What We Do
Since 1989, Bottomline has been modernizing global business payments with connected solutions for more than 800,000 financial institutions and businesses in 92 countries.
Securely and efficiently manage funds disbursements
For Businesses
Streamline the collection and management of single and recurring payments
Direct submission and processing of your UK bank payments for payables and receivables
Centralize and automate all your payment creation, controls, and submissions
Comprehensive connectivity to Swift and other domestic and global financial messaging networks
For Banks & Financial Institutions For Businesses
Convert legacy financial message formats to modern message standards
For Banks & Financial Institutions
Easily view analytics of financial messages with central repository
View, optimize, and forecast your cash position with all accounts connected in one solution
Combat payment fraud and evolving threats in real-time with a SaaS solution that helps you stop fraud before it happens.
Identify unusual behaviour from insiders or intruders before their high-risk activities disrupt your business.
Reduce fraud and errors through digital account verification
Efficiently screen transactions to identify and manage sanctions risk
Explore the enterprise-wide alert and case management system for creating and managing alerts and cases of suspicious activity and filing suspicious activity reports (SARs).
Who We Serve
Our Company
All Resources
Reliable, secure and compliant Swift connectivity - every message, every time.
Swift Messaging & Connectivity underpins secure global payments. But it doesn’t need to consume all your internal resources.
Bottomline delivers a robust, fully managed financial messaging platform so you don't carry the operational load.
As a certified Swift Service Bureau and trusted strategic partner, we help financial institutions connect securely, stay compliant, and reduce both cost and risk. No heavy lift or unnecessary overhead.
Whether you’re connecting for the first time or looking to offload an existing linkage, we meet you where you are. Our flexible options scale to your size and needs so you can stop managing connectivity and focus on driving value.
Managing Swift messages across multiple systems creates risk, rework, and inconsistency. Standardise financial messaging across all your channels. Built to support institutions of any size and handle high-volume Swift traffic from multiple sources without added complexity.
Running Swift in-house requires time, expertise, and constant attention. With our fully managed service, you don’t need to add resources or maintain infrastructure. We’ll handle the heavy lifting behind the scenes.
No two institutions operate the same way so your Swift setup shouldn’t be forced into a rigid model. Our tailored implementation adapts to your specific requirements, backed by 24/7 expert customer support to help you optimise processes, stay compliant, and evolve as regulations change.
Multiple connections mean more complexity, more risk, and higher cost. Bottomline empowers banks and institutions to unify processes through a single platform.
Cross Border - Swift (FIN, FINPlus, InterAct, FileAct), Visa B2B
UK - FPS, CHAPS, Bacs, CREST
Swiss & Eurozone - SIC, SIC IP, EUROSIC, SECOM, SEPA, TARGET2, SEPA-Inst, T2S
Benefit from global operational and customer support
Ensure complete interoperability between legacy, domestic and XML messaging standards
Enjoy proven efficiencies across your portfolio
Full compliance with ISO 20022 messaging standards - Swift certified and customer security Programme (CSP) ready
Connecting to Swift is just the beginning. Get support for the full financial messaging lifecycle with services like Swift GPI, Case Management, Swift Customer Security Programme (CSP) attestation support and much more.
Connectivity Services provide secure, standards‑based connectivity for financial messaging across global networks such as Swift, enabling banks and financial institutions to process, reconcile, and manage financial transaction data reliably across international and domestic channels.
Bottomline provides secure, certified Swift connectivity, including support for evolving formats and regulatory requirements such as ISO 20022, ensuring institutions stay aligned with global messaging standards and operational continuity.
Bottomline’s Connectivity Services meet stringent security and compliance requirements, offering encryption, monitoring, audit trails, and bank level controls, and are relied upon globally due to certified 24/7 reliability and backup capabilities.
Bottomline’s Connectivity Services are built for high-volume, mission-critical financial messaging at global scale. We process over 10 million payments and transactions every day, ensuring reliable throughput for even the largest financial institutions. This volume represents 15% of all international Swift cross-border traffic, demonstrating the trust placed in Bottomline by leading global banks.
Connectivity Services include the Message Vault, a globally accessible repository that provides full visibility into all financial messages, making it easy to search, retrieve, and analyse transactions across payment schemes.
Speak to one of our experts today.