What We Do
Since 1989, Bottomline has been modernizing global business payments with connected solutions for more than 1M financial institutions and businesses in 92 countries.
Securely and efficiently manage funds disbursements
For Businesses
Streamline the collection and management of single and recurring payments
Direct submission and processing of your UK bank payments for payables and receivables
Centralize and automate all your payment creation, controls, and submissions
Comprehensive connectivity to Swift and other domestic and global financial messaging networks
For Banks & Financial Institutions For Businesses
Convert legacy financial message formats to modern message standards
For Banks & Financial Institutions
Easily view analytics of financial messages with central repository
View, optimize, and forecast your cash position with all accounts connected in one solution
Combat payment fraud and evolving threats in real-time with a SaaS solution that helps you stop fraud before it happens.
Identify unusual behaviour from insiders or intruders before their high-risk activities disrupt your business.
Reduce fraud and errors through digital account verification
Efficiently screen transactions to identify and manage sanctions risk
Explore the enterprise-wide alert and case management system for creating and managing alerts and cases of suspicious activity and filing suspicious activity reports (SARs).
Who We Serve
Our Company
All Resources
Payments Fraud Defense brings together key fraud prevention capabilities in a single platform, including:
Payments Fraud Defense analyzes activity across the full payment journey, not just the transaction itself. By correlating login, session behavior, and payment activity, it can identify suspicious patterns sooner, helping reduce fraud losses, operational complexity and investigation time.
Payments Fraud Defense uses AI-driven detection capabilities designed to adapt as fraud patterns evolve. It continuously refines analytics with new signals and broader intelligence, helps improve detection accuracy, reduces false positives, and supports stronger real-time decisioning.
Payments Fraud Defense is designed to monitor commercial payments across multiple rails and formats, including (but not limited to) ACH, wire, real-time payments, Swift, SEPA, checks, and ISO 20022-based payment flows. Supported coverage depends on a bank’s environment and implementation scope.
Yes, Payments Fraud Defense is delivered through Bottomline’s secure, regulated, proprietary cloud. This makes it faster to deploy, easier to scale, and better aligned to security and compliance requirements.
Payments Fraud Defense helps reduce manual effort by combining detection, tuning, investigation support, and interdiction into a unified platform. This can help lower false positives, streamline investigations, and reduce dependency on multiple separate tools.
Payments Fraud Defense is designed to work with a broader fraud intelligence, and Bottomline is currently piloting a consortium model through Fraud Intelligence Exchange with a select group of commercial banking customers.
Through Fraud Intelligence Exchange, participating banks can securely share anonymized fraud signals to help identify suspicious activity earlier across commercial payments. The program enhances existing detection capabilities by providing broader visibility into emerging fraud patterns, while preserving data privacy and control.
Deployment timelines vary based on a bank’s environment, payment channels, and integration requirements. Payments Fraud Defense is designed for rapid deployment, and many institutions can begin realizing measurable value within weeks.
Payments Fraud Defense is designed for banks and financial institutions looking to strengthen their fraud prevention across commercial payments while improving investigation efficiency and customer protection.
Make your payments secure with Bottomline's fraud solutions, designed to protect you from security threats with multi-layered security, machine learning, and AI.
