What We Do
Since 1989, Bottomline has been modernizing global business payments with connected solutions for more than 1M financial institutions and businesses in 92 countries.
Securely and efficiently manage funds disbursements
For Businesses
Streamline the collection and management of single and recurring payments
Direct submission and processing of your UK bank payments for payables and receivables
Centralize and automate all your payment creation, controls, and submissions
Comprehensive connectivity to Swift and other domestic and global financial messaging networks
For Banks & Financial Institutions For Businesses
Convert legacy financial message formats to modern message standards
For Banks & Financial Institutions
Easily view analytics of financial messages with central repository
View, optimize, and forecast your cash position with all accounts connected in one solution
Combat payment fraud and evolving threats in real-time with a SaaS solution that helps you stop fraud before it happens.
Identify unusual behaviour from insiders or intruders before their high-risk activities disrupt your business.
Reduce fraud and errors through digital account verification
Efficiently screen transactions to identify and manage sanctions risk
Explore the enterprise-wide alert and case management system for creating and managing alerts and cases of suspicious activity and filing suspicious activity reports (SARs).
Who We Serve
Our Company
All Resources
Bottomline's PTX offers a simple and secure solution to directly credit your customer while providing a better experience and a lower operational cost. It is perfect for refund payments, claims processing, promotional campaigns, or compensation payouts.
Bottomline provides a complete end-to-end payments process, from the distribution, capture, verification and validation of the claimant’s details through to the payment and payment confirmation to the claimant.
Not only does it help ensure that the payment can be made as quickly as possible, but it also avoids the need to store and manage the payee’s details on your own systems, helping you stay compliant with GDPR regulations.
Securely capture your customer’s bank details and automatically generate a payment to them. Eliminate the need for cash or cheques; instead, initiate a simple direct credit to your customer’s bank account.
Avoid the risks associated with manually obtaining sensitive payment data with traditional channels like paper, telephone, or email. Ensure secure handling of your data, maintaining GDPR compliance.
Leverage Confirmation of Payee (CoP), the name-checking service with over 99%* data coverage of UK bank accounts. Built into Payouts Automation, it gives you the assurance that your payment is going to the correct recipient.
*Payment Systems Regulator - CP22/3 Extending Confirmation of Payee coverage
Reduce the load on call centre staff with interactive, secure payment forms hosted by Bottomline.
Remove the need to manage PII such as sort codes, bank account numbers, and postal addresses.
Avoid the risk of unpaid funds or payment fraud by using bank account and payee verification.
Reduce the cost of processing by offering an alternative to cheques.
Use “Modulus checking” to avoid customers inputting wrong sort codes or account numbers.
Use a CSV download, callback, or API to automatically update your host systems. We’ll also send you daily bespoke reports on the status of your links.
Ensure trust with claimants with automated, fully branded email communications sent straight from your domain.
Answer a few quick questions and get tailored advice to make your payments faster, cheaper, and more customer-friendly.
UK Law safeguards consumers’ rights when purchasing goods or services from you. Handling refunds and compensation can be costly and inefficient for the payer due to complexities. With high emotions and expectations from claimants, your reputation may be at risk.
Opt for payment via Bacs in up to 3 days or Faster Payments in less than 1 day to securely refund your customers promptly.
The biggest benefit from using Bottomline Payouts is that we get financial support to residents who need it most, in the shortest time possible. Alongside this, we have made significant time and resource savings. I cannot imagine how we would meet our payment commitments without Bottomline.
I would definitely recommend Bottomline to other companies looking for a proven refund solution. The support and guidance was first-class. The project was a genuine collaboration that brought different parts of the business together.
Whilst researching potential alternatives to printing cheques, I found the Bottomline solution. It ticked every box in terms of features that we needed. We could leverage existing approval and authorization workflows. This was a real time saver and accelerated change without compromising on security.
"Our main drivers were to reduce the administration and manual effort involved in paying prizes while speeding up how quickly players receive their funds. We researched the market and concluded that PTX Payouts offered unrivalled smart, digital payments and Bottomline’s Confirmation of Payee (CoP) for Business offering represented a real differentiator."
Confirmation of Payee is provided by Bottomline Payment Services Ltd (Registered in England no: 3986072), who are authorized by the Financial Conduct Authority under the Payment Services Regulations for the provision of payment services with FCA registration number 616279 and whose registered office is at 1600 Arlington Business Park, Theale, Reading, RG7 4SA.
Explore more Payments Automation ideas to help your business get paid.
Learn More
Payouts Automation helps organisations send one-off payments directly into their customers’ bank accounts in a simple and secure way. It manages the full process from securely collecting bank details through payment confirmation and reporting, eliminating the need to store sensitive account information on your own systems.
Payouts Automation is designed for one-off payments such as refunds, compensation, claims, grants, prize payments and other direct credits. It is particularly useful when you need to pay someone quickly but do not already hold their bank details.
It gives your customers a simple, secure way to provide their payment details and receive funds without unnecessary delays. You can reach customers – and include a payment link - in email, letters or embedded into your website, creating a smooth and convenient payout experience for customers.
No. One of the main benefits of Payouts Automation is that it reduces or removes the need for you to collect, store and manage sensitive banking details such as sort codes and account numbers on your own systems, which can reduce your risk as well.
Payment speed depends on the payment method you choose. Payouts Automation supports Bacs, which typically takes three working days and Faster Payments , which can usually be completed more quickly for time-sensitive payouts.
The solution uses bank account validation and payee verification to help make sure payments are being sent to the right person. It also uses modulus checking to reduce the risk of customers entering incorrect account details. This helps lower the chance of failed payments, fraud and manual rework.
Yes. Payouts Automation includes Confirmation of Payee checks to help verify that the account details provided match the intended recipient. CoP provides coverage for over 99% of UK bank accounts, helping organisations feel more confident that funds are reaching the correct recipient.
Yes. Payouts Automation is designed to be flexible, so you can use it across different channels including website, email links and printed communications. This makes it easier to match the payout experience to your existing processes and customer needs.
Payouts Automation provides reporting options that can help you track and reconcile payments more easily. Depending on your setup, this can include CSV downloads, callbacks, APIs and regular status reporting to help keep your internal systems up to date.
Payouts Automation is well suited to organisations that regularly make one-off payments to customers, residents, suppliers or claimants. This can include sectors such as financial services, retail, travel, insurance, education, utilities and the public sector, where speed, security and operational efficiency are important.
Speak to one of our experts today.
