What We Do
Since 1989, Bottomline has been modernizing global business payments with connected solutions for more than 1M financial institutions and businesses in 92 countries.
Securely and efficiently manage funds disbursements
For Businesses
Streamline the collection and management of single and recurring payments
Direct submission and processing of your UK bank payments for payables and receivables
Centralize and automate all your payment creation, controls, and submissions
Comprehensive connectivity to Swift and other domestic and global financial messaging networks
For Banks & Financial Institutions For Businesses
Convert legacy financial message formats to modern message standards
For Banks & Financial Institutions
Easily view analytics of financial messages with central repository
View, optimize, and forecast your cash position with all accounts connected in one solution
Combat payment fraud and evolving threats in real-time with a SaaS solution that helps you stop fraud before it happens.
Identify unusual behaviour from insiders or intruders before their high-risk activities disrupt your business.
Reduce fraud and errors through digital account verification
Efficiently screen transactions to identify and manage sanctions risk
Explore the enterprise-wide alert and case management system for creating and managing alerts and cases of suspicious activity and filing suspicious activity reports (SARs).
Who We Serve
Our Company
All Resources
Single and secure access to global and domestic payments networks, including instant payments. Connect to Swift, SIC, SEPA and more.
Partnering with Bottomline allows for seamless connection to multiple instant payment gateways for your financial institution.
Leverage an API-enabled SaaS platform, to future-proof access to SIC IP and by extension, to other payment schemes.
Learn More
Make and recieve instant payments across the SEPA network with SEPA Inst.
Utilise our scalable, resilient, and efficient platform directly connected to the UK Clearing network.
Connect to real-time payment networks with ease, and expand your connectivity as needed, without complexity.
Manage messages end-to-end, monitoring the full payment cycle. Create a full audit trail, for each message, with links for the associated payment.
Store and manage real-time payment messages, apply verification and screening, and stay fully aligned with ISO 20022.
Accelerate cross-border payments with seamless access to global networks like Swift, without the burden of building or maintaining the infrastructure.
Banks and Financial Institutions can explore multiple options for connectivity to Swift that meet their strategic goals and exceed customer expectations.
B2B Connect, a Visa Direct Offering, via Bottomline's API-enabled gateway is a multilateral platform that builds on Visa's reputation and expertise. It delivers B2B cross-border payments that are reliable, secure, and cost-effective for institutions and their corporate clients.
Quick and cost-effective integration to real-time payment ecosystems.
New financial products are developed quickly and effectively through a simple interface via API.
Access to a range of overlay services designed to keep you at the cutting edge of the industry, such as Sanctions Screening, Payments Verification and ISO20022 functions.
Bottomline solutions have a 99.99% record of availability for our services.
Cross-border payments are transactions where money is sent between individuals, businesses, or financial institutions in different countries. They typically involve multiple financial institutions or intermediaries, different currencies, requiring foreign exchange (FX) and regulatory and compliance checks across jurisdictions.
Traditional cross-border payments can take hours or days to settle, often moving through multiple intermediaries. Real-time (instant) payments settle in seconds, delivering immediate funds availability on always-on, 24/7 infrastructure.
Financial institutions can utilise a combination of networks and approaches (“multi-rail”) to deliver instant payments across borders. There are many domestic real-time schemes used internationally (when connected or extended across borders) including SEPA Instant, SIC IP and UK Faster Payments, amongst other regional real-time payment (RTP) schemes.
Bottomline Connectivity Services provides connectivity to multiple payment networks, including instant rails. These include SIC IP, SEPA Inst and UK Faster Payments.
Speak to one of our experts today.
