Key benefits

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Transform to meet current and future business needs

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Simplify payments by connecting from a single access point to multiple global payment networks

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Integrate easily and securely with existing systems and banks

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Ensure compliance and mitigate fraud risk

Bottomline’s Universal Aggregator IQ addresses challenges for corporates, banks, financial institutions, and governmental organizations by providing a seamless, single access point to multiple payment networks, systems, and infrastructures.

The Universal Aggregator IQ is a first-of-its-kind, configurable solution offering unrivaled global reach, flexible and secure integration with back-office environments and compliance with all technical and regulatory requirements.

With Bottomline's Universal Aggregator IQ service, processes are simplified, compliance is assured and risk-mitigation improved.

Why Bottomline Universal Aggregator IQ?

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Achieve Global Connectivity

Universal Aggregator IQ provides connectivity to a comprehensive range of global networks with full interoperability between standards to future proof against format changes, new payment schemes, and technological developments.

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Increase efficiency

Straight-through processing increases with sophisticated back-end integration, file translation, and message management. With improved transparency, payments management is dramatically simplified.

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Reduce operating costs

The Bottomline SaaS solution enables organizations to integrate and access their global financial supply chain with significantly lower TCO when compared to managing multiple in-house connections. Greater reach, more control, lower cost – a perfect combination.

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Stay compliant and reduce fraud risk

Integrated transaction monitoring and real-time reconciliation ensures anomalies are identified and investigated immediately. Powerful exception and case management controls enable payment flows to be analyzed and scanned in real-time. Full payment lifecycle visibility further mitigates against risk and fraud, with user behavior and transaction flow monitoring available for the highest possible protection levels.


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