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Bottomline Solutions | Or Browse all products

Universal Aggregator IQ
A single API enabled SaaS platform for payments, messaging, and connectivity that enables financial institutions to achieve lower costs, wider reach, speed-to-market, industry compliance, greater security and improved risk & treasury management.
Financial Document Automation
360° automation of your financial documents for greater visibility and control of your payments, collections and working capital.
Bottomline PTX
Make and collect payments using Bacs, Faster Payments, Direct Debit and Open Banking. Manage cash flow, invoices, remittances and protect your business from fraud.
Securities Management
Gain visibility and control across your securities lifecycle with our Securities Business Centre.
Fraud and Financial Crime Management
Gain unparalleled protection from internal fraud and external financial crime. Meet compliance and regulations without complexity.
Legal Spend Management
Gain insight into your data, improve bill review process, increase efficiency, enable better decision making, enhance supplier relationships and deliver improved program results.
Best Practices to Maximise Your Cashflow

Just Get Paid: Your Guide to Direct Debit

The objective of this eBook is to provide clarity on the latest innovations in collecting recurring payments via Direct Debit so you can make the right choices for your business.

Download eBook
  • Company Type

Company Type

Businesses
For businesses and organisations of all sizes. Automate the collection of payments, pay staff and suppliers more efficiently or simply get paid faster than ever before.
Enterprises
For treasury and finance departments in large corporations, learn how to increase efficiency, visibility, cash optimisation and security throughout the payments process.
Financial Institutions
For banks and wealth management organisations, discover how to deliver innovative services and experiences to customers in today's open and real-time world.
Legal
Gain insight into your data, improve bill review process, increase efficiency, enable better decision making, enhance supplier relationships and deliver improved program results.
Partner with the Bottomline Bank Channel

Extend and enhance your corporate & commercial product offering using Bottomline’s BaaS / SaaS solutions.

Our banking industry experts have a deep knowledge of corporate transaction banking, in addition to domestic and international corporate payments, market engagement and large program delivery.

Learn More
  • Resource Hub

Resource Hub

Bottomline Blog
Your destination for content that helps companies make business payments simple, smart and secure. Check back often for best practices, insights and perspectives from our subject matter experts and partners.
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Bottomline puts customers first. See what our customers have to say about us!
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View upcoming industry and Bottomline events and webinars, from large global conferences to expert-led webinars.
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Transform your organisation with our knowledge base of white papers, research reports, on-demand webinars and more.
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  • Overview
  • Why PTX?
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Pay
Pay your staff and suppliers with our cloud-based Bacs approved software.
Get Paid
Almost all companies face late payment challenges. However you want to get paid, you can manage this with a single platform.
Efficiency
Make UK and international payments in a single platform. Get better control over your cashflow and reduce admin time.
Financial Growth
Future-proof your business, with one platform that grows with your success. Just add extras when you need them.
Payment Protection
Protect your business from internal and external threats. With proactive monitoring, you can relax knowing that your payments are being screened automatically.
Digital Transformation
Give your business the competitive edge, by working with a payment solution that is continuously evolving and listening to industry changes.
Account Visibility
Combine UK and international bank accounts together, pinpoint transactions with a single search and control who can access your data.
Bacs and Faster Payments
The UK's most popular Bacs-approved cloud software that allows you to make payroll and supplier payments with ease.
Cards
Take one-off and recurring payments, through your website or over the phone. Everything you need to accept card payments.
Cheques
Reduce the time and cost of processing cheque payments with secure cheque printing services and alternative payment strategies.
Direct Debit
Get paid while you sleep with Direct Debit. We have a comprehensive set of options that will help your business collect. Perfect for subscriptions. No fuss, no bother.
International Payments
Pay international invoices, overseas staff or transfer funds with the same degree of security, ease and control as making a local payment.
Pay Direct
You can now accept payments directly from your customers' bank accounts. Powered by the Open Banking revolution.
Refunds
Make one-off payments simple, secure and customer friendly. Perfect for refund payments, claims processing, promotional campaigns or compensation payouts.
Security
Safeguard your business with intelligent fraud and cybercrime prevention technology.
Validation and Verification
Save time and money previously lost due to out-of-date and incorrectly-entered bank account information.
Confirmation of Payee (CoP) for Business
CoP is an industry-wide, regulated banking initiative in the UK that provides payers with additional peace of mind that payments are being sent to the right person.
Cash Management and Payments
Offer a simple way for your organisation to replace spreadsheets with automation, develop more timely cash visibility and secure greater payments control without the complexity of a TMS implementation.
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  • Overview
  • Why PTX?
    • Why PTX?
      • Pay
        Pay your staff and suppliers with our cloud-based Bacs approved software.
      • Get Paid
        Almost all companies face late payment challenges. However you want to get paid, you can manage this with a single platform.
      • Efficiency
        Make UK and international payments in a single platform. Get better control over your cashflow and reduce admin time.
      • Financial Growth
        Future-proof your business, with one platform that grows with your success. Just add extras when you need them.
      • Payment Protection
        Protect your business from internal and external threats. With proactive monitoring, you can relax knowing that your payments are being screened automatically.
      • Digital Transformation
        Give your business the competitive edge, by working with a payment solution that is continuously evolving and listening to industry changes.
  • Features
    • Features
      • Account Visibility
        Combine UK and international bank accounts together, pinpoint transactions with a single search and control who can access your data.
      • Bacs and Faster Payments
        The UK's most popular Bacs-approved cloud software that allows you to make payroll and supplier payments with ease.
      • Cards
        Take one-off and recurring payments, through your website or over the phone. Everything you need to accept card payments.
      • Cheques
        Reduce the time and cost of processing cheque payments with secure cheque printing services and alternative payment strategies.
      • Direct Debit
        Get paid while you sleep with Direct Debit. We have a comprehensive set of options that will help your business collect. Perfect for subscriptions. No fuss, no bother.
      • International Payments
        Pay international invoices, overseas staff or transfer funds with the same degree of security, ease and control as making a local payment.
      • Pay Direct
        You can now accept payments directly from your customers' bank accounts. Powered by the Open Banking revolution.
      • Refunds
        Make one-off payments simple, secure and customer friendly. Perfect for refund payments, claims processing, promotional campaigns or compensation payouts.
      • Security
        Safeguard your business with intelligent fraud and cybercrime prevention technology.
      • Validation and Verification
        Save time and money previously lost due to out-of-date and incorrectly-entered bank account information.
      • Confirmation of Payee (CoP) for Business
        CoP is an industry-wide, regulated banking initiative in the UK that provides payers with additional peace of mind that payments are being sent to the right person.
      • Cash Management and Payments
        Offer a simple way for your organisation to replace spreadsheets with automation, develop more timely cash visibility and secure greater payments control without the complexity of a TMS implementation.
  • Advisor
  • Developers
Bottomline logo
  • Solutions
      Best Practices to Maximise Your Cashflow

      Just Get Paid: Your Guide to Direct Debit

      The objective of this eBook is to provide clarity on the latest innovations in collecting recurring payments via Direct Debit so you can make the right choices for your business.

      Download eBook
    • Bottomline Solutions Browse all products
    • Bottomline Solutions | Browse all products
      • Universal Aggregator IQ
        A single API enabled SaaS platform for payments, messaging, and connectivity that enables financial institutions to achieve lower costs, wider reach, speed-to-market, industry compliance, greater security and improved risk & treasury management.
      • Financial Document Automation
        360° automation of your financial documents for greater visibility and control of your payments, collections and working capital.
      • Bottomline PTX
        Make and collect payments using Bacs, Faster Payments, Direct Debit and Open Banking. Manage cash flow, invoices, remittances and protect your business from fraud.
      • Securities Management
        Gain visibility and control across your securities lifecycle with our Securities Business Centre.
      • Fraud and Financial Crime Management
        Gain unparalleled protection from internal fraud and external financial crime. Meet compliance and regulations without complexity.
      • Legal Spend Management
        Gain insight into your data, improve bill review process, increase efficiency, enable better decision making, enhance supplier relationships and deliver improved program results.
  • Company Type
      Partner with the Bottomline Bank Channel

      Extend and enhance your corporate & commercial product offering using Bottomline’s BaaS / SaaS solutions.

      Our banking industry experts have a deep knowledge of corporate transaction banking, in addition to domestic and international corporate payments, market engagement and large program delivery.

      Learn More
    • Company Type
      • Businesses
        For businesses and organisations of all sizes. Automate the collection of payments, pay staff and suppliers more efficiently or simply get paid faster than ever before.
      • Enterprises
        For treasury and finance departments in large corporations, learn how to increase efficiency, visibility, cash optimisation and security throughout the payments process.
      • Financial Institutions
        For banks and wealth management organisations, discover how to deliver innovative services and experiences to customers in today's open and real-time world.
      • Legal
        Gain insight into your data, improve bill review process, increase efficiency, enable better decision making, enhance supplier relationships and deliver improved program results.
  • Resource Hub
    • Resource Hub
    • Bottomline Blog
      Your destination for content that helps companies make business payments simple, smart and secure. Check back often for best practices, insights and perspectives from our subject matter experts and partners.
      Customer Success
      Bottomline puts customers first. See what our customers have to say about us!
      Events
      View upcoming industry and Bottomline events and webinars, from large global conferences to expert-led webinars.
      Resources
      Transform your organisation with our knowledge base of white papers, research reports, on-demand webinars and more.
Or browse all products
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Home Solutions Bottomline PTX Features Bacs and Faster Payments
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Pay via Bacs and Faster Payments

The UK's most popular Bacs-approved cloud software that allows you to make payroll and supplier payments with ease.

Having won multiple awards including B2B Payments Innovation of the Year at the Payments Awards, PTX is recognised as best in the industry.

solution detail_PTX Created with Sketch.

Stay competitive in an ever-changing landscape

PTX currency & payments 92

Make payments faster than ever before

PTX legal 104

Improve processes and avoid unnecessary paperwork

PTX representation 19

Increase visibility into invoice and payment data

PTX personnel 144

Enhance data to learn more about your customers

Automate your UK payments

Use the UK’s most popular Bacs-approved software to transform your outbound payments process, regardless of whether you send payment files directly from your ERP/accounting package or manually enter the information yourself. Bacs is the organisation responsible for the rules, or schemes, behind the automated clearing and settlement of Bacs Direct Debit (cash collections) and Bacs Direct Credit (payments). 

Automatically submit Bacs payments right up to the daily cut-off time, as well as Faster Payments 24 hours a day, 7 days a week. Faster Payments are a quicker method of sending money than using Bacs.  Payments sent via Bacs are processed on a three working days cycle, whereas Faster Payments are almost immediate and available 24/7.

Bacs and Faster Payments 1 Illustration
Bacs and Faster Payments 2 Illustration (1)

Manage how you authorise payments

Ensure that money doesn’t leave your business without proper scrutiny. Manage who can approve what, with customisable approval rules.

Take the legwork out of checking payment dates, validating files and catching duplicate payments that would otherwise have been paid.

Stay secure and ahead of
the competition

Encrypt payment files at rest, stop duplicate payments and detect potentially fraudulent activity - all in one business payments platform.

Whether you’re a smaller business making the odd supplier payment, or a larger organisation submitting payment files daily, choose a platform that grows with your payment processing needs.

Bacs and Faster Payments 3 Illustration
PTX Bacs GPS logo
"I can’t describe the level of satisfaction I had having the conversation with my bank relationship manager about how easy our move to PTX had been; the ease and speed of the implementation, the flexible platform, and the fact that it was website driven rather than the interface which the bank had." Craig Dewar | Chief Information Officer | GPS
parkinsons logo get paid
"The PTX dashboard gives us an immediate visual confirmation that the Bacs submission was successful. It eliminates any guesswork as we can see very clearly which donor we have claimed from and when. We now have far greater visibility over our Direct Debits than ever before." Donna Riyani | Senior Supporter Services Officer | Parkinson's
PTX Callaway Golf logo
"PTX offers an online, intuitive, quick and user-friendly solution. For us the decision was simple! We now feel confident about our regular payments and collections, as well as the additional DR capability PTX offers." Nick Barber | Cash Manager | Callaway Golf

Internet banking vs. direct Bacs solution

What is the best way to make supplier payments? For many organisations already using Internet banking to check balances and access statements, it can often seem logical to also utilise it for payments. But is this the best option?

Most organisations making more than 50 transactions per month will achieve cost savings by moving to a direct Bacs solution.

Download our white paper for answers to these questions and more...

Read now
Real time Payments and Cross Border page image 1 1260x706
Selco Customer Success Story

“I can use PTX anywhere. It is a very simple and easy to use system. The processing only takes 10 minutes.”

- Rob Brewill, Finance Director

View Full Story  View Highlights

“Rather than having to work to the timeframe of the Accounts Payable team, the authorization can now be done at any time during the day. It has been very good for the workflow.”

- David Harris, Finace Head of Corporate Support

View Full Story  View Highlights

Orbit Customer Success Story Block
Salford Van Hire Customer Success Story

“What was attractive about PTX was that it would be continually upgraded without negatively impacting us. It was far superior to anything that we had seen. We also felt it was worth paying more for reliability and flexibility to cover things like security updates.”

- Mike Frost, Group Financial Controller 

View Full Story  View Highlights

Resources Success Stories
Resources Success Stories
Best practice guide
911482266462 Bacs 2 Basics   6 simple steps to implementing a direct Bacs solution V3 Thumbnail

6 Simple Steps to Implementing a Direct Bacs Solution

Video
Bottomline

Bottomline's Bacs approved payment software is a hole-in-one for Callaway Golf

Infographic
How to Prevent Bacs Direct Debit Collection Failure IFO thumbnail

How to Prevent Bacs Direct Debit Collection Failures

Best practice guide
621507148294 thumbnail cash wars dd practical brief

How to Set Up Bacs Direct Debit for Your Business Profitably

Customer success story

ILF Scotland compliant with PTX Bacs-approved payments

Customer success story

Kinnerton Confectionery Sweetens its Bacs Payments Process

Customer success story

British Pipeline Agency conveys Bacs payments via the cloud

Customer success story

Callaway Golf Europe Ltd.

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