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Across the Office of the CFO

Modern CFOs aren’t just reporting on past performance or tracking budgets—they’re protecting liquidity, enabling flexibility, and safeguarding the business against risk. They need software that supports these responsibilities without adding complexity or disruption.

By connecting your AR, AP, Treasury, and Payments workflows in Bottomline’s CFO Suite, you gain earlier visibility, act with confidence, and stay firmly in control. The suite is powered by the BEA Agentic Platform, giving you the intelligence to adapt in real time.

The CFO remit has expanded

Cash is no longer managed by one team or one system. It moves across the entire Office of the CFO, touching everything from reactive invoicing to collections to making payments and on to intelligent forecasting and risk management.

Yet most organizations still operate with:

  • Cash data spread across banks, ERPs, portals, and spreadsheets
  • Forecasts based on delayed reconciliation and incomplete signals
  • AR, AP, Treasury, and Payments working independently
  • Fraud and exceptions identified after money has already moved
  • Growing pressure to use AI, without a clear path to do so effectively and govern it well

This makes it harder to answer simple but critical questions:

  • Do we trust our cash position today?
  • Can we rely on our forecast for the weeks ahead?
  • Are we reducing our risk, or increasing risk exposure?
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Manage your cash activities in one spot that gives you 100% visibility and control

Bottomline's CFO Suite is built to address inefficiencies and traditional struggles with how cash actually moves through the business.

It connects AR, AP, Treasury, and Payments into a single operational view so insight, execution, and control reinforce each other.

 

BENEFITS

With the CFO Suite, finance leaders can:

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See cash earlier and improve forecast accuracy with data connected across the business

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Reduce fraud, exceptions, and risk by applying AI monitoring and analysis before transactions are executed

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Accelerate receivables and optimize payables performance to improve DSO and DPO

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Increase the level of automation per each full-time employee to drive efficiency without adding headcount

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Apply governed and auditable AI, ensuring better cash operations while maintaining full control and compliance

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Start with a single use case and scale AI and automation across workflows based on a foundation of unified data

The result is better, intelligent decisions driven by
connected operations, not just better reporting.

At the center of the CFO Suite is the BEA Agentic Platform

BEA is not a standalone AI tool. It is Bottomline’s built-in agentic platform, embedded directly within proven finance workflows. BEA ensures AI operates within rules, approvals, and system integrations, rather than with independence that can create confusion and risk.  

This means AI can assist with tasks such as matching, prioritization, forecasting, and anomaly detection, while finance teams retain full oversight and accountability.

What you can do with BEA that you can't do with other AI tools

 

BEA is the intelligence layer that brings the CFO Suite together, connecting data, workflows, and decisions across the Office of the CFO.

It enables finance teams to configure and enhance finance processes using AI agents purpose-built for AR, AP, Treasury, and Payments.

BEA ensures:

  • Contextual decisioning based on your organization’s transactions, rules, and history, rather than generic models
  • Orchestration across people, policies, and automation to ensure the right action is taken every time
  • Full audit trails for every recommendation and action, supporting compliance and accountability
  • Governed deployment with controlled rollout, ensuring AI is introduced responsibly and intentionally

Because BEA runs inside trusted Bottomline platforms, where financial data already securely resides, sensitive cash and payment data remains safe and under your control. You'll never need to expose that data to external AI tools. 

AI works where the data is reliable, the process is defined, and the outcome matters.

 

Trust and Governance is Built-in


Bottomline already powers mission critical finance workflows across payments, receivables, payables, and banking connectivity.

The CFO Suite builds on that foundation and brings together data from ERPs, banks, and payment networks into a single, connected environment. This gives finance teams access to a broader, richer dataset than point solutions can provide, as well as better automation, security, and compliance than competing suites.

The result is faster decisions, greater accuracy, and increased confidence leading to improved KPIs that the CFO cares about. All without sacrificing oversight or security.

Start with digitizing payments, managing invoices, or collections. You pick. Add on at anytime.


Most finance teams start with one or two high‑impact areas and build from there. Each use case improves a specific process, and together they create a connected view of operational cash across the Office of the CFO. Common entry points include:

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Cash forecasting and visibility

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Invoice ingestion, coding, routing, and approvals

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Collections and dunning

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Cash application and unapplied cash

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Fraud detection and cash protection

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Predictive accounts receivable

Wherever you start, you'll boost efficiency, protect cash flow, and improve decision-making. Add on to get a fully connected view of your cash.

See how finance leaders are connecting cash and control

Bottomline's CFO Suite, powered by the BEA Agentic Platform, helps CFOs turn fragmented processes into confident decisions by connecting the cash lifecycle and applying AI responsibly

Request a CFO Suite briefing

Tailored to your AR, AP, Treasury, and Payments environment

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With Bottomline's CFO Suite, finance leaders can drive measurable impact across the KPIs that matter most:

Accelerate cash flow and receivables performance

  • Reduce DSO (Days Sales Outstanding) and improve CEI (Collection Effectiveness Index) with AI-driven collections and application
  • Lower % overdue and bad debt by prioritizing actions based on real-time customer and payment behavior
  • Minimize unallocated and unidentified cash through intelligent cash application trained on your transaction data

Optimize payables and reduce risk

  • Improve DPO (Days Payable Outstanding) while maintaining supplier relationships through better payment timing and insight
  • Increase vendor match rates and reduce invoice processing time with automation embedded directly in AP workflows
  • Proactively identify and mitigate payment risk indicators before execution using AI applied in context

Strengthen cash visibility and control

  • Increase cash visibility across accounts, entities, and banks through connected ERP and banking data
  • Reduce exposure by detecting anomalies and risks across payments, suppliers, and transactions in real time
  • Improve forecast accuracy with AI models grounded in your actual financial data, not generic assumptions

Drive efficiency at scale

  • Increase automation rate per FTE by embedding AI directly into finance workflows—not as a separate tool
  • Optimize your payment network to reduce costs, improve straight-through processing, and increase control
  • Scale operations without adding headcount by orchestrating decisions effectively across people, rules, and automation