline, along with Bacs payments.
Organisations of all sizes and across all industries use the Payments Processing solution. Whether you use a single bank or multiple banking partners, you can simplif y payments, improve efficiency and reduce your fraud risk by centralising and automating your payments with Bottomline’s payments processing.
You can process a variety of payment types, including payroll, supplier payments, employee expenses and Direct Debit collections. We offer direct access to Bacs and Faster Payments, helping you make and collect payments efficiently through the schemes that best fit your business needs.
Yes, you can continue to use your existing finance and business systems and submit payments files via file uploads, API integrations and SFTP connectivity. The platform supports different file formats.
No. Bottomline is bank agnostic, which means you can work with your existing banking partners, switch banks when needed or manage multiple banking relationships without needing to use and manage separate payments applications.
Security and compliance are built into the solution as standard. Bottomline helps reduce the risk of fraud and manual error through automation, while supporting controlled user access, defined workflows and secure payment processing. Electronic payments are inherently more secure than paper checks, since they are harder to access and misuse, come with full audit trails and have built-in fraud prevention features.
Automation helps you make payments faster and more efficiently, while reducing manual tasks, errors and operational risk. It also helps create more consistent workflows and gives your teams greater visibility and control over the payments process.
Yes. Bottomline provides direct reporting from Bacs, including payment status and rejection reports. This makes it easier to identify failed transactions quickly, resolve issues sooner and feed reporting data into your existing systems.
Yes. Bottomline’s SaaS platform is designed to be adaptable and scalable, so it can support changing business needs over time. You can configure workflows, user roles and data handling requirements as your organisation evolves.
Getting started begins with understanding your current payment processes, system requirements and banking setup. Then, we’ll design a configuration that fits your needs and helps you move to a more efficient, secure and scalable payments process.
Speak to one of our experts today.
