Aggregated Payment Services:
Connectivity, Processing, Monitoring & Screening
Bottomline Cash Manager
Centralised cash position platform to support accurate, real-time cash and liquidity management that enables secure, flexible and smart financial management through:
A centralised multi-banking platform for an exact understanding of your cash position by aggregating statements, approved payments and forecasted adjustments
More effective cash and liquidity management decision making using secure, automatic Sweeping and Pooling across any combination of accounts
Automatic management and transformation of all data flows irrespective of format, connectivity and source for enhanced compliance, risk and controlView Fact Sheet
Bottomline Payments Manager
Bottomline Payments Manager
Centralised payment and collection hub for real time visibility and control that enables secure, agile and smarter financial management through:
Automated and centralised management of the end to end payment life cycle from any source, including manual payments, using multi network, multi connectivity to all banks and counter parties
Secure, flexible user access with full Segregation of Duty and Multi-Factor Authentication (MFA) enhances risk and fraud control
Real time payment life cycle monitoring allows actionable intervention such as repair and resubmit payments along with standard comprehensive audit and compliance reportingView Fact Sheet
Bottomline Statement Manager
Bottomline Statement Manager
Real time monitoring of bank statement integrity with consolidated visibility over cash that enables smarter, faster and adaptive financial management through:
A single centralised platform for consolidating bank statements reducing complexity, cost and risk
Automated and secure processes for obtaining statements, and retrieving cash positions from diverse bank accounts
Bank and format agnostic data routing and transformationView Fact Sheet
Payments Orchestrator or Payments as a Service
A payments & cash service in a box, composed of modules adaptable to each offer. Provide a wide range of business functionalities. Help meeting customer expectations through digitalisation, single UI, automated controls and easy integration. A modular approach to fill the gaps between new requirements like instant payments and legacy systems
Intelligent Routing and Processing
A full payment engine that can process any type of payment in any format.
Reduce complexity of maintaining multiple systems, accelerate the provision of payments services to improve profitability and to transition to digitalisation while reducing cost of operations.
Payment Level Services
Direct Integration with the Universal Aggregator
Single integrated User Interface
Interface and Gateway Agnostic
Business Level Payment Life Cycle management
Validation and verification
Real time monitoring
Intelligent routing, traffic control & prioritisation
Workflows, limits & controls
Centralised processing multiple schemes & geographies
ISO 20022 native
Are you a Bank that is interested in providing cash management to your corporate customers?
Our treasury solution can be white labelled to your internal bank systems…
"Bottomline's Universal Aggregator IQ has provided an opportunity for us to improve operational resilience, overcome regulatory compliance challenges and scale up quickly to address evolving changes in the market."
- Narongrit Promfai, Vice President - Investment/ Core Banking System, Kiatnakin Phatra Bank
Don’t just take our word for how we can transform your strategy
Explore various customer use cases for how Bottomline Financial Messaging Universal Aggregator IQ has impacted their institution:
“We chose Bottomline’s Payments & Cash Aggregator, PCA, as the product was well suited to support our digital payment transformation. PCA has enabled us to mature our payments infrastructure to deliver the service our customers expect. We are now in a better position to manage the growth we are seeing in payment volumes whilst reducing operational risk and improving resilience.”
-Robin Jeffery, Director of Transformation, Hampshire Trust Bank
“The cooperation between Paragon and Bottomline was excellent – what you would expect from a partnership.”
- Paul Pahil, Head of Finance Operations
It is vital for decision-makers to ask questions before they build, partner or buy anything.
The problem is that with this abundance of thought leadership, how can you ensure that you choose the right advice on how to make the best choice for your institution that guarantees speed-to-market in an already busy roadmap?
These tips and five best practices will help you engage and succeed in your digital transformation strategy.
In our 2021 global research report The Future of Competitive Advantage in Payments & Banking* legacy systems, lack of operation efficiency and interoperability between internal systems were identified as the top 3 challenges being faced with current payments infrastructure. Does this resonate with your pain points?
5 best practices that will help you engage and succeed in your digital transformation strategy.
- Enabling central connectivity to multiple payment rails options - 55% of banks and FIs said that adopting new payment rails were their top priority in the next 12 months*
- Building centralised automation tools that prevent fraud and/or friction - 38% said that mitigating fraud risk was one of their top priorities over the next 12 months*
- Embracing regulatory changes, mandatory deadlines and requirements - 64% of banks and FIs said that RegTech would be more important than ever over the next 12 months*
- Leveraging data and analytics - when asked which areas of the treasury process are currently automated to their satisfaction, only 30% said cash flow forecasting and 27% liquidity planning*
- Championing innovation - 64% of banks and FIs said digital transformation was the biggest focus for them at the moment, yet 26% said they were sceptical or highly sceptical of their current strategy*
Read our supporting article - How banks & FIs can overcome digital payments transformation issues through SaaS
Who would have thought operations in banking and payments would become such a hot topic? However, operations and related efficiencies are moving at an unprecedented pace, even more so with the increase in the digitalisation of payments emerging from the COVID-19 pandemic and the demand from customers to be ‘always-on'.
* 2021 Global Report: The Future of Competitive Advantage in Payments & Banking
Take the benchmarking survey yourself and see how you measure up against your competition.
311 banking & FI players across Treasury, Fraud, Operations, Product & C-Level in 34 countries globally including - 8.4% United States, 10.5% UK, 3.2% Cambodia, 2.10% Germany, 6.3% India, 3.2% Israel, 14.7%, Malaysia, 5.3% The Netherlands, 5.3% Singapore, 5.3% Switzerland, 4.2% Thailand
Universal Aggregator IQ
Single SaaS API enabled platform for payments, securities and messagingExplore
Messaging and Connectivity Aggregator
Part of a messaging ecosystem that offers aggregated services for message processing, monitoring and interconnection of global networks & schemes and direct bank connectivityExplore
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