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Automate Your UK Payments

Customer expectations are rising. Fraud risk is rising even faster. Manual payment processes can’t keep up.

That’s why teams turn to Bottomline.

Our UK domestic payments solutions help businesses of any size move money faster, more securely and with far less effort. Whether you are single or multi-banked, you get one scalable SaaS platform designed to simplify operations while meeting security and compliance requirements. .

Use Bottomline to confidently manage:

  • Payroll processing
  • Supplier payments
  • Expenses
  • Direct debit collections

All with the control, visibility and resilience you need to stay ahead.

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Stay Competitive in an Ever-Changing Landscape

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Make Payments Seamlessly

Our fully automated solution ensures payments can be made in the fastest possible time whilst reducing fraud and error.

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Reduce Costs

Skip managing multiple payments tools – and all the related overhead. Issue all your payments from a bank agnostic platform that lets you keep your existing baking relationships.

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Save Time and Reduce Errors

With direct reporting from Bacs integrated in the solution, identify and resolve failed transactions quickly.

"Bottomline offers an online, intuitive, quick and user-friendly solution. For us the decision was simple! We now feel confident about our regular payments and collections."

Nick Barber, Cash Manager, Callaway Golf

Simpler Payments Reconciliation | Improved Exceptions Management with Dynamic Reporting

The disjointed nature of Bacs reports makes it difficult for automated reconciliation of failed or disputed payments. Gaining meaningful business insights from technical Bacs file formats and Bacs data delivered as raw text is also particularly troublesome for finance teams.

The lack of automated reporting and availability of data in desired formats, can result in missed cancellations and errors, negatively impacting efficiency and cash flow.

Payments Processing Reporting from Bottomline lowers the cost and operational overheads of reconciling Bacs reports. Build custom queries to transform Bacs data into clearer, consumable formats for simpler reconciliation.

View the Feature

Easy Integration

Connect directly to your ERP or billing system. Request exactly the data you need.

Fully Flexible Custom Queries

Create and save payment queries to suit your business for real-time business intelligence.

Long-term Access to Bacs Data

Get access to 90 days of Bacs data stored securely and an intuitive easy-to- navigate UI.

Trusted Partner

Bottomline is a leader in Bacs processing with 35 years of experience helping businesses with their payments.

Still Uploading Payment Files Manually? Here’s What It’s Costing You.

Manual payment file uploads slow your team down, invite costly errors, and keep you stuck in the weeds instead of focusing on growth.

Bottomline securely moves your payment files and Bacs reports into a centralized processing platform, so your team can finally focus on what matters—analysis, reporting, and driving your business forward.

Depending on your requirements and type of business, we offer 3 Services for moving your payment files into our platform for processing.

 

Choose from 3 Automated File Transfer Service Options
  Drive Service SFTP Subscription Service API Service
Best For

On-premise, limited in-house resources

Cloud-ready businesses with centralised or cloud-based software

Enterprise organisations with in-house development resources

File Movement

Automated transfer between your network and Bottomline’s payments platform

Secure upload/download via polled SFTP directory

Real-time submission and reconciliation to your host system

Monitoring

Watch folder monitoring for new files

Highly automated process, minimal manual intervention

Direct system integration for seamless connectivity

Report Retrieval

Automated collection of Bacs reports to local network folder

Highly automated process, minimal manual intervention

Powerful automation for large volumes and complex workflows

Integration

Easy setup, secure on-premise solution

Designed for businesses already supporting file sharing

Full integration with Bottomline’s processing platform

 

Trust Bacs for Supplier Payments

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Reduce Manual Errors

Consistent and accurate data handling leave less room for inaccuracy

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Improve Speed and Efficiency

Automated transfers process files much faster, accelerating payment cycles and reporting

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Protect Sensitive Data

Automated workflows mean fewer eyes on sensitive data, reducing insider risk and ensuring encryption standards apply

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Enable Scalability

Automation can handle large volumes of transactions effortlessly, without adding headcount

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Enhance Compliance and Auditability

Automated processes generate detailed logs, making regulatory reporting and audits easier and more reliable

Related Solutions

Explore more Payments Processing ideas to help your business pay and get paid. 

Direct Debit

As the Leading UK Direct Debit provider our solution offers a comprehensive set of features that will help your business collect recurring payments.

Payments Hub

Eliminate logging into multiple banking portals to issue payments. Send payments to any bank, in any currency, anywhere in the world, while maintaining governance and control. 

Get In Touch

Speak to one of our experts today.

Contact Us