What We Do
Since 1989, Bottomline has been modernizing global business payments with connected solutions for more than 800,000 financial institutions and businesses in 92 countries.
Securely and efficiently manage funds disbursements
For Businesses
Streamline the collection and management of single and recurring payments
Direct submission and processing of your UK bank payments for payables and receivables
Centralize and automate all your payment creation, controls, and submissions
Comprehensive connectivity to Swift and other domestic and global financial messaging networks
For Banks & Financial Institutions For Businesses
Convert legacy financial message formats to modern message standards
For Banks & Financial Institutions
Easily view analytics of financial messages with central repository
View, optimize, and forecast your cash position with all accounts connected in one solution
Combat payment fraud and evolving threats in real-time with a SaaS solution that helps you stop fraud before it happens.
Identify unusual behaviour from insiders or intruders before their high-risk activities disrupt your business.
Reduce fraud and errors through digital account verification
Efficiently screen transactions to identify and manage sanctions risk
Explore the enterprise-wide alert and case management system for creating and managing alerts and cases of suspicious activity and filing suspicious activity reports (SARs).
Who We Serve
Our Company
All Resources
With new US and EU regulations boosting confidence in digital finance, stablecoins are moving firmly onto the corporate treasury agenda. This ACT webinar partners with Bottomline to break down what stablecoins are, why they’re gaining traction, and how they could reshape global payments, liquidity, and day‑to‑day treasury operations. Treasurers can also hear practical guidance on evaluating stablecoins safely and strategically as adoption accelerates across the financial ecosystem.
Watch Kevin Grant, Colin Swain and Naresh Aggarwal as they explore how stablecoins are emerging into the market.
Bacs recently issued a reminder to verify that a payer is authorised to set up a Direct Debit before submitting a DDI, as required in the Service User’s Guide and Rules. Failure to do so can lead to unauthorised DDIs, fraud, financial loss, and possible loss of PSP sponsorship.
Key points:
PSPs must approve your verification measures, especially for Paperless Direct Debit.
Modulus checking is mandatory but not a verification method.
If using AUDDIS without Paperless Direct Debit, verification is strongly recommended.
Our integrated account verification provides account matching across 99.9% of UK business and personal bank accounts. Find out more about Confirmation of Payee for Direct Debits.
AR is essential to cash flow but often overlooked, underfunded and stuck with outdated tools. Bottomline interviewed AR teams across 10 UK mid‑sized organisations, who consistently reported feeling undervalued and constrained by inefficient processes. Yet the opportunity is huge: with better technology and support, AR can deliver earlier risk insights and stronger decision‑making. Now is the moment for businesses to reinvest in AR.
Failed Direct Debit payments drain time, money, and customer goodwill – but they don’t have to. In this on‑demand fireside chat, payment experts Chris Spalding and Calvin Hindley reveal how automated exceptions management can eliminate manual recovery chaos, cut operational costs, and keep cash flow on track. With failure rates averaging 5% in some industries and each fix costing up to £50, smart automation offers a faster, more efficient way forward.
Watch now to discover how to streamline retries, boost visibility, and free your finance team for higher‑value work.
The FCA ruling confirms 12.1m motor finance agreements are in scope, with an estimated £9.1bn in compensation and average payouts of £830 - creating huge operational pressure for lenders. With just 3–5 months to act, firms need scalable payment infrastructure, strong data readiness and robust fraud controls in place fast, or risk regulatory scrutiny and further damage to customer trust.
With the FCA ruling placing 12.1 million motor finance agreements under review and an estimated £9.1bn in compensation at stake, lenders face intense pressure to process payouts quickly, accurately and securely.
If this affects you, and you need to move fast - we have a range of solutions to help. Whether you need to verify recipients, secure digital payout capture with pre‑populated claimant details or API‑driven bulk processing, Bottomline helps you to execute high‑volume compensation payments with confidence.
Parkinson’s UK modernised its Direct Debit donations by switching to Bottomline’s cloud‑based solution, giving the team faster processing, clearer visibility and easier error management. With intuitive onboarding, automated verification and real‑time dashboards, the charity now manages its entire Direct Debit lifecycle more efficiently and with far greater confidence.
We’re excited to announce the launch of our enhanced reporting module in PTX! This powerful product is designed to help you boost operational efficiency and streamline reconciliation processes. With dynamic, real-time reporting across SUNs and transactions, you’ll gain deeper visibility and actionable insights to make smarter decisions faster. Say goodbye to manual work and hello to simplified, accurate reporting that keeps your operations running smoothly.
Stay informed with in-product guides. With targeted updates and helpful tips delivered inside the solution, you’ll always know about the latest features and products that make your workflows faster, smarter, and more intuitive. PTX brings relevant insights to you, tailored to how you use the platform, so you can unlock more value every day.
The easiest way to contact us is through the Customer Care Portal.
We're always here if you need our help. Contacting us through the Customer Care Portal means you'll get assigned a ticket number and you can keep an eye on its progress at all times. Of course, we're at the end of a phone too, but you'll get access to the portal 24/7.
June: Bottomline Summer Social
Join us at Radio Rooftop for a summer social with industry peers - hear how leaders are modernising payments and tackling fraud. Spaces are limited - reserve yours today.
