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The Federal Reserve is requiring all Fedwire Funds Service participants to adopt the ISO 20022 messaging standard by July 14, 2025. For banks and financial institutions, this is more than a compliance checkpoint—it’s an opportunity to modernize payments infrastructure and drive long-term efficiency.

Bottomline’s Message Transformation and Enrichment service simplifies the transition with a proven, scalable solution that ensures your institution is ready for the mandate—on time and without disruption.

Whether you’re facing legacy system limitations, data gaps, or format incompatibility, our service handles the complexity for you. Our service translates, enriches, and validates messages to align with ISO 20022 standards—supporting full interoperability while maintaining data integrity and compliance.

With Bottomline, you can:

  • Ensure compliance with the Fedwire ISO 20022 mandate by the July 14 deadline
  • Translate legacy formats to ISO 20022 with minimal internal changes
  • Enrich messages with missing data to meet new format requirements
  • Reduce risk with real-time validation and monitoring
  • Accelerate readiness without overhauling your existing systems

We’ve helped banks and financial institutions navigate ISO 20022 mandates with speed and confidence. Let us do the same for you.

Contact Us Today

Click here to download this data sheet with more details on our service